New-Build Ground-Floor 3-Bedroom Apartment, Santangelo Norte
Santangelo Norte, Benalmádena · Malaga
3 Chambres2 Salles de bain164 m²
Description
This ground-floor new-build apartment in Santangelo Norte, Benalmádena, offers 164 m2 of internal living space across 3 bedrooms and 2 bathrooms. Two dedicated parking spaces are included in the purchase price. The development features a communal pool, a lift, and a building alarm system. Energy rating is G.Santangelo Norte sits in the western part of Benalmádena, with the A-7 coastal road providing direct access to Málaga and Marbella. Benalmádena Costa and its beaches are within the wider municipality, and the area is well served by local commercial strips along the Avenida del Cosmos corridor. Málaga Airport (AGP) is approximately 20 minutes by car.At EUR 524,000 the price per m2 works out at approximately EUR 3,195. This is a new build, so purchase taxes apply at 10% IVA rather than transfer tax, plus notary fees of approximately EUR 600 to 1,200, land registry fees of approximately EUR 400 to 800, and legal fees of around 1% of the purchase price plus VAT. Community fees are currently listed at EUR 0 and buyers should confirm the final figure with the developer. No IBI figure is available at this stage. Benalmádena is an established tourist area, and ground-floor apartments with direct access can attract year-round rental demand.
Détails du bien
| Type de bien | Appartement |
| Chambres | 3 |
| Salles de bain | 2 |
| Surface habitable | 164 m² |
| Étage | 0 |
| Certificat énergétique | G |
| Référence | 81963628-01 |
Équipements
Neuf
Ground floor
3 bedrooms
2 bathrooms
164 m2 build
Piscine commune
Ascenseur
Système d'alarme
2 parking spaces
Air conditioning (provision to install)
Energy rating G
Distances et environs
- Aéroport
- 20 min (Málaga AGP)
✈️
Emplacement sur la carte
Santangelo Norte, Benalmádena · 36.6130, -4.5433
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €60,260 |
| Notario | ~€1,200 |
| Registro de la Propiedad | ~€850 |
| Abogado (1% + IVA) | ~€6,340 |
| Total | ~€68,650 (13.1%) |
Aperçu de l'investissement
Prix/m²
€3,195
Benalmádena moy.
~€1,650
Diff.
+94%
À propos de Santangelo Norte, Benalmádena
Benalmádena est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What are the purchase costs on top of the EUR 524,000 price?
As a new build in Andalusia, you pay IVA at 10% (EUR 52,400) rather than transfer tax. Add notary fees of approximately EUR 600–1,200, land registry fees of approximately EUR 400–800, and solicitor fees of around 1% of the purchase price plus VAT (approximately EUR 5,240 + VAT). Budget for total purchase costs of roughly 12–13% on top of the asking price.
Can non-residents get a mortgage on this property?
Yes. Spanish lenders typically offer non-residents up to 60–70% loan-to-value on a property at this price point, meaning a deposit of 30–40% (approximately EUR 157,200–209,600) would be required. Current variable and fixed rates are broadly in the 3.5–4.5% range, though terms vary by lender and applicant profile.
What are the ongoing running costs?
Community fees are currently listed at EUR 0 per year; buyers should verify the confirmed figure with the developer before exchange. No IBI (council tax) figure has been provided at this stage — the agent can request an estimate from the developer. You should also allow for annual building insurance and utility connections.
Can I view the property remotely before travelling to Spain?
Yes. OceanHome can arrange a live video viewing via WhatsApp or video call at a time that suits you, including a walkthrough of the development and surrounding area. In-person viewings in Santangelo Norte can be arranged with advance notice.
Is this apartment suitable as a rental investment?
Benalmádena is classified as a tourist area under Andalusian regional regulations, which means the property may be eligible for a tourist rental licence (Vivienda con Fines Turísticos). Ground-floor apartments with 3 bedrooms can attract both short-stay holiday rentals and longer-term tenants. You should confirm licence availability with a local lawyer before purchase.
How does the purchase process work in Spain?
You will first need an NIE (foreigner identification number), which your solicitor can obtain on your behalf. Once you agree terms, a reservation contract is signed and a deposit (typically EUR 3,000–6,000) is paid to take the property off the market. This is followed by a private purchase contract (arras) where around 10% of the price is paid. The balance is paid at the notary on completion, when ownership transfers to you and the title is registered.
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Détails du bien
- Type de bien
- apartment
- Chambres
- 3
- Salles de bain
- 2
- Surface habitable
- 164 m²
- Certificat énergétique
- G
