Second-Floor New-Build 3-Bedroom Apartment, Whater Gardens
Whater Gardens, Estepona · Malaga
3 Chambres3 Salles de bain313 m²
Description
Priced at EUR 2,070,000, this new-build apartment on the second floor of a two-storey development in Whater Gardens, Estepona measures 313 m2 across 3 bedrooms and 3 bathrooms. The building has just 2 floors in total, giving the development an unusually low-rise feel for a project of this scale. Two underground parking spaces are included in the price. The property comes with an alarm system and access to a communal pool.Whater Gardens sits within Estepona's western corridor, close to the AP-7 and the A-7 coastal road, placing Marbella roughly 25 kilometres to the east. Estepona's old town, with its pedestrianised Calle Real and weekly Friday market on the Avenida de España, is around 10 minutes by car. The nearest beaches along this stretch of coast are accessible within a short drive, and the agent can confirm exact distances on request. Málaga Airport is approximately 20 minutes away, making Whater Gardens practical for those travelling frequently.At EUR 2,070,000 for 313 m2, the price per square metre works out at approximately EUR 6,614. Community fees are currently EUR 0, though buyers should confirm whether charges will apply once the development is fully occupied. IBI has not yet been assessed for this new-build property. The energy rating is G. As a new build in Andalusia, the applicable purchase tax is IVA at 10%, equating to EUR 207,000, plus notary fees of approximately EUR 600 to EUR 1,200, land registry fees of EUR 400 to EUR 800, and legal fees typically around 1% of the purchase price plus VAT.
Détails du bien
| Type de bien | Appartement |
| Chambres | 3 |
| Salles de bain | 3 |
| Surface habitable | 313 m² |
| Étage | 2 / 2 |
| Certificat énergétique | G |
| Référence | 50117464-11 |
Équipements
Neuf
3 bedrooms
3 bathrooms
313 m2 build size
Second floor
Two-storey building
Piscine commune
Système d'alarme
Ascenseur
2 parking spaces
Climatisation
Double vitrage
Distances et environs
- Aéroport
- 20 min (Málaga AGP)
✈️
Emplacement sur la carte
Whater Gardens, Estepona · 36.4681, -5.0490
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €238,050 |
| Notario | ~€1,200 |
| Registro de la Propiedad | ~€850 |
| Abogado (1% + IVA) | ~€25,047 |
| Total | ~€265,147 (12.8%) |
Aperçu de l'investissement
Prix/m²
€6,613
Estepona moy.
~€1,650
Diff.
+301%
À propos de Whater Gardens, Estepona
Estepona est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What are the total purchase costs on top of the asking price?
As a new build in Andalusia, you pay IVA (VAT) at 10% instead of transfer tax (ITP). On EUR 2,070,000 that is EUR 207,000. Add notary fees of approximately EUR 600 to EUR 1,200, land registry fees of EUR 400 to EUR 800, and solicitor fees of around 1% of the purchase price plus VAT. Budget for total acquisition costs of roughly 12 to 13% above the purchase price.
Can non-residents obtain a mortgage on this property?
Yes. Spanish banks typically lend non-residents up to 60 to 70% of the purchase price or valuation, whichever is lower, so a deposit of 30 to 40% is usually required. On EUR 2,070,000 that means having at least EUR 621,000 to EUR 828,000 available. Variable and fixed mortgage rates currently range from approximately 3.5% to 4.5%. We can connect you with independent mortgage brokers who specialise in non-resident lending.
What are the ongoing running costs for this apartment?
Community fees are currently listed as EUR 0, though buyers should clarify with the developer whether fees will be set once the community is established. The IBI (annual property tax) has not yet been assessed for this new-build property. Basura (refuse collection) charges are also to be confirmed. These figures should be verified with the developer and your solicitor prior to exchange.
Can I arrange a viewing remotely before travelling to Estepona?
Yes. We offer video viewings via WhatsApp, FaceTime, or a recorded walkthrough sent directly to you, so you can assess the property before committing to a trip. In-person viewings can be arranged with advance notice. Please contact us to book a time that suits you.
What is the rental potential for this property?
Estepona is within the Costa del Sol tourist zone and properties here are eligible for tourist rental licences (VFT), subject to meeting regional requirements in Andalusia. Apartments of this size and specification in new-build developments on the western Costa del Sol attract interest from both short-term holiday renters and longer-term tenants. We recommend speaking with a local rental management company for realistic occupancy and income projections specific to Whater Gardens.
What does the purchase process involve?
You will first need a NIE (Número de Identificación de Extranjero), the Spanish tax identification number required for all property purchases. Once agreed, a reservation deposit is paid to secure the property. This is followed by a private purchase contract (arras) where typically 10% of the price is paid. The balance is settled at the notary on completion, when the title deed (escritura) is signed and ownership formally transfers. Having a qualified Spanish solicitor acting solely in your interests throughout is strongly advised.
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Détails du bien
- Type de bien
- apartment
- Chambres
- 3
- Salles de bain
- 3
- Surface habitable
- 313 m²
- Certificat énergétique
- G
