First-Floor New-Build 3-Bedroom Apartment, Valle Romano
Valle Romano, Estepona · Malaga
3 Chambres2 Salles de bain96 m²
Description
This 96 m2 new-build apartment occupies the first floor of a 2-storey residential building in Valle Romano, Estepona, and comes with 2 dedicated parking spaces as well as lift access. The apartment has 3 bedrooms and 2 bathrooms across a practical layout suited to both permanent living and seasonal use. Málaga AGP airport is approximately 20 minutes away by car.Valle Romano is a well-established residential area on the western edge of Estepona, close to the Valle Romano Golf course and within easy reach of Estepona's main commercial strip along the N-340. The town centre, with its weekly Saturday market on Calle Terraza and the seafront Paseo Marítimo, is around 5 kilometres away. The area offers a quieter setting than Estepona Centro while keeping everyday amenities close.Priced at EUR 438,000, the apartment works out at approximately EUR 4,563 per m2. As a new build in Andalusia, the purchase is subject to IVA at 10% (EUR 43,800) rather than transfer tax, plus notary fees of roughly EUR 600 to 1,200, land registry fees of EUR 400 to 800, and legal costs of around 1% of the purchase price plus VAT. Community fees are currently listed at EUR 0 and buyers should confirm the final figure with the developer. IBI has not yet been assessed. The energy rating is G.
Détails du bien
| Type de bien | Appartement |
| Chambres | 3 |
| Salles de bain | 2 |
| Surface habitable | 96 m² |
| Étage | 1 / 2 |
| Certificat énergétique | G |
| Référence | 42976699-02 |
Équipements
Neuf
3 bedrooms
2 bathrooms
96 m2 build size
First floor
Piscine commune
Ascenseur
Parking (2 places)
Climatisation
Placards intégrés
Distances et environs
- Aéroport
- 20 min (Málaga AGP)
✈️
Emplacement sur la carte
Valle Romano, Estepona · 36.4230, -5.1932
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €50,370 |
| Notario | ~€950 |
| Registro de la Propiedad | ~€650 |
| Abogado (1% + IVA) | ~€5,300 |
| Total | ~€57,270 (13.1%) |
Aperçu de l'investissement
Prix/m²
€4,563
Estepona moy.
~€1,650
Diff.
+177%
À propos de Valle Romano, Estepona
Estepona est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What are the purchase costs on top of the EUR 438,000 asking price?
Because this is a new-build property in Andalusia, IVA at 10% applies instead of transfer tax, adding EUR 43,800 to the price. You should also budget for notary fees (approximately EUR 600–1,200), land registry fees (approximately EUR 400–800), and independent legal fees of roughly 1% of the purchase price plus VAT, bringing total additional costs to around 12–13% of the asking price.
Can non-residents get a mortgage on this property?
Yes. Spanish banks typically lend non-residents up to 60–70% of the purchase price or valuation (whichever is lower), so a deposit of 30–40% is usually required. Based on EUR 438,000, that means having roughly EUR 131,400–175,200 available before purchase costs. Variable and fixed mortgage rates currently range from approximately 3.5% to 4.5% AER; speak to an independent broker for a personalised illustration.
What are the ongoing running costs?
Community fees are currently stated as EUR 0 per year; buyers should verify the final figure directly with the developer before exchange. Annual IBI (council tax) has not yet been assessed for this new-build and will be confirmed once the property is registered with the catastro. A refuse collection charge (basura) may also apply; the amount is set by Estepona town hall.
How can I arrange a viewing?
You can book an in-person visit through the OceanHome sales team. If you are based outside Spain, a live video viewing via WhatsApp or video call is available at a time convenient to you. Contact us to schedule either option.
Does this property have rental potential?
Valle Romano sits within the Estepona municipality, which is a recognised tourist area on the Costa del Sol. New-build apartments with 2 parking spaces and communal pool access are in steady demand for short-term holiday lets. You will need a regional tourist licence (Vivienda con Fines Turísticos) from the Junta de Andalucía before letting the property. We recommend speaking to a local property manager for realistic occupancy and income projections.
What steps are involved in buying this apartment?
First, obtain a Spanish NIE (tax identification number), which is required for all property transactions. Once you have agreed the price, a reservation deposit (typically EUR 3,000–6,000) takes the property off the market. This is followed by a private purchase contract (arras or contrato de compraventa), at which point a further deposit of around 10% is usually paid. Completion takes place before a notary, at which point the remaining balance, IVA, and associated costs are settled. We strongly recommend instructing an independent Spanish solicitor throughout the process.
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Détails du bien
- Type de bien
- apartment
- Chambres
- 3
- Salles de bain
- 2
- Surface habitable
- 96 m²
- Certificat énergétique
- G
