Third-Floor New-Build 2-Bedroom Penthouse, Valle Romano Golf
Valle Romano Golf, Estepona · Malaga
2 Chambres2 Salles de bain98 m²
Description
On the third and top floor of a new-build development in Valle Romano Golf, this 2-bedroom, 2-bathroom penthouse has a built area of 98 m2. The building has 3 floors in total and is served by a lift. Both bedrooms and bathrooms are full-size rooms, and the penthouse occupies the entire top level of its staircase. Málaga Airport is approximately 20 minutes away by car.Valle Romano Golf sits on the western edge of Estepona, bordering the Valle Romano golf course, which gives the area its name. The neighbourhood has direct access to the N-340 coastal road, placing Estepona town centre, with its old town market on Plaza de las Flores and the weekly Thursday market, within a short drive. The wider Valle Romano Golf area also connects to Cancelada village, which has day-to-day amenities including supermarkets and cafés.Priced at EUR 440,000, the price per m2 works out at approximately EUR 4,490. As a new-build property in Andalusia, the purchase is subject to IVA at 10%, which amounts to EUR 44,000, plus notary fees of approximately EUR 600 to EUR 1,200, land registry fees of EUR 400 to EUR 800, and legal fees of around 1% plus VAT. Community fees are currently listed at EUR 0 per month, and buyers should confirm the final community charge with the developer before exchange. IBI has not yet been assessed for this property. The energy rating is G.
Détails du bien
| Type de bien | Penthouse |
| Chambres | 2 |
| Salles de bain | 2 |
| Surface habitable | 98 m² |
| Étage | 3 / 3 |
| Certificat énergétique | G |
| Référence | 88046450-04 |
Équipements
Neuf
Top-floor penthouse
2 bedrooms
2 bathrooms
98 m2 build area
Ascenseur
Piscine commune
Climatisation
3-storey building
Distances et environs
- Aéroport
- 20 min (Málaga AGP)
✈️
Emplacement sur la carte
Valle Romano Golf, Estepona · 36.4288, -5.2006
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €50,600 |
| Notario | ~€950 |
| Registro de la Propiedad | ~€650 |
| Abogado (1% + IVA) | ~€5,324 |
| Total | ~€57,524 (13.1%) |
Aperçu de l'investissement
Prix/m²
€4,490
Estepona moy.
~€1,650
Diff.
+172%
À propos de Valle Romano Golf, Estepona
Estepona est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What are the purchase costs on top of the asking price?
As a new-build property in Andalusia, you pay IVA at 10% instead of transfer tax. On EUR 440,000 that is EUR 44,000. Additional costs include notary fees (approximately EUR 600–1,200), land registry fees (EUR 400–800), and legal fees of roughly 1% of the purchase price plus VAT, totalling around EUR 4,840 plus VAT. Budget for total purchase costs of approximately 12–13% on top of the asking price.
Can non-residents get a mortgage on this property?
Yes. Spanish banks typically lend non-residents up to 60–70% of the purchase price or valuation, whichever is lower, meaning a deposit of 30–40% is usually required. On EUR 440,000 that equates to a deposit of EUR 132,000 to EUR 176,000. Current variable and fixed mortgage rates from Spanish lenders sit broadly in the 3.5–4.5% range, though rates vary by lender and applicant profile.
What are the ongoing running costs for this penthouse?
Community fees are currently stated as EUR 0 per month; buyers should verify the confirmed figure with the developer before completing. Annual IBI (council tax) has not yet been assessed for this new-build property. A separate annual waste collection charge (basura) will also apply once the property is registered with the local authority.
Can I arrange a viewing, and is a remote viewing possible?
Yes on both counts. Contact OceanHome to arrange an in-person visit to the development in Valle Romano Golf. If you are based outside Spain or prefer to view remotely first, we can organise a live video viewing via WhatsApp or video call, walking you through the unit and the communal areas in real time.
What is the rental potential for this property?
Estepona and the Valle Romano Golf area attract a steady flow of golf and leisure visitors, particularly between April and October. Estepona town holds a tourist licence zone designation, which means short-term holiday lets are permitted subject to obtaining the relevant Andalusian tourist licence from the Junta de Andalucía. Buyers should confirm the licence availability for this specific development with the developer before purchase.
What does the purchase process involve?
First, you will need a Spanish NIE (tax identification number), which a local lawyer can obtain on your behalf. Once you have agreed the purchase, you pay a reservation fee to take the property off the market, followed by a formal arras (deposit contract) committing both parties to the sale, typically 10% of the purchase price. The balance is paid at the notary on completion, where the title deed (escritura) is signed and ownership is formally transferred. Using an independent solicitor throughout is strongly recommended.
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Détails du bien
- Type de bien
- penthouse
- Chambres
- 2
- Salles de bain
- 2
- Surface habitable
- 98 m²
- Certificat énergétique
- G
