New-Build 2-Bedroom Apartment in Centro, Estepona
Centro, Estepona · Malaga
2 Chambres2 Salles de bain95 m²
Description
This first-floor new-build apartment in Centro, Estepona provides 95 m2 of living space across 2 bedrooms and 2 bathrooms. The development includes a communal pool and lift access, making it suitable for permanent residence or use as a holiday base. Málaga Airport is approximately 20 minutes away by car, and the property sits on the first of the building's upper floors.Centro occupies the heart of Estepona's old town, placing residents within easy walking distance of Calle Real, the Paseo Marítimo promenade, and Playa de la Rada. The neighbourhood's weekly Thursday market on Avenida Juan Carlos I is a local fixture, and a wide range of shops, bars, and restaurants line the streets within a few minutes on foot. Centro is well served by local bus routes connecting to the wider Costa del Sol.Priced at EUR 394,000, the cost per square metre works out at approximately EUR 4,147. As a new build, the applicable purchase tax is IVA at 10%, equating to EUR 39,400. Notary fees run from EUR 600 to 1,200, land registry fees from EUR 400 to 800, and legal fees are approximately 1% of the purchase price plus VAT. No community fees are currently registered for this development, and the annual IBI figure is not yet available. The energy rating is G. Given its location in a high-demand tourist area, the property has short-term rental potential subject to obtaining a Junta de Andalucía VUT licence.
Détails du bien
| Type de bien | Appartement |
| Chambres | 2 |
| Salles de bain | 2 |
| Surface habitable | 95 m² |
| Étage | 1 |
| Certificat énergétique | G |
| Référence | 17631063-01 |
Équipements
Neuf
2 bedrooms
2 bathrooms
95 m2 built area
First floor
Piscine commune
Ascenseur
Climatisation
Double vitrage
Energy rating G
Distances et environs
- Aéroport
- 20 min (Málaga AGP)
✈️
Emplacement sur la carte
Centro, Estepona · 36.4334, -5.1531
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €45,310 |
| Notario | ~€950 |
| Registro de la Propiedad | ~€650 |
| Abogado (1% + IVA) | ~€4,767 |
| Total | ~€51,677 (13.1%) |
Aperçu de l'investissement
Prix/m²
€4,147
Estepona moy.
~€1,650
Diff.
+151%
À propos de Centro, Estepona
Estepona est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What are the purchase costs on top of the asking price?
As this is a new-build property, IVA applies at 10% of the purchase price, which equals EUR 39,400. You should also budget for notary fees (approximately EUR 600–1,200), land registry fees (approximately EUR 400–800), and legal fees of around 1% of the purchase price plus VAT, bringing your total additional costs to roughly EUR 44,000–46,000.
Can non-residents get a mortgage on this property?
Yes. Spanish banks typically lend up to 60–70% of the purchase price to non-residents, meaning a deposit of 30–40% is usually required. Based on a purchase price of EUR 394,000, that equates to a deposit of approximately EUR 118,200–157,600. Current mortgage rates in Spain range from roughly 3.5% to 4.5% APR, though your individual terms will depend on the lender and your financial profile.
What are the running costs for this apartment?
No community fee figure is currently registered for this development. The annual IBI (council tax) amount is not yet available for this new-build property. We recommend asking the agent for the latest fee schedule from the developer once it is confirmed.
Can I view this apartment remotely before travelling to Spain?
Yes. OceanHome offers video viewings for all properties, including live walk-throughs via video call at a time that suits you. Contact us to arrange either a remote or an in-person visit.
Is this property suitable for holiday letting?
Centro, Estepona is a popular tourist area with strong seasonal demand. New-build apartments in this neighbourhood attract short-term rental interest throughout the summer, and Estepona's old town draws visitors year-round. A tourist rental licence (VUT) is required in Andalusia; the agent can advise on the application process.
What steps are involved in buying this property?
You will first need an NIE (Número de Identificación de Extranjero), which is required for any property purchase in Spain. Once a price is agreed, a reservation contract is signed and a holding deposit paid, typically EUR 3,000–6,000. A private purchase contract (arras) follows, at which point around 10% of the price is transferred. Completion takes place before a notary, where the balance, taxes, and fees are settled and keys are handed over.
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Détails du bien
- Type de bien
- apartment
- Chambres
- 2
- Salles de bain
- 2
- Surface habitable
- 95 m²
- Certificat énergétique
- G
