First-Floor New-Build 2-Bedroom Apartment, Arroyo Enmedio
Arroyo Enmedio, Estepona · Malaga
2 Chambres2 Salles de bain93 m²
Description
Part of a 41-home development in Arroyo Enmedio, this first-floor apartment covers 93 m2 across 2 bedrooms and 2 bathrooms. The complex includes apartments, ground-floor units and penthouses ranging from 1 to 3 bedrooms, with laminate and porcelain tile flooring throughout. Each home comes with air conditioning, integrated appliances and built-in wardrobes. Two private parking spaces are included with this unit, and a lift serves the building.Arroyo Enmedio sits on the western side of Estepona, within easy reach of the N-340 coastal road and the town centre. Estepona's main beach, Playa de la Rada, stretches for approximately 2.5 km and is accessible by car in around 5 minutes. The old town's Calle Real and Plaza de las Flores, with their weekly market stalls and independent shops, are roughly 3 km from Arroyo Enmedio. Málaga Airport is 20 minutes by road, making this a practical base for frequent travellers.At EUR 465,000, the price per m2 works out at approximately EUR 5,000. As a new build in Málaga province, the purchase is subject to IVA at 10%, equating to EUR 46,500. Additional purchase costs include notary fees of approximately EUR 600 to 1,200, land registry fees of EUR 400 to 800, and legal fees of around 1% of the purchase price plus VAT. Community fees are currently listed at EUR 0 and buyers should confirm the anticipated figure with the developer before exchange. The energy rating is G.The development's communal areas include a swimming pool, a gym and a jacuzzi. Ground-floor units have private gardens and penthouses have solariums. The complex provides communal garden space shared across all 41 homes.
Détails du bien
| Type de bien | Appartement |
| Chambres | 2 |
| Salles de bain | 2 |
| Surface habitable | 93 m² |
| Étage | 1 |
| Certificat énergétique | G |
| Référence | 28625956-05 |
Équipements
Neuf
Piscine commune
Communal gym
Communal jacuzzi
Communal gardens
Ascenseur
Parking (2 places)
Climatisation
Placards intégrés
Integrated appliances
Laminate and porcelain tile flooring
First floor
Distances et environs
- Aéroport
- 20 min (Málaga AGP)
✈️
Emplacement sur la carte
Arroyo Enmedio, Estepona · 36.4070, -5.1948
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €53,475 |
| Notario | ~€950 |
| Registro de la Propiedad | ~€650 |
| Abogado (1% + IVA) | ~€5,627 |
| Total | ~€60,702 (13.1%) |
Aperçu de l'investissement
Prix/m²
€5,000
Estepona moy.
~€1,650
Diff.
+203%
À propos de Arroyo Enmedio, Estepona
Estepona est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What are the purchase costs on top of the asking price?
As a new-build property in Málaga province, VAT (IVA) applies at 10% of the purchase price, which is EUR 46,500 on this apartment. You will also pay stamp duty (AJD) at around 1.5%, notary fees of approximately EUR 600 to 1,200, land registry fees of EUR 400 to 800, and legal fees of roughly 1% of the price plus VAT. In total, allow for around 13 to 15% on top of the EUR 465,000 asking price.
Can I get a mortgage as a non-resident buyer?
Spanish lenders typically offer non-residents a loan-to-value of 60 to 70%, meaning a deposit of 30 to 40% is required. On this apartment priced at EUR 465,000, that implies a deposit of roughly EUR 139,500 to EUR 186,000. Current variable and fixed mortgage rates in Spain range from approximately 3.5% to 4.5% annually, though terms vary by lender and applicant profile.
What are the ongoing running costs?
Community fees are currently recorded as EUR 0. Buyers should ask the developer for the projected figure once the complex is operational. Annual IBI (council tax) and waste collection charges have not been confirmed for this new development and should be verified with the developer or Estepona town hall prior to purchase.
Can I arrange a viewing remotely?
Yes. We offer video viewings via WhatsApp or video call for buyers who are unable to travel to Estepona. If you would prefer an in-person visit to Arroyo Enmedio, our local agent can arrange an accompanied viewing at a time that suits you. Contact us to book either option.
Is this apartment suitable as a rental investment?
Estepona is an active tourist area on the Costa del Sol, and Arroyo Enmedio benefits from its proximity to the beach and town centre. Short-term holiday lets require a tourist licence from the Junta de Andalucía. Demand along this stretch of coastline is consistent across the summer months and increasingly year-round. We do not quote estimated yield figures, but our team can provide comparable rental data on request.
What does the purchase process involve?
You will first need a Spanish NIE (tax identification number), which can be obtained at a Spanish consulate in your home country or in Spain. Once terms are agreed, a reservation contract is signed and a holding deposit of typically EUR 3,000 to 6,000 is paid. This is followed by a private purchase contract, at which point around 10% of the price is transferred. Completion takes place before a notary, where the remaining balance and all applicable taxes are settled and keys are handed over.
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Détails du bien
- Type de bien
- apartment
- Chambres
- 2
- Salles de bain
- 2
- Surface habitable
- 93 m²
- Certificat énergétique
- G
