New-Build 4-Bedroom Villa with Private Plot, Whater Gardens
Whater Gardens, Estepona · Malaga
4 Chambres4 Salles de bain350 m²500 m² surface du terrain
Description
This 350 m2 new-build villa in Whater Gardens, Estepona sits on a 500 m2 private plot and is priced at EUR 2,750,000, equating to EUR 7,857 per m2. The property offers 4 bedrooms and 4 bathrooms across a ground-floor layout. As a new build, it carries a 10-year structural warranty under Spanish law and is subject to IVA rather than transfer tax.Whater Gardens is a residential enclave within the Estepona municipality, positioned approximately 20 minutes by road from Málaga AGP airport. The area sits within the western Costa del Sol corridor, with access to the N-340 coastal road connecting Estepona town centre, its Old Town market, and the beaches of the Costa del Sol. Distances to the nearest beach, supermarket, and golf course are available on request from the agent. Whater Gardens benefits from its proximity to the amenities of Estepona, a town of around 75,000 residents with a well-regarded weekly market on Saturdays.At EUR 2,750,000, purchase costs for this new build are based on IVA at 10% (EUR 275,000), plus notary fees of approximately EUR 600 to EUR 1,200, land registry fees of approximately EUR 400 to EUR 800, and legal fees of around 1% plus VAT. No annual IBI figure is currently registered, and there are no community fees recorded for this property. The energy rating is G. Given its location in a tourist-active coastal municipality, the villa may be considered for holiday rental, subject to obtaining the relevant Junta de Andalucía tourist licence.The 500 m2 plot provides scope for a private garden and outdoor entertaining area. Specific details on pool configuration, terracing, and landscaping are available from the agent, and viewings can be arranged in person or by video call.
Détails du bien
| Type de bien | Villa |
| Chambres | 4 |
| Salles de bain | 4 |
| Surface habitable | 350 m² |
| Surface du terrain | 500 m² |
| Étage | 0 |
| Certificat énergétique | G |
| Référence | 67706694-01 |
Équipements
Neuf
Private plot
4 bedrooms
4 bathrooms
Ground floor
Jardin privé
Off-street parking
Climatisation
Double vitrage
10-year structural warranty
Distances et environs
- Aéroport
- 20 min (Málaga AGP)
✈️
Emplacement sur la carte
Whater Gardens, Estepona · 36.4674, -5.0459
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €316,250 |
| Notario | ~€1,200 |
| Registro de la Propiedad | ~€850 |
| Abogado (1% + IVA) | ~€33,275 |
| Total | ~€351,575 (12.8%) |
Aperçu de l'investissement
Prix/m²
€7,857
Estepona moy.
~€1,650
Diff.
+376%
À propos de Whater Gardens, Estepona
Estepona est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What are the purchase costs for this villa?
As a new-build property, this villa is subject to IVA at 10% rather than transfer tax (ITP). On a price of EUR 2,750,000, IVA amounts to EUR 275,000. Additional costs include notary fees of approximately EUR 600 to EUR 1,200, land registry fees of approximately EUR 400 to EUR 800, and solicitor or legal fees of around 1% of the purchase price plus VAT (approximately EUR 27,500 plus VAT). Total purchase costs typically add 12 to 13% on top of the sale price.
Can non-residents obtain a mortgage on this property?
Yes. Spanish banks typically lend up to 60 to 70% of the purchase price to non-resident buyers, meaning a deposit of 30 to 40% is generally required. On EUR 2,750,000, that equates to a deposit of between EUR 825,000 and EUR 1,100,000. Current variable and fixed mortgage rates from Spanish lenders are broadly in the range of 3.5 to 4.5%, though terms vary by lender and applicant profile. We recommend obtaining an agreement in principle before proceeding.
What are the ongoing running costs?
No community fee is recorded for this property. No annual IBI (local property tax) figure is currently available, as this is a new build and a catastral reference has not yet been assigned. Once registered, IBI will be calculated by the Estepona town hall based on the catastral value. Basura (refuse collection) charges are also set by the local authority and are typically a few hundred euros per year.
Can I arrange a viewing?
Yes. Viewings can be booked in person or conducted by video call if you are unable to travel to the Costa del Sol. Please contact our team to schedule a convenient time, and we will arrange direct access to the property or a live video walkthrough with one of our agents on site.
What is the rental potential of this property?
Estepona is an active tourist destination on the western Costa del Sol, and villas of this size and specification can attract demand in the holiday rental market. To let the property as a tourist rental, you must register with the Junta de Andalucía and obtain a VFT (Vivienda con Fines Turísticos) licence. Rental income will depend on the final specification, outdoor facilities, and proximity to the beach. We do not provide projected yield figures, but our team can connect you with a local rental management company for an independent assessment.
What is the process for buying a property in Spain?
The first step is to obtain an NIE (Número de Identificación de Extranjero), the tax identification number required for all property transactions in Spain. Once you have agreed terms, a reservation contract is signed and a holding deposit, typically EUR 6,000 to EUR 10,000, is paid to take the property off the market. This is followed by a private purchase contract (contrato de arras), at which point 10% of the purchase price is usually paid. The transaction is completed at a notary, where the title deed (escritura) is signed and the remaining balance is transferred. The deed is then registered at the land registry.
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Détails du bien
- Type de bien
- villa
- Chambres
- 4
- Salles de bain
- 4
- Surface habitable
- 350 m²
- Surface du terrain
- 500 m²
- Certificat énergétique
- G
