Second-Floor 3-Bedroom New-Build Apartment, Arroyo Vaquero
Arroyo Vaquero, Estepona · Malaga
3 Bed3 Bath274 m²Energy: G
Description
Covering 274 m2 across three bedrooms and three bathrooms, this second-floor new-build apartment in Arroyo Vaquero is one of the largest units in its development. The floor plan is generously proportioned for an apartment at this level, and each of the three bedrooms has its own en-suite or adjacent bathroom. Two underground parking spaces are included, and a lift serves all floors.Arroyo Vaquero sits on the western stretch of the Costa del Sol, roughly midway between Estepona town centre and Marbella. The area is largely residential with several established golf courses nearby. Málaga Airport is approximately 20 minutes by car, making it practical for both permanent residents and those travelling regularly.Community fees are currently set at zero, which should be confirmed with the developer as the development completes. IBI has not yet been assessed for this new-build property. The energy rating is G. As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%. ITP does not apply. Reduced rates and local allowances may apply if you meet this region's conditions, for example age, large-family or disability status, or buying a primary residence, and this is worth checking before you budget.
Features
- New build
- 3 bedrooms
- 3 bathrooms
- 274 m2 build area
- Second floor
- Lift
- Communal pool
- Solarium
- Parking (2 spaces)
- Underground parking
- Energy rating G
Property Details
| Property Type | Apartment |
| Bedrooms | 3 |
| Bathrooms | 3 |
| Built Area | 274 m² |
| Floor | 2 |
| Energy Certificate | G |
| Reference | 83908147-03 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
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Location
Arroyo Vaquero, Estepona · 36.4066, -5.1909
About Arroyo Vaquero, Estepona
Estepona is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What are the purchase costs on top of the asking price?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%, set by the Autonomous Community of Andalucía. ITP does not apply to new-build purchases. Additional costs include notary fees (typically EUR 600–1,200), land registry fees (typically EUR 400–800), and legal fees of around 1% of the purchase price plus VAT. Reduced rates and local allowances may apply if you meet this region's conditions — for example age, large-family or disability status, or buying a primary residence — and are worth checking before you budget.
Can I get a mortgage as a non-resident buyer?
Non-resident buyers in Spain can typically borrow up to 60–70% of the purchase price, meaning a deposit of 30–40% is usually required. Current variable and fixed mortgage rates for non-residents generally range from 3.5% to 4.5%, though individual lender terms vary. We can refer you to a local mortgage broker who works with international buyers.
What are the ongoing running costs?
Community fees are currently listed at zero; this should be confirmed with the developer before exchange, as fees typically come into effect once the development is complete. The annual IBI (council tax) figure has not yet been assessed for this property. Annual rubbish collection charges have also not been confirmed. We recommend budgeting for these once official assessments are issued.
Can I view the property remotely?
Yes. We offer video viewings for buyers who are unable to travel to Arroyo Vaquero in person. These can be arranged at a time that suits you and give a live walkthrough of the apartment, communal areas, parking and development surroundings. Contact us to schedule either an in-person or video viewing.
Is this apartment suitable as a rental investment?
Arroyo Vaquero is part of the western Costa del Sol corridor, which attracts both short-term holiday lets and longer-term tenants. A tourist licence from the Junta de Andalucía is required for holiday rentals. Given the size of 274 m2 and proximity to golf courses, there is demand from groups and longer-stay guests, though we recommend speaking to a local letting agent for realistic occupancy and rate expectations specific to this area.
What does the purchase process involve?
You will first need a Spanish tax identification number (NIE), which can be obtained at a Spanish consulate or through a Spanish gestor. Once you have agreed terms, a reservation contract secures the property for a fixed period, followed by a private purchase contract (arras) in which a deposit — commonly 10% — is paid. The balance is settled at the notary on completion, at which point the deed is signed and keys are handed over. We strongly recommend appointing an independent Spanish solicitor to act on your behalf throughout.
Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- apartment
- Bedrooms
- 3
- Bathrooms
- 3
- Build Size
- 274 m²
- Energy Rating
- G
