Neubau-2-Zimmer-Wohnung nahe Mijas Golf, Costa del Sol

As this is a new-build property, IVA applies at 10% instead of the resale transfer tax. On EUR 316,012 that is approximately EUR 31,601. You should also allow EUR 600 to EUR 1,200 for notary fees, EUR 400 to EUR 800 for land registry registration, and around 1% plus VAT for independent legal advice. Total purchase costs typically add 12 to 14% to the price.

Yes. Spanish lenders generally offer non-residents mortgages of up to 60 to 70% of the purchase price, meaning a deposit of 30 to 40% is required. On EUR 316,012, that equates to a deposit of roughly EUR 95,000 to EUR 126,000. Current variable and fixed rates are approximately 3.5 to 4.5%. We can introduce you to independent mortgage brokers with experience in cross-border financing.

No IBI (council tax) figure has been confirmed for this new-build at this stage; the developer should be able to provide an estimate. Community fees are currently listed as EUR 0 per month, but buyers should verify the final ongoing charge with the developer before exchanging contracts. Utility connections will be arranged on completion.

Yes. We offer video viewings by appointment, which allow you to walk through the property and ask questions in real time. We can also arrange an in-person visit to Las Cañadas at a time that suits you. Contact us to book either option.

Las Cañadas is within the municipality of Mijas, which is a popular tourist destination on the Costa del Sol. New-build apartments in this area can be eligible for a tourist rental licence, subject to local regulations in force at the time of application. We recommend obtaining independent legal advice on current licensing requirements before purchasing with a rental intention.

You will first need an NIE (Número de Identidad de Extranjero), which is a Spanish tax identification number required for all property transactions. Once you have agreed the purchase, a reservation contract is signed and a deposit paid to secure the property. This is followed by a private purchase contract with a further staged payment, and finally completion before a Spanish notary, at which point the keys are handed over and the title deed is signed.