New-Build 4-Bedroom Apartment in Valle Romano, Estepona
Valle Romano, Estepona · Malaga
4 Chambres2 Salles de bain118 m²
Description
A 4-bedroom, 2-bathroom new-build apartment on the second floor of a 2-storey building in Valle Romano, Estepona, measuring 118 m2 of built space. Two dedicated parking spaces are included in the purchase price of EUR 564,000, giving a price per m2 of approximately EUR 4,780. The development includes a communal pool and lift access to all floors. The energy rating is G, which is typical of many new-build projects in this price bracket pending final certification.Valle Romano sits in the western foothills above Estepona town, close to Valle Romano Golf and the A-7 coastal road. The neighbourhood provides straightforward road access to Estepona's old town and its central market on Plaza del Carmen, roughly 10 minutes by car. Málaga Airport is approximately 20 minutes away by road. Valle Romano's position above the coast gives the area a quieter residential character compared to the beachfront zones further east.As a new-build property, purchase taxes are levied at IVA of 10 per cent, which amounts to EUR 56,400 on this property. Additional purchase costs include notary fees of approximately EUR 600 to EUR 1,200, land registry fees of approximately EUR 400 to EUR 800, and legal fees of around 1 per cent plus VAT. Community fees are listed at EUR 0 per month at the time of listing and buyers should confirm the final community budget with the developer before exchange. Annual IBI has not yet been assessed for this property and buyers should request confirmation from the agent.
Détails du bien
| Type de bien | Appartement |
| Chambres | 4 |
| Salles de bain | 2 |
| Surface habitable | 118 m² |
| Étage | 2 / 2 |
| Certificat énergétique | G |
| Référence | 42976699-04 |
Équipements
Neuf
4 bedrooms
2 bathrooms
118 m2 built area
Second floor
Piscine commune
Ascenseur
2 parking spaces
Climatisation
Double vitrage
Distances et environs
- Aéroport
- 20 min (Málaga AGP)
✈️
Emplacement sur la carte
Valle Romano, Estepona · 36.4230, -5.1932
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €64,860 |
| Notario | ~€1,200 |
| Registro de la Propiedad | ~€850 |
| Abogado (1% + IVA) | ~€6,824 |
| Total | ~€73,734 (13.1%) |
Aperçu de l'investissement
Prix/m²
€4,780
Estepona moy.
~€1,650
Diff.
+190%
À propos de Valle Romano, Estepona
Estepona est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What are the purchase taxes and costs on this apartment?
As a new-build property in Andalusia, this apartment is subject to IVA at 10%, which comes to EUR 56,400 on a purchase price of EUR 564,000. You should also budget for notary fees of approximately EUR 600–1,200, land registry fees of approximately EUR 400–800, and legal fees of around 1% of the purchase price plus VAT (approximately EUR 5,640 before VAT). Total additional costs typically fall between 12% and 13% of the purchase price.
Can non-residents obtain a mortgage on this property?
Yes. Spanish banks generally lend up to 60–70% of the purchase price to non-resident buyers, meaning a deposit of 30–40% is typically required. On EUR 564,000 that equates to a deposit of approximately EUR 169,200 to EUR 225,600. Variable and fixed mortgage rates are currently in the region of 3.5–4.5% per annum, though rates vary by lender and applicant profile. We can refer you to independent mortgage brokers familiar with Costa del Sol lending.
What are the ongoing running costs for this property?
Community fees are currently listed at EUR 0 per month; buyers should ask the developer to confirm the final community charge before contracts are signed. Annual IBI (council tax) has not yet been assessed for this new-build and figures should be requested from the agent. Additional running costs include refuse collection charges (basura), home insurance, and utility connection fees for a new property.
Can I view this apartment remotely before travelling to Estepona?
Yes. We offer video viewings by appointment, including live walkthroughs via video call so you can ask questions in real time. We can also provide additional photographs or developer floor plans on request. In-person viewings in Valle Romano can be arranged with advance notice.
Does this property have rental potential?
Valle Romano is located within the Estepona municipality, which is an established tourist area on the Costa del Sol. New-build apartments with 4 bedrooms and communal facilities can attract both long-term tenants and holiday renters. To let the property as a tourist rental you will need to register for a Junta de Andalucía holiday rental licence. We recommend speaking to a local rental management company for realistic occupancy and income estimates before purchase.
What does the purchase process involve?
You will first need a Spanish tax identification number (NIE), which can be obtained at a Spanish consulate or in person in Spain. Once you have agreed to proceed, a reservation contract is signed and a holding deposit paid, typically EUR 3,000–6,000. This is followed by a private purchase contract (contrato de arras) in which around 10% of the price is paid. The balance is settled at the notary on the day of completion, when ownership is transferred and the title deed (escritura) is signed. A solicitor independent of the agent is strongly recommended throughout.
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Détails du bien
- Type de bien
- apartment
- Chambres
- 4
- Salles de bain
- 2
- Surface habitable
- 118 m²
- Certificat énergétique
- G
