New-Build 3-Bedroom Apartment in Whater Gardens, Estepona
Whater Gardens, Estepona · Malaga
3 Chambres3 Salles de bain273 m²
Description
This first-floor apartment in Whater Gardens, Estepona spans 273 m2 across a two-storey development and includes 3 bedrooms, 3 bathrooms, 2 allocated parking spaces and access to a solarium. The price of EUR 1,170,000 equates to approximately EUR 4,286 per m2, reflecting the scale and specification of the property. A lift serves the building, and an alarm system is fitted throughout. The development is a new build, so VAT at 10% applies rather than resale transfer tax.Whater Gardens sits within the wider Estepona municipality on the Costa del Sol, close to the AP-7 motorway and the N-340 coastal road. Estepona town centre, with its weekly market on Avenida Juan Carlos I and the covered Mercado de Abastos, is reachable within a short drive. Málaga Airport (AGP) is approximately 20 minutes away by car, making Whater Gardens a practical base for frequent travellers. Several 18-hole golf courses are located within a few kilometres of the development.Community fees are currently listed at EUR 0 per month, though buyers should confirm this figure with the developer before exchange. IBI and basura figures are not yet available for this new-build property and should be requested directly from the agent. The energy rating is G. Purchase costs include IVA at 10% of the sale price (EUR 117,000), notary fees of approximately EUR 600 to EUR 1,200, land registry fees of approximately EUR 400 to EUR 800, and legal fees of around 1% plus VAT.
Détails du bien
| Type de bien | Appartement |
| Chambres | 3 |
| Salles de bain | 3 |
| Surface habitable | 273 m² |
| Étage | 1 / 2 |
| Certificat énergétique | G |
| Référence | 50117464-04 |
Équipements
Neuf
3 bedrooms
3 bathrooms
273 m2 build area
First floor
Piscine commune
Solarium
Ascenseur
2 parking spaces
Système d'alarme
Distances et environs
- Aéroport
- 20 min (Málaga AGP)
✈️
Emplacement sur la carte
Whater Gardens, Estepona · 36.4681, -5.0490
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €134,550 |
| Notario | ~€1,200 |
| Registro de la Propiedad | ~€850 |
| Abogado (1% + IVA) | ~€14,157 |
| Total | ~€150,757 (12.9%) |
Aperçu de l'investissement
Prix/m²
€4,286
Estepona moy.
~€1,650
Diff.
+160%
À propos de Whater Gardens, Estepona
Estepona est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What are the estimated purchase costs for this apartment?
As a new-build property in Andalusia, you will pay IVA at 10% instead of resale transfer tax. On a price of EUR 1,170,000 that is EUR 117,000 in VAT. Add notary fees of approximately EUR 600 to EUR 1,200, land registry fees of approximately EUR 400 to EUR 800, and solicitor fees of around 1% of the purchase price plus VAT (approximately EUR 11,700 plus VAT). Total acquisition costs typically run to around 12 to 13% above the purchase price.
Can non-residents obtain a mortgage for this property?
Yes. Spanish banks generally lend up to 60 to 70% of the purchase price to non-residents, meaning a deposit of 30 to 40% is required. On EUR 1,170,000 that equates to a minimum deposit of approximately EUR 351,000. Current mortgage rates in Spain range from roughly 3.5% to 4.5% annually, though terms vary by lender and applicant profile.
What are the ongoing running costs?
Community fees are currently listed at EUR 0 per month; buyers should verify this with the developer as the development may not yet have established its community charge. IBI (council tax) and basura (waste collection) figures are not yet available for this new-build and should be confirmed directly with the agent or developer prior to exchange.
Can I arrange a viewing remotely?
Yes. OceanHome offers video viewings via video call for buyers who cannot travel to Estepona immediately. Contact the agent to schedule a live walkthrough or to request additional footage of the development and show unit.
Is this property suitable as a rental investment?
Estepona is within the Costa del Sol tourist zone and properties here are eligible for a tourist rental licence subject to Junta de Andalucía regulations. Demand for short-term rentals is strong along this stretch of coastline, particularly during the spring and summer months. We recommend speaking to a local rental management company for realistic occupancy and income projections specific to this development.
What steps are involved in purchasing this property?
First, obtain an NIE (Número de Identificación de Extranjero), which is required for all property transactions in Spain. Once you agree terms, a reservation contract is signed and a holding deposit is paid to take the property off the market. This is followed by a private purchase contract, where usually 10% of the price is paid. The transaction is completed before a Spanish notary, at which point the balance is transferred and title passes to the buyer.
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Détails du bien
- Type de bien
- apartment
- Chambres
- 3
- Salles de bain
- 3
- Surface habitable
- 273 m²
- Certificat énergétique
- G
