New-Build 3-Bedroom Penthouse in La Concha-Resina Golf, Estepona
La Concha Resina Golf, Estepona · Malaga
3 Chambres3 Salles de bain129 m²
Description
This top-floor new-build penthouse in La Concha-Resina Golf occupies 129 m2 across 3 bedrooms and 3 bathrooms within a 61-unit development of 2-storey buildings. The complex is arranged across 9 low-rise blocks designed to preserve open views over a pine-covered valley. Large windows run throughout, and each home includes a private parking space. Málaga Airport is approximately 20 minutes away by car.La Concha-Resina Golf sits between Estepona town and the hills behind the Costa del Sol, offering a quieter setting than the busier coastal zones. Estepona's Playa de la Rada and the Paseo Marítimo are accessible within a short drive, as are the shops and restaurants around the Plaza de las Flores in the old town. The neighbourhood takes its name from the nearby golf courses that characterise this stretch of the western Costa del Sol.Priced at EUR 393,933, this penthouse works out at approximately EUR 3,054 per m2. As a new build in Andalusia, the applicable purchase tax is IVA at 10%, adding around EUR 39,393. Additional costs include notary fees of EUR 600 to 1,200, land registry fees of EUR 400 to 800, and legal fees of approximately 1% of the purchase price plus VAT. Community fees are listed at EUR 0 per month and buyers should confirm this figure with the developer before exchange. IBI has not been set for this new-build property. The energy rating is G.
Détails du bien
| Type de bien | Penthouse |
| Chambres | 3 |
| Salles de bain | 3 |
| Surface habitable | 129 m² |
| Étage | 2 / 2 |
| Certificat énergétique | G |
| Référence | 46623745-02 |
Équipements
Piscine commune
Neuf
Top-floor apartment
3 bedrooms
3 bathrooms
Private parking space
Communal gym
Spa facilities
Communal gardens
Social room
Valley views
Large windows
Distances et environs
- Aéroport
- 20 min (Málaga AGP)
✈️
Emplacement sur la carte
La Concha Resina Golf, Estepona · 36.4765, -5.0776
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €45,302 |
| Notario | ~€950 |
| Registro de la Propiedad | ~€650 |
| Abogado (1% + IVA) | ~€4,767 |
| Total | ~€51,669 (13.1%) |
Aperçu de l'investissement
Prix/m²
€3,054
Estepona moy.
~€1,650
Diff.
+85%
À propos de La Concha Resina Golf, Estepona
Estepona est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What are the total purchase costs on top of the asking price?
As a new-build property in Andalusia, you pay IVA at 10% rather than transfer tax (ITP). On EUR 393,933 that is approximately EUR 39,393. Add notary fees of EUR 600 to 1,200, land registry fees of EUR 400 to 800, and legal fees of roughly 1% of the purchase price plus VAT. Budget for around EUR 45,000 to EUR 48,000 in total purchase costs above the asking price.
Can I get a mortgage as a non-resident buyer?
Yes. Spanish banks typically lend up to 60 to 70% of the purchase price to non-residents, meaning you will need a deposit of 30 to 40%. On EUR 393,933 that is a deposit of roughly EUR 118,000 to EUR 157,000. Variable and fixed mortgage rates currently range from approximately 3.5% to 4.5% APR, though your individual rate will depend on the lender and your financial profile.
What are the ongoing running costs for this property?
Community fees are listed as EUR 0 per month. We recommend confirming this with the developer before signing any contract, as fees for communal facilities including the pool, gym and spa are typically set once the development is complete. IBI (annual council tax) has not yet been assessed for this new-build. Rubbish collection charges are also to be confirmed.
Can I view the property remotely before travelling to Estepona?
Yes. We offer video viewings by appointment, allowing you to tour the property and ask questions in real time without travelling. Contact our team to arrange a convenient time. In-person viewings at the development in La Concha-Resina Golf are also available.
Does this property have rental potential?
Estepona is a tourist municipality, and properties in the La Concha-Resina Golf area attract both long-term and short-term rental demand, particularly from golf visitors and those seeking access to the Costa del Sol. A tourist rental licence will be required for short-term lets. We recommend speaking to a local letting agent for realistic occupancy and rate expectations specific to this location.
What does the purchase process involve?
First, you will need a Spanish tax identification number (NIE), which your solicitor can apply for on your behalf. Once you have agreed the purchase, a reservation fee is paid to take the property off the market. This is followed by a private purchase contract (arras), at which point 10% of the price is typically paid. The balance is settled at the notary on completion, when the title deed (escritura) is signed and ownership formally transfers.
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Détails du bien
- Type de bien
- penthouse
- Chambres
- 3
- Salles de bain
- 3
- Surface habitable
- 129 m²
- Certificat énergétique
- G
