Question 1

What purchase taxes and costs apply to this apartment?

Accepted Answer

As a new build, this apartment is subject to IVA at 10% rather than ITP. On a price of EUR 375,000 that means EUR 37,500 in IVA. You should also budget for notary fees (approximately EUR 600–1,200), land registry fees (approximately EUR 400–800), and legal fees of around 1% of the purchase price plus VAT, which adds roughly EUR 4,538.

Question 2

Can I get a mortgage as a non-resident buyer?

Accepted Answer

Non-resident buyers typically need a deposit of 30–40% of the purchase price. On EUR 375,000 that means having between EUR 112,500 and EUR 150,000 available. Spanish lenders are currently offering variable and fixed rates broadly in the range of 3.5–4.5%. We can refer you to an independent mortgage broker familiar with non-resident applications.

Question 3

What are the ongoing running costs for this property?

Accepted Answer

Community fees are currently listed as EUR 0 per year; buyers should verify the final figure directly with the developer before exchange. IBI (council tax) has not yet been assessed for this new-build property. Utility connection costs and the basura (refuse) charge will also apply once the property is registered.

Question 4

Can I view this apartment remotely before travelling to Spain?

Accepted Answer

Yes. We offer video viewings by appointment, either as a live walk-through call or as a recorded tour sent in advance. To arrange a video or in-person viewing of this Tamarit apartment, contact the OceanHome team directly.

Question 5

Does Santa Pola have rental potential for this type of property?

Accepted Answer

Santa Pola is a popular destination with Spanish domestic visitors as well as international tourists, and the Tamarit area benefits from proximity to beaches and the natural park. A tourist rental licence would be required under Valencian Community regulations. We recommend speaking to a local property manager to assess realistic occupancy and income figures before purchase.

Question 6

What are the main steps in the purchase process?

Accepted Answer

You will first need a Spanish NIE (tax identification number), which can be obtained at a local consulate or in Spain. Once a price is agreed, a reservation contract is signed and a deposit, typically EUR 3,000–6,000, is paid to take the property off the market. This is followed by a private purchase contract (arras), where usually 10% of the price is paid, and finally completion at a Spanish notary, where the balance is transferred and the title deed is signed.

Woningtype	Appartement
Slaapkamers	3
Badkamers	2
Woonoppervlak	91 m²
Verdieping	3 / 3
Energiecertificaat	G
Referentie	18626018-04

IVA (10%) + AJD (1.5%)	€43,125
Notario	~€950
Registro de la Propiedad	~€650
Abogado (1% + IVA)	~€4,538
Total	~€49,263 (13.1%)

Nieuwbouw 3-slaapkamerappartement nabij Tamarit strand in Santa Pola

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Over Tamarit, Santa Pola

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