First-Floor 3-Bedroom New-Build Apartment, Whater Gardens
Whater Gardens, Estepona · Malaga
2 Bed2 Bath129 m²Energy: G
Description
At 273 m2, this new-build apartment is one of the larger first-floor units within the two-storey Whater Gardens development in Estepona. The apartment contains 3 bedrooms, all with en-suite or adjacent bathrooms, across a single floor with lift access. Two allocated underground parking spaces are included in the purchase. The development also provides a communal pool and a rooftop solarium available to all residents. The energy rating is G, which is standard for many new builds pending final certification.Whater Gardens sits within a residential area of Estepona, approximately 20 minutes by car from Málaga AGP airport. Estepona town centre, with its covered market on Calle Terraza and the pedestrianised old town, is accessible from the Whater Gardens area. The beach distances and proximity to local supermarkets are best confirmed with the agent, as the development sits at coordinates placing it inland of the coastal strip. The municipality offers several golf courses within a short drive.Community fees are currently listed at zero, which should be verified with the developer before exchange, as service charges typically apply once a development is handed over and the owners' community is constituted. IBI figures are not yet assigned, as is normal for a new-build property prior to completion and registration. The development is located in Estepona, within the municipality of Málaga province. Whater Gardens is an active new-build area attracting buyers seeking larger apartment footprints away from the higher-density coastal strip.
Features
- New build
- 3 bedrooms
- 3 bathrooms
- 273 m2 built area
- First floor
- Communal pool
- Solarium
- Lift
- 2 allocated parking spaces
- Alarm system
Property Details
| Property Type | Apartment |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Built Area | 129 m² |
| Floor | 0 / 2 |
| Energy Certificate | G |
| Reference | 50117464-04 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
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Location
Whater Gardens, Estepona · 36.4681, -5.0490
About Whater Gardens, Estepona
Estepona is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What purchase taxes and costs apply to this property?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%. ITP does not apply. Both rates are set by the Autonomous Community of Andalucía. You should also budget for notary fees (typically EUR 600–1,200), land registry fees (typically EUR 400–800), and legal fees of approximately 1% of the purchase price plus VAT. Reduced rates and local allowances may apply if you meet this region's conditions (for example age, large-family or disability status, or buying a primary residence) — worth checking before you budget.
Can non-resident buyers obtain a mortgage for this property?
Non-resident buyers can typically obtain a mortgage in Spain, though most lenders require a deposit of 30–40% of the purchase price. Current variable and fixed mortgage rates in Spain range from approximately 3.5% to 4.5% depending on the lender and product. A mortgage broker with experience in cross-border lending is advisable.
What are the ongoing running costs for this apartment?
Community fees are currently listed at zero; this should be confirmed with the developer, as charges ordinarily apply once the owners' community is formally constituted following handover. IBI (annual property tax) and basura (refuse collection charge) have not yet been assigned, as is normal prior to first registration of a new-build property. The agent can provide estimates once these are set.
How can I arrange a viewing?
Viewings can be arranged in person or by video call if you are unable to travel to Estepona. Contact OceanHome to schedule a time, and a dedicated agent will walk you through the apartment, the communal areas, and the parking facilities. Video viewings are a practical option for overseas buyers at an early stage of their search.
Is this property suitable as a rental investment?
Estepona is a tourist municipality on the Costa del Sol and properties here can qualify for holiday rental licences, subject to meeting regional and local requirements set by the Junta de Andalucía and Estepona town hall. The 273 m2 floor area and three bedrooms make this a suitable size for short-term letting. Achievable rental income will depend on licensing, furnishing standard, and management. The agent can advise on current demand in the Whater Gardens area.
What is the purchase process for a new-build property in Spain?
You will first need a Spanish NIE (Número de Identificación de Extranjero), which can be obtained in Spain or through a Spanish consulate abroad. The typical sequence begins with a reservation agreement and a reservation deposit to take the property off the market, followed by a private purchase contract (often a stage-payment arras or developer contract) under which further instalments are paid during the construction or sales period. The balance is paid at the notary on the deed of sale (escritura), at which point keys are handed over. Independent legal representation throughout is strongly recommended.
Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Build Size
- 129 m²
- Energy Rating
- G
