4-Bedroom New-Build Villa on 500m2 Plot, Whater Gardens
Whater Gardens, Estepona · Malaga
4 Bed4 Bath350 m²500 m² plotEnergy: G
Description
Built across a single ground floor, this new-build villa in Whater Gardens, Estepona delivers 350m2 of living space on a 500m2 private plot. The layout includes 4 bedrooms, each with its own bathroom, and the property carries a 10-year structural warranty. Air conditioning and double glazing are fitted throughout, and off-street parking is included within the plot boundary.Whater Gardens is a residential area on the western edge of Estepona, positioned close to the N-340 coastal road. The neighbourhood gives direct access to Estepona town centre, where Calle Real and the covered Mercado de Abastos are within a short drive. Málaga Airport is approximately 20 minutes away. Beach access, supermarket distances, and golf course proximity are available on request from the agent.Community fees are nil. IBI and basura figures have not yet been assessed for this new-build property. The energy performance certificate is rated G. Whater Gardens continues to attract buyers seeking newly built detached houses in a well-connected part of Estepona's western corridor.The 500m2 plot provides a private garden surrounding the villa. There is space to add a pool, subject to local planning permissions. The ground-floor layout gives level access from the garden directly into the main living areas.
Features
- New build
- Private plot
- Private garden
- Air conditioning
- Double glazing
- Off-street parking
- 10-year structural warranty
- Ground floor
- 4 bathrooms
- Energy rating G
Property Details
| Property Type | Villa |
| Bedrooms | 4 |
| Bathrooms | 4 |
| Built Area | 350 m² |
| Plot Size | 500 m² |
| Floor | 0 |
| Energy Certificate | G |
| Reference | 67706694-01 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
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Location
Whater Gardens, Estepona · 36.4674, -5.0459
About Whater Gardens, Estepona
Estepona is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What are the purchase costs for this new-build villa in Whater Gardens?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%. ITP does not apply. On top of those taxes, allow roughly EUR 600–1,200 for notary fees, EUR 400–800 for land registry fees, and around 1% of the purchase price plus VAT for a solicitor. Reduced rates and local allowances may apply if you meet this region's conditions — for example age, large-family or disability status, or buying a primary residence — worth checking before you budget.
Can non-residents obtain a mortgage on this property?
Spanish lenders typically offer non-residents up to 60–70% loan-to-value on a property purchase, meaning a deposit of 30–40% of the purchase price is usually required. Current variable and fixed mortgage rates from Spanish banks generally range between 3.5% and 4.5% annually, though rates vary by lender and applicant profile. A mortgage broker with experience in Spanish property finance can help you identify the most suitable product.
What are the ongoing running costs?
Community fees for this villa are nil. The annual IBI (council tax) and basura (refuse) charges have not yet been assessed, as the property is a new build; your solicitor can request indicative figures from the local authority at Estepona town hall once the catastral reference is assigned.
Can I view this villa remotely before travelling to Estepona?
Yes. We offer video viewings by video call at a time that suits you, allowing you to walk through the property and ask questions in real time. Contact our Estepona office to arrange a remote or in-person appointment.
Is this property suitable for holiday rental?
Estepona is within Andalucía's tourist rental zone, and new-build detached villas with private gardens on the Costa del Sol attract consistent short-term demand throughout the year. To let the property as a holiday rental, you must register it with the Junta de Andalucía and obtain a tourist rental licence before advertising. Your solicitor can advise on the registration process and any homeowners' association restrictions.
What does the purchase process involve?
You will first need a Spanish tax identification number, known as an NIE, which can be obtained at a Spanish consulate or in person in Spain. The typical sequence is: pay a reservation fee to take the property off the market, then sign a private purchase contract (arras) with a deposit of around 10% of the agreed price, and finally complete before a notary who registers the transfer. Using an independent solicitor throughout the process is strongly recommended.
Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- villa
- Bedrooms
- 4
- Bathrooms
- 4
- Build Size
- 350 m²
- Plot Size
- 500 m²
- Energy Rating
- G
