New-Build 2-Bedroom Penthouse in Montealto, Benalmádena
Montealto, Benalmádena · Malaga
2 Chambres2 Salles de bain146 m²
Description
This new-build penthouse in Montealto, Benalmádena offers 146 m2 of living space across 2 bedrooms and 2 bathrooms. The development includes a communal pool and lift access. As a new-build property, it carries a 10-year structural warranty under Spanish building law. The asking price works out at approximately EUR 3,548 per m2.Montealto sits on the hillside above Benalmádena Costa, within the Benalmádena municipality of Málaga province. The area connects directly to the N-340 coastal road, which leads to the centre of Benalmádena Costa and the seafront promenade within a short drive. Tivoli World amusement park and the Palacio de Congresos are both located within the wider Montealto hillside zone. Málaga Airport (AGP) is approximately 20 minutes by car, making the location practical for frequent travellers.The annual IBI figure is not currently available and must be confirmed with the agent before exchange. Community fees are listed at EUR 0 per month, though buyers should verify this figure with the developer once the community of owners is formally constituted. The energy rating is G. For buyers considering letting, Benalmádena is a registered tourist municipality in Andalusia, and new-build properties with communal pool facilities in this area attract consistent short-term rental interest across the summer months. A Vivienda con Fines Turísticos licence from the Junta de Andalucía is required before listing on any rental platform.
Détails du bien
| Type de bien | Penthouse |
| Chambres | 2 |
| Salles de bain | 2 |
| Surface habitable | 146 m² |
| Étage | 0 |
| Certificat énergétique | G |
| Référence | 12109584-01 |
Équipements
New-build
Piscine commune
Ascenseur
2 bedrooms
2 bathrooms
146 m2 build area
10-year structural warranty
Energy rating G
Distances et environs
- Aéroport
- 20 min (Málaga AGP)
✈️
Emplacement sur la carte
Montealto, Benalmádena · 36.6073, -4.5612
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €59,570 |
| Notario | ~€1,200 |
| Registro de la Propiedad | ~€850 |
| Abogado (1% + IVA) | ~€6,268 |
| Total | ~€67,888 (13.1%) |
Aperçu de l'investissement
Prix/m²
€3,548
Benalmádena moy.
~€1,650
Diff.
+115%
À propos de Montealto, Benalmádena
Benalmádena est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What are the purchase costs on top of the EUR 518,000 asking price?
As a new-build property, this penthouse is subject to IVA at 10% rather than transfer tax, which amounts to EUR 51,800. Additional costs include notary fees of approximately EUR 600–1,200, land registry fees of approximately EUR 400–800, and legal fees of around 1% of the purchase price plus VAT (approximately EUR 6,216 including VAT at 21%). Total purchase costs are typically 12–14% above the asking price, so you should budget for roughly EUR 62,000–73,000 on top of the EUR 518,000.
Can I get a mortgage as a non-resident buyer?
Non-resident buyers can typically obtain a Spanish mortgage for up to 60–70% of the purchase price, meaning a deposit of 30–40% is required. On EUR 518,000 that equates to a deposit of approximately EUR 155,400–207,200. Current variable and fixed rates from Spanish lenders are broadly in the 3.5–4.5% range, though individual offers vary by lender and applicant profile. We can refer you to independent mortgage brokers with experience in non-resident applications.
What are the ongoing running costs for this property?
The annual IBI (council tax) figure has not yet been confirmed and should be established with the developer or local council before completion. Community fees are currently stated as EUR 0 per month; buyers should confirm the final figure with the developer once the community of owners is formally constituted. Utility contracts for electricity and water will need to be set up on completion.
Can I view this property remotely before travelling to Spain?
Yes. We offer video viewings by appointment, which can be arranged via WhatsApp or video call at a time that suits you. We can also provide additional photographs or a walkthrough of the development show apartment where available. In-person viewings in Benalmádena can be arranged with advance notice.
What is the rental potential for this penthouse in Benalmádena?
Benalmádena is a registered tourist area within Andalusia, and new-build properties with communal pool facilities attract consistent short-term letting demand from June through September. Owners wishing to rent legally must obtain a Vivienda con Fines Turísticos (VFT) licence from the Junta de Andalucía before listing on platforms such as Airbnb or Booking.com. We do not quote specific yield figures, but a local rental management company can provide realistic occupancy estimates based on comparable properties in Montealto.
What steps are involved in buying this property?
The first step is obtaining a Spanish tax identification number (NIE), which is required for all property transactions and can be obtained at a Spanish consulate or in Spain. Once you have agreed the purchase, a reservation contract is signed and a holding deposit (typically EUR 3,000–6,000) is paid to take the property off the market. This is followed by a private purchase contract (arras or contrato de compraventa), at which point 10% of the purchase price is usually paid. For new-build properties, stage payments during construction may apply. Completion takes place before a notary, at which point the title deed (escritura) is signed and the balance paid. We strongly recommend appointing an independent Spanish solicitor throughout the process.
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Détails du bien
- Type de bien
- penthouse
- Chambres
- 2
- Salles de bain
- 2
- Surface habitable
- 146 m²
- Certificat énergétique
- G
