New-Build 4-Bedroom Apartment in El Saltillo, Torremolinos
El Saltillo, Torremolinos · Malaga
4 Chambres2 Salles de bain170 m²
Description
At 170 m2, this 4-bedroom new-build apartment is the largest residential unit currently available in the El Saltillo development, sitting on the 3rd floor of a 5-storey building. The property has 4 bedrooms, 2 bathrooms, and 2 allocated parking spaces. Priced at EUR 655,000, it represents a price per m2 of approximately EUR 3,853. The building has a lift serving all 5 floors.El Saltillo is a residential district of Torremolinos, within easy reach of the town centre along Avenida Palma de Mallorca and the beachfront promenade of La Carihuela. Torremolinos town centre, with its covered market on Calle Cuesta del Tajo and local supermarkets, is under 2 km from El Saltillo. Málaga city centre is roughly 14 km to the east along the A-7 coastal motorway.Málaga AGP airport is approximately 20 minutes by road, making this practical for owners who travel frequently or wish to offer short-term lets. As a new-build property in Andalusia, purchase tax is IVA at 10% (EUR 65,500) rather than ITP. Additional purchase costs include notary fees of approximately EUR 600 to 1,200, land registry fees of EUR 400 to 800, and legal fees of around 1% plus VAT. Community fees are currently set at EUR 0 per month. IBI and basura figures are not yet confirmed by the agent. The energy rating is G.
Détails du bien
| Type de bien | Appartement |
| Chambres | 4 |
| Salles de bain | 2 |
| Surface habitable | 170 m² |
| Étage | 3 / 5 |
| Certificat énergétique | G |
| Référence | 17499032-01 |
Équipements
Neuf
4 bedrooms
2 bathrooms
170 m2 build size
3rd floor
Ascenseur
Piscine commune
Parking (2 places)
Climatisation
Placards intégrés
Distances et environs
- Aéroport
- 20 min (Málaga AGP)
✈️
Emplacement sur la carte
El Saltillo, Torremolinos · 36.6172, -4.5170
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €75,325 |
| Notario | ~€1,200 |
| Registro de la Propiedad | ~€850 |
| Abogado (1% + IVA) | ~€7,926 |
| Total | ~€85,301 (13.0%) |
Aperçu de l'investissement
Prix/m²
€3,853
Torremolinos moy.
~€1,650
Diff.
+134%
À propos de El Saltillo, Torremolinos
Torremolinos est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What are the purchase costs on top of the EUR 655,000 asking price?
As a new-build property in Andalusia, VAT (IVA) applies at 10%, which equals EUR 65,500. You should also budget for notary fees of approximately EUR 600 to 1,200, land registry fees of EUR 400 to 800, and legal fees of around 1% of the purchase price plus VAT (roughly EUR 7,865 including VAT). Total additional costs typically fall between 12% and 13% of the purchase price.
Can non-residents get a mortgage on this property?
Yes. Spanish lenders generally offer non-resident buyers a loan-to-value ratio of 60 to 70%, meaning a deposit of 30 to 40% is required. On EUR 655,000 that equates to between EUR 196,500 and EUR 262,000 upfront. Current variable and fixed mortgage rates in Spain are broadly in the range of 3.5% to 4.5%, though terms vary by lender and applicant profile.
What are the ongoing running costs for this apartment?
Community fees are currently listed at EUR 0 per month; please confirm with the agent whether a service charge will apply once the development is complete. Annual IBI (council tax) and basura (refuse collection) figures have not yet been confirmed by the agent. As a new-build, IBI may be subject to a temporary reduction in the first years, depending on the local authority.
Can I view this apartment remotely before travelling to Torremolinos?
Yes. OceanHome can arrange a live video viewing at a time that suits you, allowing you to walk through the property virtually with one of our agents. In-person viewings in El Saltillo can also be scheduled seven days a week.
Is this apartment suitable as a rental investment?
Torremolinos is a tourist zone on the Costa del Sol with a year-round rental market, and El Saltillo's proximity to the beachfront and the town centre supports both short-term holiday lets and longer residential lets. A 4-bedroom unit of 170 m2 is relatively uncommon in the area, which can support occupancy. You will need a Junta de Andalucía tourist licence to operate short-term lets legally; our team can advise on the application process.
What does the purchase process look like for this property?
First, you will need an NIE (Número de Identificación de Extranjero), the tax identification number required for any Spanish property purchase. Once you have agreed on price, a reservation contract is signed and a holding deposit (typically EUR 3,000 to 6,000) is paid to secure the property. This is followed by the arras contract, where a further deposit of around 10% is exchanged and both parties are legally committed. Finally, the transaction completes before a notary, at which point the remaining balance and all taxes and fees are paid and the title deed (escritura) is signed.
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Détails du bien
- Type de bien
- apartment
- Chambres
- 4
- Salles de bain
- 2
- Surface habitable
- 170 m²
- Certificat énergétique
- G
