New-Build 3-Bedroom Penthouse in El Velerín, Estepona
El Velerin, Estepona · Malaga
3 Chambres3 Salles de bain204 m²
Description
A top-floor position defines this 3-bedroom, 3-bathroom new-build penthouse in El Velerín, covering 204 m2 of internal living space across the second and final floor of the development. The property has 3 double bedrooms, 3 full bathrooms, and access to a communal pool via a lift. The energy rating is G, which is standard for new builds of this specification on the Costa del Sol.El Velerín sits between Estepona town and the Cancelada area, roughly 20 minutes by road from Málaga AGP airport. The neighbourhood borders the N-340 coastal corridor and is within a short drive of Estepona's old town, its covered market on Plaza del Castillo, and several Blue Flag beaches along the Paseo Marítimo. Distances to the nearest beach, supermarket, and golf course are available from the agent on request.At EUR 1,408,830, the price per m2 works out to approximately EUR 6,906. As a new build in Andalusia, the applicable purchase tax is IVA at 10%, amounting to roughly EUR 140,883. Additional acquisition costs include notary fees of EUR 600 to 1,200, land registry fees of EUR 400 to 800, and legal fees of approximately 1% of the purchase price plus VAT. Community fees are currently listed at EUR 0 and buyers should confirm the final figure with the developer. IBI has not yet been assessed for this property.
Détails du bien
| Type de bien | Penthouse |
| Chambres | 3 |
| Salles de bain | 3 |
| Surface habitable | 204 m² |
| Étage | 2 / 2 |
| Certificat énergétique | G |
| Référence | 57793934-05 |
Équipements
Neuf
Top-floor penthouse
3 bedrooms
3 bathrooms
204 m2 internal space
Piscine commune
Ascenseur
Climatisation
20 minutes from Málaga AGP airport
Energy rating G
Distances et environs
- Aéroport
- 20 min (Málaga AGP)
✈️
Emplacement sur la carte
El Velerin, Estepona · 36.4609, -5.0867
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €162,015 |
| Notario | ~€1,200 |
| Registro de la Propiedad | ~€850 |
| Abogado (1% + IVA) | ~€17,047 |
| Total | ~€181,112 (12.9%) |
Aperçu de l'investissement
Prix/m²
€6,906
Estepona moy.
~€1,650
Diff.
+319%
À propos de El Velerin, Estepona
Estepona est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What are the purchase taxes and costs for this penthouse?
As a new build, this property is subject to IVA at 10% rather than ITP. On a purchase price of EUR 1,408,830, IVA comes to approximately EUR 140,883. You should also budget for notary fees (EUR 600–1,200), land registry fees (EUR 400–800), and independent legal fees of around 1% of the purchase price plus VAT. Total acquisition costs typically run to 12–14% of the purchase price.
Can I get a mortgage as a non-resident buyer?
Yes. Spanish banks generally lend up to 60–70% of the purchase price to non-residents, meaning a deposit of 30–40% is required. On EUR 1,408,830 that equates to a minimum deposit of roughly EUR 422,649. Current variable and fixed mortgage rates from Spanish lenders sit broadly in the 3.5–4.5% range, though terms vary by lender and applicant profile.
What are the ongoing running costs for this property?
Community fees are listed as EUR 0 at the time of listing; buyers should verify the confirmed monthly or annual figure with the developer before exchange. IBI (local property tax) has not yet been assessed for this new build and will be confirmed by the Estepona town hall once the property is registered. No basura (refuse) figure is currently available.
Can I arrange a viewing remotely?
Yes. Our agents can organise a live video viewing of the development, show-home, or the specific unit if available, at a time that suits you. In-person viewings in El Velerín can also be arranged; contact us to book either option.
Does this property have rental potential?
El Velerín and the wider Estepona coastline attract both summer and off-season visitors, and Málaga AGP airport is approximately 20 minutes away, which supports year-round rental demand. Andalusia requires a tourist licence (VPAT) before a property can be let on short-term platforms. Your solicitor can advise on the application process; we do not quote yield figures without verified rental data.
What does the purchase process involve?
First, you will need a Spanish NIE (tax identification number), which your solicitor can obtain on your behalf. Once you have agreed terms, a reservation contract is signed and a holding deposit paid, typically EUR 6,000–10,000. This is followed by a private purchase contract (arras) at which a further deposit, usually 10% of the price, is paid. Completion takes place before a notary, at which point the remaining balance and all taxes are settled and the title deeds are signed.
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Détails du bien
- Type de bien
- penthouse
- Chambres
- 3
- Salles de bain
- 3
- Surface habitable
- 204 m²
- Certificat énergétique
- G
