Ground-Floor 3-Bedroom Apartment in La Concha-Resina Golf, Estepona
La Concha Resina Golf, Estepona · Malaga
3 Bed2 Bath101 m²Energy: G
Description
This new-build ground-floor apartment sits within a 109-unit development in La Concha-Resina Golf, Estepona, and offers 134 m2 of living space across 3 bedrooms and 2 bathrooms. The complex rises to three storeys and includes apartment, ground-floor and penthouse units. Interiors feature porcelain tile flooring, air conditioning, electric shutters, a video intercom, built-in wardrobes and integrated appliances throughout. Two private parking spaces are included with this unit.La Concha-Resina Golf sits on the western edge of Estepona, within easy reach of the town centre's old quarter and Playa de la Rada, one of the area's longest sandy beaches. The development is approximately 2 km from the coastline, and the N-340 coastal road provides direct access to both Estepona port and the wider Costa del Sol. Málaga Airport is around 20 minutes by car.Community fees are currently set at zero for this development, and the IBI figure has not yet been confirmed by the vendor. The property carries an energy rating of G. For investors, La Concha-Resina Golf is a recognised tourist area with a steady rental market driven by golf visitors and coastal holidaymakers.
Features
- Communal pool
- Community gym
- Lift
- Parking (2 spaces)
- Air conditioning
- Built-in wardrobes
- Integrated kitchen appliances
- Porcelain tile flooring
- Electric shutters
- Video intercom
- Landscaped communal gardens
- New build
Property Details
| Property Type | Apartment |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Built Area | 101 m² |
| Floor | 1 / 3 |
| Energy Certificate | G |
| Reference | 15837535-01 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
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Location
La Concha Resina Golf, Estepona · 36.4691, -5.0728
About La Concha Resina Golf, Estepona
Estepona is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What purchase taxes and costs apply to this property?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%. ITP does not apply. Both IVA and AJD are set by the autonomous region. Additional costs include notary fees of approximately EUR 600–1,200, land registry fees of approximately EUR 400–800, and legal fees typically around 1% of the purchase price plus VAT. Reduced rates and local allowances may apply if you meet this region's conditions (for example age, large-family or disability status, or buying a primary residence) — worth checking before you budget.
Can I get a mortgage as a non-resident buyer in Spain?
Non-resident buyers can typically borrow up to 60–70% of the purchase price, meaning a deposit of 30–40% is generally required. Current variable and fixed mortgage rates from Spanish lenders sit broadly in the 3.5–4.5% range, though individual offers vary by lender and applicant profile. We can refer you to an independent mortgage broker familiar with the Spanish market.
What are the ongoing running costs for this apartment?
Community fees are currently set at zero for this development. The annual IBI (council tax) figure has not yet been confirmed by the vendor. Basura (refuse collection) charges have also not been provided at this stage. We recommend asking the agent for the latest confirmed figures before exchange.
Can I view this property remotely before travelling to Spain?
Yes. We offer video viewings by appointment, during which an agent will walk through the development and the specific unit type on camera and answer questions in real time. We can also provide developer floor plans, specification sheets and site plans on request. In-person viewings in La Concha-Resina Golf can be arranged to suit your schedule.
What is the rental potential for this apartment?
La Concha-Resina Golf is a recognised tourist area drawing visitors for golf, beach holidays and the wider Costa del Sol. Ground-floor apartments in this part of Estepona attract both short-term holiday lets and longer seasonal rentals. To let the property as a tourist rental in Andalucía you will need to register for a Vivienda con Fines Turísticos (VFT) licence through the Junta de Andalucía. We recommend speaking with a local lettings agent for current demand and occupancy data before finalising any rental projections.
What steps are involved in buying this property?
First, you will need an NIE (Número de Identidad de Extranjero), which is the Spanish tax identification number required for any property purchase. Once you have agreed the price, a reservation contract is typically signed alongside a holding deposit to take the property off the market. This is followed by a private purchase contract (arras), at which point a further deposit — commonly 10% of the purchase price — is paid. Completion takes place before a Spanish notary, who registers the transaction. We strongly recommend appointing an independent Spanish solicitor to carry out due diligence throughout the process.

Maya Kallio💚
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Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- apartment
- Bedrooms
- 3
- Bathrooms
- 2
- Build Size
- 101 m²
- Energy Rating
- G


