Large New-Build 3-Bedroom Apartment in Arroyo Vaquero, Estepona
Arroyo Vaquero, Estepona · Malaga
3 Chambres3 Salles de bain274 m²
Description
At 274 m2, this new-build second-floor apartment in Arroyo Vaquero is one of the largest units of its type currently available in Estepona, priced at EUR 725,000. The apartment has 3 bedrooms and 3 bathrooms, giving a generous ratio of space per room. Two private parking spaces are included, and the building is served by a lift. The price works out at approximately EUR 2,645 per m2.Arroyo Vaquero sits on the western edge of Estepona's coastline, between the town centre and the Cancelada area. The A-7 coastal road runs nearby, putting Estepona's old town, with its weekly Saturday market on Calle Terraza, within roughly 10 minutes by car. Málaga Airport is approximately 20 minutes away by road. The Arroyo Vaquero neighbourhood has several golf courses within a short drive and a growing number of restaurants and commercial outlets along the N-340 corridor.As a new build in Andalusia, purchase costs are based on IVA at 10% rather than transfer tax, which adds EUR 72,500 to the headline price. Notary fees typically run between EUR 600 and EUR 1,200, land registry between EUR 400 and EUR 800, and legal fees around 1% of the purchase price plus VAT. Community fees are currently listed at EUR 0, though buyers should confirm the final figure with the developer before exchange. IBI has not yet been assessed for this property. The energy rating is G.
Détails du bien
| Type de bien | Appartement |
| Chambres | 3 |
| Salles de bain | 3 |
| Surface habitable | 274 m² |
| Étage | 2 |
| Certificat énergétique | G |
| Référence | 83908147-03 |
Équipements
Piscine commune
Solarium
Ascenseur
Parking (2 places)
Neuf
3 bathrooms
Second floor
274 m2 build area
Distances et environs
- Aéroport
- 20 min (Málaga AGP)
✈️
Emplacement sur la carte
Arroyo Vaquero, Estepona · 36.4066, -5.1909
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €83,375 |
| Notario | ~€1,200 |
| Registro de la Propiedad | ~€850 |
| Abogado (1% + IVA) | ~€8,773 |
| Total | ~€94,198 (13.0%) |
Aperçu de l'investissement
Prix/m²
€2,646
Estepona moy.
~€1,650
Diff.
+60%
À propos de Arroyo Vaquero, Estepona
Estepona est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What are the purchase costs on top of the EUR 725,000 asking price?
As this is a new-build property in Andalusia, IVA applies at 10% instead of transfer tax, adding EUR 72,500. Notary fees are typically EUR 600–1,200, land registry EUR 400–800, and legal fees approximately 1% of the purchase price plus VAT (around EUR 7,250 plus VAT). Budget roughly EUR 85,000–90,000 in total purchase costs.
Can non-residents obtain a mortgage on this property?
Yes. Spanish banks generally lend up to 60–70% of the purchase price to non-residents, meaning a deposit of 30–40% is required. On EUR 725,000 that equates to EUR 217,500–290,000. Current variable and fixed rates from Spanish lenders sit broadly in the 3.5–4.5% range, though terms vary by lender and applicant profile.
What are the ongoing running costs for this apartment?
Community fees are currently listed at EUR 0 per year; buyers should verify the final figure with the developer before completion. The IBI (council tax) figure has not yet been assessed for this property. Basura (rubbish collection) charges are also to be confirmed. These figures are expected to be set once the building receives its certificate of occupancy.
Can I view the property remotely before travelling to Spain?
Yes. We offer video viewings for buyers who are unable to travel to Estepona at short notice. Our agents can conduct a live walkthrough via video call, sharing footage of the apartment, communal areas, and the surrounding Arroyo Vaquero neighbourhood. Contact us to arrange a suitable time.
Does this property have rental potential?
Arroyo Vaquero and the wider Estepona area attract consistent demand from tourists and long-term residents alike. New-build apartments of this size, with communal facilities and proximity to the coast and golf courses, are well positioned for the holiday let market. A local property manager can provide realistic occupancy and rate projections specific to this development.
What steps are involved in buying this property?
First, obtain a Spanish tax identification number (NIE), which is required for all property transactions. Once you have agreed terms, a reservation contract is signed and a deposit (typically EUR 3,000–6,000) is paid to secure the property. This is followed by a private purchase contract (arras), where around 10% of the price is exchanged. Finally, both parties sign before a Spanish notary to complete the transfer. We recommend instructing an independent Spanish solicitor to act throughout.
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Détails du bien
- Type de bien
- apartment
- Chambres
- 3
- Salles de bain
- 3
- Surface habitable
- 274 m²
- Certificat énergétique
- G
