First-Floor New-Build 3-Bedroom Apartment, Estepona Golf
Estepona Golf, Estepona · Malaga
3 Chambres2 Salles de bain100 m²
Description
A first-floor new-build apartment in Estepona Golf, this 3-bedroom property covers 100 m2 of interior space within a 5-storey building. The layout includes 3 bedrooms and 2 bathrooms, and the building is served by a lift. Ceiling heights and finishes are consistent with current new-build standards in the Estepona area. As a new-build purchase in Málaga province, VAT applies at 10% rather than the resale transfer tax rate.Estepona Golf sits to the west of Estepona town, an area defined by its golf courses and low-density residential developments. Málaga Airport (AGP) is approximately 20 minutes by car, making this one of the more accessible positions on the western Costa del Sol. Estepona's old town, centred on Plaza de las Flores and the pedestrianised Calle Real, is around 10 minutes by car and offers daily markets, independent shops, and a wide range of restaurants along the seafront promenade.Priced at EUR 485,000, the cost per m2 works out at EUR 4,850. Community fees are currently listed at EUR 0 per month, though buyers should confirm the final figure with the developer before exchange. IBI has not yet been assessed for this new-build unit. The energy rating is G. Estepona Golf attracts consistent interest from buyers seeking proximity to multiple courses, and the short airport transfer supports short-term rental demand across a broad season.
Détails du bien
| Type de bien | Appartement |
| Chambres | 3 |
| Salles de bain | 2 |
| Surface habitable | 100 m² |
| Étage | 1 / 5 |
| Certificat énergétique | G |
| Référence | 32962640-01 |
Équipements
Neuf
Piscine commune
Ascenseur
3 bedrooms
2 bathrooms
First floor
100 m2 build
5-storey building
Climatisation
Energy rating G
Distances et environs
- Aéroport
- 20 min (Málaga AGP)
✈️
Emplacement sur la carte
Estepona Golf, Estepona · 36.4084, -5.2103
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €55,775 |
| Notario | ~€950 |
| Registro de la Propiedad | ~€650 |
| Abogado (1% + IVA) | ~€5,869 |
| Total | ~€63,244 (13.0%) |
Aperçu de l'investissement
Prix/m²
€4,850
Estepona moy.
~€1,650
Diff.
+194%
À propos de Estepona Golf, Estepona
Estepona est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What are the purchase costs on top of the EUR 485,000 price?
As a new-build property in Málaga province, you pay IVA (VAT) at 10% rather than transfer tax, which comes to EUR 48,500. Additional costs include notary fees (typically EUR 600–1,200), land registry fees (EUR 400–800), and legal fees of around 1% of the purchase price plus VAT, so approximately EUR 4,850 plus VAT. In total, budget for roughly 12–13% on top of the purchase price.
Can I get a mortgage as a non-resident buyer?
Non-resident buyers can typically borrow up to 60–70% of the purchase price, meaning a deposit of 30–40% is required. On EUR 485,000, that equates to a deposit of approximately EUR 145,500–194,000. Current variable and fixed mortgage rates from Spanish lenders generally range from 3.5% to 4.5%, though terms vary by lender and applicant profile.
What are the ongoing running costs?
Community fees are currently listed at EUR 0 per month; buyers should verify the final figure with the developer before signing. IBI (annual council tax) has not yet been assessed for this property. Budget for utility connection costs at the point of handover, which vary by supplier.
Can I arrange a viewing remotely?
Yes. We offer video viewings via WhatsApp or video call for buyers who cannot travel to Estepona in person. Contact our team to arrange a live walkthrough or to receive additional video footage of the development and surrounding area. In-person viewings can be scheduled seven days a week.
What is the rental potential in Estepona Golf?
Estepona Golf is an established area for holiday rentals, with demand driven by golfers and families visiting the Costa del Sol. The 20-minute connection to Málaga Airport extends the rental season into spring and autumn. A tourist rental licence (VUT) is required to let the property short-term; your legal adviser can confirm availability for this specific development.
What does the purchase process involve?
First, you will need an NIE (Número de Identificación de Extranjero), the tax identification number required for all Spanish property purchases. Once terms are agreed, a reservation contract is signed and a holding deposit is paid to take the property off the market. This is followed by a private purchase contract (arras), where typically 10% of the price is paid. The transaction completes before a notary, at which point the balance is transferred and keys are handed over. We recommend appointing an independent Spanish solicitor throughout the process.
Demande rapide
Intéressé par ce bien ? Envoyez-nous un message.
En soumettant, vous acceptez notre politique de confidentialité.
Détails du bien
- Type de bien
- apartment
- Chambres
- 3
- Salles de bain
- 2
- Surface habitable
- 100 m²
- Certificat énergétique
- G
