New-Build 2-Bedroom Penthouse in Arroyo Enmedio, Estepona
Arroyo Enmedio, Estepona · Malaga
2 Chambres2 Salles de bain81 m²
Description
This second-floor penthouse is part of a new-build development of 58 homes in Arroyo Enmedio, Estepona, priced at EUR 552,000. The property covers 81 m2 of built space and includes 2 bedrooms and 2 bathrooms. Two parking spaces are included, and the building is served by a lift. An optional solarium is available, adding private rooftop space above the unit. The development sits approximately 1 km from the coastline, with Málaga AGP airport reachable in around 20 minutes by car.Arroyo Enmedio is a residential area on the western edge of Estepona, positioned between the N-340 coastal road and the sea. The neighbourhood connects directly to Estepona's Paseo Marítimo, which runs alongside Playa de la Rada, one of the longest beaches on the Costa del Sol at over 2 km. Estepona's old town, with its pedestrianised streets and Plaza de las Flores, is within a few kilometres. Several supermarkets and local services operate in and around Arroyo Enmedio, making day-to-day living practical without requiring a car for most errands.At EUR 552,000 for 81 m2, the price per m2 is approximately EUR 6,815. As a new-build purchase in Andalusia, VAT applies at 10% rather than transfer tax, adding EUR 55,200. Additional purchase costs include notary fees of approximately EUR 600 to 1,200, land registry fees of EUR 400 to 800, and legal fees of around 1% plus VAT. Community fees are currently listed as EUR 0, which may reflect a pre-completion figure and buyers should confirm this with the developer. IBI has not yet been assessed. The energy rating is G.
Détails du bien
| Type de bien | Penthouse |
| Chambres | 2 |
| Salles de bain | 2 |
| Surface habitable | 81 m² |
| Étage | 2 |
| Certificat énergétique | G |
| Référence | 28625956-09 |
Équipements
Piscine commune
Solarium
Ascenseur
2 parking spaces
Climatisation
Modern kitchen appliances
Placards intégrés
Porcelain tile flooring
Laminate flooring
Communal gardens
Vue mer
Neuf
Distances et environs
- Aéroport
- 20 min (Málaga AGP)
✈️
Emplacement sur la carte
Arroyo Enmedio, Estepona · 36.4070, -5.1948
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €63,480 |
| Notario | ~€1,200 |
| Registro de la Propiedad | ~€850 |
| Abogado (1% + IVA) | ~€6,679 |
| Total | ~€72,209 (13.1%) |
Aperçu de l'investissement
Prix/m²
€6,815
Estepona moy.
~€1,650
Diff.
+313%
À propos de Arroyo Enmedio, Estepona
Estepona est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What are the total purchase costs for this penthouse?
As a new-build property in Andalusia, VAT (IVA) applies at 10%, which amounts to EUR 55,200 on the EUR 552,000 asking price. You should also budget for notary fees of approximately EUR 600 to EUR 1,200, land registry fees of EUR 400 to EUR 800, and legal fees of around 1% of the purchase price plus VAT (approximately EUR 6,627 including VAT). Total acquisition costs typically add 12 to 13% on top of the purchase price.
Can non-residents obtain a mortgage to buy this property?
Yes. Spanish banks generally offer non-resident buyers financing of up to 60 to 70% of the purchase price, meaning a deposit of 30 to 40% is typically required. On EUR 552,000, that equates to a deposit of roughly EUR 165,600 to EUR 220,800. Current variable and fixed mortgage rates in Spain range from approximately 3.5% to 4.5%, though rates vary by lender and applicant profile.
What are the ongoing running costs for this property?
Community fees are currently listed as EUR 0 per month, which may reflect a pre-completion estimate; buyers should verify the confirmed figure with the developer before exchange. IBI (local council tax) has not yet been assessed for this new-build. Buyers should request a projection from the developer or local Catastro office. Utility costs will depend on usage.
Can I arrange a viewing, and are remote viewings available?
Yes. In-person viewings can be arranged through OceanHome at a time that suits you. If you are based outside Spain, we also offer video viewings so you can walk through the development and see the show unit remotely before committing to travel.
What is the rental potential for a property in Arroyo Enmedio?
Arroyo Enmedio sits within a popular coastal tourist zone approximately 1 km from the beach. Properties in this area of Estepona attract both short-term holiday rental demand and longer-term residential tenants. A tourist rental licence (Vivienda con Fines Turísticos) is required for short-term lets in Andalusia. We recommend speaking with a local rental management agent for a realistic income assessment based on comparable units.
What steps are involved in buying this property?
The process begins with obtaining a NIE (Número de Identificación de Extranjero), which is required for all property transactions in Spain. Once you have agreed terms, a reservation contract is signed and a holding deposit, typically EUR 3,000 to EUR 6,000, is paid to secure the unit. A private purchase contract (arras or contrato de compraventa) follows, at which point 10% of the purchase price is usually paid. The transaction is completed before a Spanish notary, at which point the balance and all taxes are settled. The property is then registered in your name at the Land Registry.
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Détails du bien
- Type de bien
- penthouse
- Chambres
- 2
- Salles de bain
- 2
- Surface habitable
- 81 m²
- Certificat énergétique
- G
