First-Floor New-Build 3-Bedroom Apartment, La Concha-Resina Golf
La Concha Resina Golf, Estepona · Malaga
3 Bed2 Bath130 m²Energy: G
Description
This 123 m2 new-build apartment sits on the first floor of a three-storey development in La Concha-Resina Golf, Estepona, and includes two dedicated underground parking spaces. The apartment has three bedrooms, two bathrooms, and an open-plan kitchen and living area. The building is served by a lift, and the development provides a communal pool for residents.La Concha-Resina Golf is a residential area on Estepona's eastern edge, bordering the Resina Golf course and within easy reach of the N-340 coastal road. The wider Estepona town centre, with its Calle Real market street, weekly Thursday market, and the Paseo Marítimo promenade, is approximately 10 to 15 minutes by car. Málaga AGP airport is around 20 minutes away by road.Community fees are currently set at zero, and IBI figures are not yet available for this development. The energy rating is G. La Concha-Resina Golf attracts buyers seeking new-build stock in a quieter part of Estepona with quick access to both the coast and the golf corridor.
Features
- New build
- First floor
- 3 bedrooms
- 2 bathrooms
- 123 m2 build size
- Communal pool
- Lift
- Parking (2 spaces)
- Underground parking
- Open-plan kitchen
- Air conditioning
- Energy rating G
Property Details
| Property Type | Penthouse |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Built Area | 130 m² |
| Floor | 3 / 3 |
| Energy Certificate | G |
| Reference | 15837535-03 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
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Location
La Concha Resina Golf, Estepona · 36.4691, -5.0728
About La Concha Resina Golf, Estepona
Estepona is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What purchase costs should I budget for beyond the asking price?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2% of the purchase price. ITP does not apply. Additional costs include notary fees (typically EUR 600–1,200), land registry fees (typically EUR 400–800), and legal fees of approximately 1% of the purchase price plus VAT. Reduced rates and local allowances may apply if you meet this region's conditions — for example age, large-family or disability status, or buying a primary residence — and are worth checking before you budget.
Can I get a mortgage as a non-resident buyer?
Non-resident buyers can typically obtain a mortgage for up to 60–70% of the purchase price or valuation, meaning a deposit of 30–40% is generally required. Current variable and fixed rates from Spanish lenders sit broadly in the 3.5–4.5% range, though individual offers depend on your financial profile and the lender. We can put you in touch with a mortgage broker who works with international buyers.
What are the ongoing running costs for this apartment?
Community fees are currently set at zero for this development. IBI (annual local property tax) figures are not yet available for this new-build. Basura (refuse collection) charges are also not yet confirmed. We will update these details as they are set by the local authority.
How can I arrange a viewing?
You can book an in-person visit through our Estepona office or request a live video viewing if you are unable to travel. Video viewings allow us to walk you through the apartment and the communal areas in real time. Contact us to confirm a date and time.
Is this apartment suitable for short-term rental?
Estepona and the La Concha-Resina Golf area fall within a coastal zone with demand for holiday lets. New-build apartments in this corridor can attract tourist rental interest, particularly given proximity to golf and the coast. Any rental activity requires registration with the Junta de Andalucía and compliance with local licensing rules. We recommend taking independent legal advice before purchasing with a rental strategy in mind.
What does the purchase process involve?
You will first need a Spanish tax identification number (NIE), which can be obtained at a local police station or via a solicitor with power of attorney. Once you have agreed the price, a reservation contract is signed and a reservation deposit paid to take the property off the market. This is followed by a private purchase contract (arras or contrato de compraventa), at which point a further payment — typically 10% of the purchase price — is made. Completion takes place before a notary, at which point the balance and all applicable taxes are paid and the title deed (escritura) is signed.

Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- penthouse
- Bedrooms
- 3
- Bathrooms
- 2
- Build Size
- 130 m²
- Energy Rating
- G


