New-Build Second-Floor Apartment in El Saltillo, Torremolinos
El Saltillo, Torremolinos · Malaga
2 Chambres2 Salles de bain94 m²
Description
At 94 m2, this 2-bedroom, 2-bathroom new-build apartment occupies the second floor of a residential development in El Saltillo, Torremolinos, priced at EUR 440,000. That equates to approximately EUR 4,681 per m2, in line with current new-build rates for this part of Torremolinos. The apartment includes 2 full bathrooms and access to a communal pool. Málaga Airport is approximately 20 minutes away by car.El Saltillo sits in the northern part of Torremolinos, close to the boundary with Churriana. The neighbourhood has direct access to the A-7 coastal motorway, placing the Torremolinos beachfront and the shops along Calle San Miguel within roughly 10 minutes by car. Local supermarkets, cafés, and daily services on Calle Afán de Ribera serve El Saltillo residents directly.As a new-build in Andalusia, the applicable purchase tax is IVA at 10% rather than ITP. Community fees are currently listed at EUR 0, though the final figure should be confirmed with the developer once the owners' community is formally constituted. IBI has not yet been assessed for this unit and will be set by the local authority after completion. The energy rating is G. Torremolinos is a designated tourist area, and short-term rental licences have historically been available in the municipality, making this apartment of potential interest to investors.
Détails du bien
| Type de bien | Appartement |
| Chambres | 2 |
| Salles de bain | 2 |
| Surface habitable | 94 m² |
| Étage | 2 |
| Certificat énergétique | G |
| Référence | 71121114-02 |
Équipements
Piscine commune
Neuf
2 bedrooms
2 bathrooms
Second floor
94 m2 built area
Climatisation
Double vitrage
Ascenseur
Parking souterrain
Distances et environs
- Aéroport
- 20 min (Málaga AGP)
✈️
Emplacement sur la carte
El Saltillo, Torremolinos · 36.6174, -4.5155
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €50,600 |
| Notario | ~€950 |
| Registro de la Propiedad | ~€650 |
| Abogado (1% + IVA) | ~€5,324 |
| Total | ~€57,524 (13.1%) |
Aperçu de l'investissement
Prix/m²
€4,681
Torremolinos moy.
~€1,650
Diff.
+184%
À propos de El Saltillo, Torremolinos
Torremolinos est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What are the additional purchase costs for this apartment?
As a new-build, this property is subject to IVA at 10% rather than ITP. On a price of EUR 440,000, that amounts to EUR 44,000 in VAT. Additional costs include notary fees (typically EUR 600–1,200), land registry fees (EUR 400–800), and legal fees of approximately 1% of the purchase price plus VAT (around EUR 5,280 including VAT). Total acquisition costs are estimated at EUR 50,000–52,000 on top of the purchase price.
Can non-residents obtain a mortgage on this property?
Yes. Spanish lenders typically offer non-residents up to 60–70% loan-to-value on a property priced at EUR 440,000, meaning a deposit of approximately EUR 132,000–176,000 would be required. Current variable and fixed mortgage rates from Spanish banks range from approximately 3.5% to 4.5% APR. We recommend obtaining a mortgage offer in principle before proceeding.
What are the ongoing running costs?
Community fees are currently listed at EUR 0; buyers should confirm the final monthly figure with the developer once the owners' community is formally established. IBI (annual council tax) has not yet been assessed for this new-build unit and will be confirmed by the local authority post-completion. The energy rating is G.
Can I view this apartment remotely?
Yes. We offer video viewings by appointment for buyers who are unable to travel to Torremolinos at this stage. Contact our team to arrange a live video call or to request a recorded walkthrough of the development.
What is the rental potential for this apartment?
Torremolinos is a designated tourist zone, and the municipality has historically granted short-term holiday rental licences. El Saltillo's proximity to the A-7 motorway and Málaga Airport (approximately 20 minutes) makes this apartment of potential interest to short-term rental investors. Licence availability and terms should be verified with a local solicitor before purchase, as regulations can change.
What steps are involved in buying this property?
First, you will need a Spanish NIE (tax identification number), which can be obtained at a Spanish consulate abroad or in person in Spain. Once your offer is accepted, you pay a reservation fee (typically EUR 3,000–6,000) to take the property off the market. This is followed by a private purchase contract (arras), where a further deposit, usually 10% of the agreed price, is paid. The remaining balance is settled at the notary on the day of completion, when ownership is formally transferred and registered.
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Détails du bien
- Type de bien
- apartment
- Chambres
- 2
- Salles de bain
- 2
- Surface habitable
- 94 m²
- Certificat énergétique
- G
