Second-Floor 3-Bedroom New-Build Apartment in Selwo
Selwo, Estepona · Malaga
3 Chambres2 Salles de bain181 m²
Description
At 181 m2, this new-build apartment occupies the second floor of a 4-storey building in Selwo and offers one of the larger internal footprints at this price point in Estepona. The layout includes 3 bedrooms and 2 bathrooms, and the development features a communal pool. Málaga Airport is approximately 20 minutes away by car.Selwo sits on the western side of Estepona, between the A-7 coastal road and the hills inland. The area connects to central Estepona, where Calle Real and the town's covered market are roughly 10 minutes by car. Selwo also gives straightforward access to the AP-7 motorway for travel towards Marbella or Gibraltar, and the golf courses along the New Golden Mile corridor are close at hand.Priced at EUR 765,000, the price per m2 works out at approximately EUR 4,227. As a new build, VAT applies at 10%, adding EUR 76,500 to the purchase cost. Notary fees typically run EUR 600 to 1,200, land registry fees EUR 400 to 800, and legal fees around 1% of the purchase price plus VAT. Community fees are listed at EUR 0 per month and buyers should confirm this with the developer before exchange. No IBI figure is available at this stage. The energy rating is G.
Détails du bien
| Type de bien | Appartement |
| Chambres | 3 |
| Salles de bain | 2 |
| Surface habitable | 181 m² |
| Étage | 2 / 4 |
| Certificat énergétique | G |
| Référence | 90432896-03 |
Équipements
Neuf
Piscine commune
3 bedrooms
2 bathrooms
181 m2 build size
Second floor
4-storey building
Climatisation
Ascenseur
Parking souterrain
Distances et environs
- Aéroport
- 20 min (Málaga AGP)
✈️
Emplacement sur la carte
Selwo, Estepona · 36.4646, -5.0665
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €87,975 |
| Notario | ~€1,200 |
| Registro de la Propiedad | ~€850 |
| Abogado (1% + IVA) | ~€9,257 |
| Total | ~€99,282 (13.0%) |
Aperçu de l'investissement
Prix/m²
€4,227
Estepona moy.
~€1,650
Diff.
+156%
À propos de Selwo, Estepona
Estepona est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What are the purchase costs on top of the asking price?
As a new build in Andalusia, VAT (IVA) applies at 10%, which equals EUR 76,500 on the asking price of EUR 765,000. Additional costs include stamp duty (AJD) at 1.2% (approximately EUR 9,180), notary fees of EUR 600 to 1,200, land registry fees of EUR 400 to 800, and legal fees of roughly 1% of the purchase price plus VAT. Total purchase costs typically add 13 to 15% on top of the headline price.
Can non-residents get a mortgage on this property?
Yes. Spanish banks typically lend non-residents up to 60 to 70% of the purchase price or valuation, whichever is lower, meaning a deposit of 30 to 40% is generally required. On EUR 765,000, that equates to a deposit of roughly EUR 229,500 to EUR 306,000. Variable and fixed rates currently sit in the 3.5 to 4.5% range, though terms vary by lender and applicant profile.
What are the ongoing running costs for this apartment?
Community fees are listed as EUR 0 per month; buyers should verify this directly with the developer before contracts are signed. No IBI (annual property tax) figure is available yet as the property is a new build and the IBI will be assessed once the building is registered. Rubbish collection charges have not been provided and should be confirmed with the local authority.
Can I arrange a viewing remotely?
Yes. In addition to in-person viewings, OceanHome can arrange a live video viewing of the development and show home so you can assess the property from wherever you are. Contact us to book a time that suits you.
Is this apartment suitable for holiday rental?
Selwo and the broader Estepona area attract visitors year-round due to proximity to golf, beaches, and Marbella. Short-term holiday rentals in Andalusia require a Vivienda con Fines Turísticos licence from the Junta de Andalucía. Buyers interested in the rental market should factor in licensing requirements and management costs when assessing the investment case.
What does the purchase process involve?
First, you will need a Spanish tax identification number (NIE), which your solicitor can obtain on your behalf. Once terms are agreed, a reservation fee (typically EUR 3,000 to 10,000) takes the property off the market. A private purchase contract follows, at which point around 10% of the price is paid. The remaining balance is settled at the notary on completion, when ownership transfers and is registered in the Land Registry.
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Détails du bien
- Type de bien
- apartment
- Chambres
- 3
- Salles de bain
- 2
- Surface habitable
- 181 m²
- Certificat énergétique
- G
