3-Bedroom Penthouse in Arroyo Vaquero, Estepona
Arroyo Vaquero, Estepona · Malaga
3 Chambres2 Salles de bain136 m²
Description
This top-floor penthouse in Arroyo Vaquero is a new-build property spanning 136m2 across the second and final floor of its building. The home includes 3 bedrooms, 2 bathrooms, and a private solarium, giving direct outdoor access from the upper level. As a new build, the property carries a 10-year structural guarantee under Spanish law.Arroyo Vaquero sits between Estepona town and Marbella along the N-340 coastal corridor, roughly 10 kilometres west of Marbella's Puerto Banús. The area is served by local supermarkets and amenities within a short drive, and Estepona's seafront promenade and weekly Thursday market are accessible in under 15 minutes by car. Málaga Airport is approximately 20 minutes away, making the location practical for both permanent residents and those who travel frequently.At EUR 1,100,000, the price works out at approximately EUR 8,088 per m2. This is a new build, so purchase taxes are IVA at 10% (EUR 110,000), plus notary fees of approximately EUR 600 to 1,200, land registry fees of approximately EUR 400 to 800, and legal fees of around 1% plus VAT. Community fees are currently listed at EUR 0 and buyers should confirm the final figure with the developer before exchange. IBI has not yet been assessed. The property holds an energy rating of G.
Détails du bien
| Type de bien | Penthouse |
| Chambres | 3 |
| Salles de bain | 2 |
| Surface habitable | 136 m² |
| Étage | 2 / 2 |
| Certificat énergétique | G |
| Référence | 38077013-02 |
Équipements
Piscine commune
Solarium
Neuf
Top-floor position
Climatisation
Double vitrage
Ascenseur
Parking souterrain
Distances et environs
- Aéroport
- 20 min (Málaga AGP)
✈️
Emplacement sur la carte
Arroyo Vaquero, Estepona · 36.4086, -5.1907
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €50,600 |
| Notario | ~€950 |
| Registro de la Propiedad | ~€650 |
| Abogado (1% + IVA) | ~€5,324 |
| Total | ~€57,524 (13.1%) |
Aperçu de l'investissement
Prix/m²
€3,235
Estepona moy.
~€1,650
Diff.
+96%
À propos de Arroyo Vaquero, Estepona
Estepona est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What are the purchase costs on top of the asking price?
As this is a new build, you pay IVA at 10% rather than transfer tax. On EUR 1,100,000 that is EUR 110,000. Add notary fees of approximately EUR 600 to 1,200, land registry fees of approximately EUR 400 to 800, and legal representation at roughly 1% of the purchase price plus VAT (around EUR 13,310 including VAT). Total additional costs are typically 12 to 13% of the purchase price.
Can I get a mortgage as a non-resident?
Non-resident buyers can generally obtain a Spanish mortgage, though lenders typically require a deposit of 30 to 40% of the purchase price. On EUR 1,100,000 that means providing EUR 330,000 to EUR 440,000 from your own funds. Variable and fixed rates currently range from approximately 3.5% to 4.5% depending on the lender and your financial profile. We can refer you to independent mortgage brokers who work with non-resident buyers.
What are the ongoing running costs?
Community fees are currently listed as EUR 0 per year; buyers should confirm the final maintenance budget with the developer before completing. IBI (annual council tax) has not yet been assessed for this new-build property. Additional costs include home insurance, utilities, and waste collection charges, which vary depending on usage.
Can I view the property remotely?
Yes. We offer video viewings via WhatsApp or video call for buyers who cannot travel to Estepona immediately. We can walk through the property live, share additional photographs, and answer questions in real time. In-person viewings can be arranged 7 days a week with 24 hours' notice.
What is the rental potential in Arroyo Vaquero?
Arroyo Vaquero is within the Costa del Sol tourist zone, and Estepona has an active short-term rental market, particularly during the spring and summer months. New-build penthouses with a solarium and communal pool tend to attract higher nightly rates than comparable resale stock. You will need a Junta de Andalucía tourist licence before listing the property on rental platforms. We recommend speaking with a local rental management company for realistic occupancy projections.
What does the purchase process involve?
The first practical step is obtaining an NIE (Número de Identificación de Extranjero), which is required for any property transaction in Spain. Once you have agreed terms, a reservation contract is signed and a holding deposit of around EUR 6,000 to EUR 10,000 is paid to take the property off the market. This is followed by the arras contract, where typically 10% of the purchase price changes hands and both parties are legally committed. Completion takes place before a notary, at which point the remaining balance is paid and the title deed (escritura) is signed and registered.
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Détails du bien
- Type de bien
- penthouse
- Chambres
- 3
- Salles de bain
- 2
- Surface habitable
- 136 m²
- Certificat énergétique
- G


