Top-Floor New-Build 3-Bedroom Penthouse, Selwo, Estepona
Selwo, Estepona · Malaga
3 Chambres2 Salles de bain181 m²
Description
Built to 181 m2, this new-build penthouse occupies the entire fourth floor of a 4-storey development in Selwo, Estepona. The property has 3 bedrooms and 2 bathrooms, with a price per m2 of approximately EUR 4,790. As a new-build in Malaga province, VAT at 10% applies rather than transfer tax. The energy certificate is rated G.Selwo sits in the western stretch of the Costa del Sol, roughly 20 minutes by road from Málaga AGP airport. The area borders the A-7 coastal road, giving quick access to Estepona town centre and its Old Town market, as well as the beaches along Avenida España to the east. Selwo is also directly adjacent to the Selwo Aventura wildlife park on Autovía del Mediterráneo, and several golf courses including Valle Romano Golf are within a short drive. Distances to the nearest beach, supermarket, and golf are available on request from the agent.The annual IBI figure is not currently confirmed and buyers should request this from the agent before exchange. Community fees are listed at EUR 0 per month, though buyers should verify this with the developer prior to completion. At EUR 867,000, the estimated purchase costs including 10% VAT, notary fees of EUR 600 to 1,200, land registry fees of EUR 400 to 800, and legal fees of approximately 1% plus VAT bring the total acquisition budget to around EUR 960,000. Selwo attracts buyers seeking proximity to both Estepona and Marbella, and new-build penthouses in this corridor have appeal as both primary residences and holiday lets, subject to obtaining the relevant tourist licence from the Junta de Andalucía.
Détails du bien
| Type de bien | Penthouse |
| Chambres | 3 |
| Salles de bain | 2 |
| Surface habitable | 181 m² |
| Étage | 4 / 4 |
| Certificat énergétique | G |
| Référence | 90432896-06 |
Équipements
Piscine commune
Neuf
Top-floor apartment
3 bedrooms
2 bathrooms
181 m2 built area
4th floor
Climatisation
Ascenseur
Terrasse
Distances et environs
- Aéroport
- 20 min (Málaga AGP)
✈️
Emplacement sur la carte
Selwo, Estepona · 36.4646, -5.0665
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €99,705 |
| Notario | ~€1,200 |
| Registro de la Propiedad | ~€850 |
| Abogado (1% + IVA) | ~€10,491 |
| Total | ~€112,246 (12.9%) |
Aperçu de l'investissement
Prix/m²
€4,790
Estepona moy.
~€1,650
Diff.
+190%
À propos de Selwo, Estepona
Estepona est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What are the purchase costs for this penthouse?
As a new-build property in Malaga province, you pay IVA (VAT) at 10% rather than transfer tax (ITP). On a price of EUR 867,000 that is EUR 86,700 in VAT. Add notary fees of approximately EUR 600 to 1,200, land registry fees of EUR 400 to 800, and legal fees of around 1% of the purchase price plus VAT (approximately EUR 10,400 including VAT). Total acquisition costs are estimated at around EUR 960,000 to EUR 965,000 depending on final legal and notary charges.
Can non-residents get a mortgage on this property?
Yes. Spanish banks typically lend non-residents up to 60 to 70% of the purchase price or valuation, meaning a deposit of 30 to 40% is required. On EUR 867,000 that equates to a minimum deposit of approximately EUR 260,000 to EUR 347,000. Current variable and fixed mortgage rates in Spain generally range from 3.5% to 4.5% annually, though terms vary by lender and applicant profile.
What are the ongoing running costs for this property?
The annual IBI (local property tax) has not been confirmed by the vendor and buyers should request this figure from the agent. Community fees are listed as EUR 0 per month, but we recommend confirming this directly with the developer as the development may not yet have an established community of owners. The annual basura (refuse collection) charge is also to be confirmed.
Can I arrange a viewing, and are video viewings available?
Yes. In-person viewings can be arranged through OceanHome at a time that suits you. If you are unable to travel to Selwo in person, we can arrange a live video viewing via WhatsApp or video call, during which an agent will walk through the property and answer questions in real time.
What is the rental potential for this penthouse?
Selwo is within the municipality of Estepona, which falls under Andalusian tourism regulations. To let the property on a short-term holiday basis, you will need to register with the Junta de Andalucía's tourist accommodation register and obtain a licence number. New-build penthouses in this corridor of the Costa del Sol are in demand as holiday lets, particularly given the 20-minute drive to Málaga airport. Rental income will vary by season, occupancy rate, and management arrangement. Please speak to our team for current market context.
What is the purchase process for buyers new to Spain?
You will first need a Spanish tax identification number (NIE), which can be obtained at a Spanish consulate in your country or at a police station in Spain, typically with the help of a lawyer. Once you have agreed the price, a reservation contract is signed and a holding deposit (usually EUR 3,000 to 6,000) is paid to take the property off the market. This is followed by a private purchase contract (arras), at which point 10% of the agreed price is typically exchanged. The transaction is then completed before a notary, who registers the title deed in the land registry. We strongly recommend appointing an independent Spanish solicitor throughout this process.
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Détails du bien
- Type de bien
- penthouse
- Chambres
- 3
- Salles de bain
- 2
- Surface habitable
- 181 m²
- Certificat énergétique
- G
