First-Floor New-Build 2-Bedroom Apartment, Centro, Estepona
Centro, Estepona · Malaga
2 Bed2 Bath91 m²Energy: G
Description
Built across 95 m2 on the first floor, this new-build apartment in Centro, Estepona offers 2 bedrooms and 2 full bathrooms within a development that includes a communal pool and lift access. The apartment is fitted with air conditioning and double glazing throughout, and all units are finished to the same specification. The building is located at approximately 36.43°N, placing it within central Estepona, and Málaga Airport (AGP) is around 20 minutes by car.Centro is Estepona's town centre district, bordered by the old town's whitewashed lanes, the pedestrianised Calle Terraza and the beachfront Paseo Marítimo. The weekly Thursday market on Avenida Juan Carlos I runs year-round, and the covered Mercado de Abastos on Calle Castillo is a short walk from the area. The town's Blue Flag beach stretches along the southern edge of Centro, with cafés and restaurants lining the promenade.Community fees are currently recorded at zero, though buyers should confirm the final service charge with the developer before exchange. IBI has not yet been assigned to this unit, as is standard for new-build properties before first registration. The apartment carries an energy rating of G, which is typical for newly constructed buildings in this region prior to certification finalisation. Centro remains one of Estepona's most in-demand locations for short-term rental activity, given its proximity to the beach and town amenities.
Features
- New build
- First floor
- 2 bedrooms
- 2 bathrooms
- 95 m2 built area
- Communal pool
- Lift
- Air conditioning
- Double glazing
- Energy rating G
Property Details
| Property Type | Apartment |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Built Area | 91 m² |
| Floor | 0 |
| Energy Certificate | G |
| Reference | 17631063-01 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
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Location
Centro, Estepona · 36.4334, -5.1531
About Centro, Estepona
Estepona is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What are the purchase costs on top of the asking price?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%. ITP does not apply. Additional costs include notary fees (typically EUR 600–1,200), land registry fees (typically EUR 400–800), and legal fees of approximately 1% of the purchase price plus VAT. Reduced rates and local allowances may apply if you meet the region's conditions — for example, age, large-family or disability status, or buying a primary residence — so it is worth checking before you finalise your budget.
Can I get a mortgage as a non-resident buyer?
Non-resident buyers in Spain can generally borrow up to 60–70% of the purchase price, meaning a deposit of 30–40% is typically required. Current variable and fixed mortgage rates in Spain broadly range from 3.5% to 4.5% per annum, though the rate offered will depend on your financial profile and lender. A Spanish mortgage broker can advise on products available to non-residents before you commit.
What are the ongoing running costs for this apartment?
Community fees are currently recorded as zero in the listing data; buyers should confirm the final figure with the developer, as service charges are often set once the development is fully handed over. IBI (annual council tax) has not yet been assigned to this unit and will be determined after first registration with the land registry. There is no basura (refuse collection charge) figure on record at present.
Can I arrange a viewing remotely?
Yes. OceanHome can arrange a video viewing of the show unit or available apartments in this development at a time that suits you. If you would prefer an in-person visit, we can coordinate access with the developer's sales team and accompany you on site.
Is this apartment suitable as a rental investment?
Centro is one of Estepona's busiest tourist zones, with direct access to the Paseo Marítimo and the old town. Apartments in this area attract both short-term holiday lets and longer-term rentals from people working along the western Costa del Sol. A tourist licence would be required for short-term letting in Andalucía; your legal adviser can confirm current licensing requirements for this specific unit once it is registered.
What does the purchase process look like?
You will first need an NIE (Número de Identificación de Extranjero), which is your Spanish tax identification number and is required to sign any property contract. Once you have agreed terms, a reservation fee is paid to take the property off the market. This is followed by a private purchase contract (known as arras or contrato de compraventa), at which point typically 10% of the purchase price is paid. The sale is then completed before a Spanish notary, who registers the transfer with the land registry.
Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Build Size
- 91 m²
- Energy Rating
- G
