New-Build 3-Bedroom Penthouse in Whater Gardens, Estepona
Whater Gardens, Estepona · Malaga
3 Chambres3 Salles de bain313 m²
Description
At 313 m2, this top-floor penthouse in Whater Gardens is among the largest new-build residences currently available in Estepona. The property occupies the second and uppermost floor of a 2-storey development and contains 3 bedrooms and 3 bathrooms. A private solarium sits above the main living level, and 2 underground parking spaces are included in the price of EUR 1,948,000.Whater Gardens sits within the western stretch of Estepona's coastline, a growing residential corridor that has seen considerable infrastructure investment over the past decade. Estepona town centre, with its restored old town, weekly Thursday market on Calle Real, and the municipal beach Playa de la Rada spanning approximately 2.1 km, is accessible within a short drive. Málaga Airport is approximately 20 minutes away by road, making this location practical for frequent travellers.At EUR 1,948,000 the price per m2 works out at approximately EUR 6,223. Community fees are currently set at EUR 0 per month. IBI has not yet been assessed for this new-build property. The energy certificate is rated G. As a new-build property in Andalusia, the applicable purchase tax is IVA at 10% rather than ITP, in addition to notary, registry and legal fees.The private solarium provides an upper-level outdoor space with open sky exposure across the full footprint of the penthouse. The development includes a communal pool, lift access, and an alarm system throughout the building.
Détails du bien
| Type de bien | Penthouse |
| Chambres | 3 |
| Salles de bain | 3 |
| Surface habitable | 313 m² |
| Étage | 2 / 2 |
| Certificat énergétique | G |
| Référence | 50117464-01 |
Équipements
Neuf
Piscine commune
Private solarium
Ascenseur
Système d'alarme
Parking (2 places)
3 bedrooms
3 bathrooms
Top-floor position
Climatisation
Distances et environs
- Aéroport
- 20 min (Málaga AGP)
✈️
Emplacement sur la carte
Whater Gardens, Estepona · 36.4681, -5.0490
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €224,020 |
| Notario | ~€1,200 |
| Registro de la Propiedad | ~€850 |
| Abogado (1% + IVA) | ~€23,571 |
| Total | ~€249,641 (12.8%) |
Aperçu de l'investissement
Prix/m²
€6,224
Estepona moy.
~€1,650
Diff.
+277%
À propos de Whater Gardens, Estepona
Estepona est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What are the estimated purchase costs on top of the asking price?
As a new-build property in Andalusia, you pay IVA at 10% (EUR 194,800) rather than ITP. Additional costs include notary fees of approximately EUR 600–1,200, land registry fees of approximately EUR 400–800, and legal fees of around 1% of the purchase price plus VAT (approximately EUR 19,480 + VAT). Budget a total of roughly EUR 215,000–216,500 on top of the asking price.
Can non-residents obtain a mortgage on this property?
Yes. Spanish banks typically lend up to 60–70% of the purchase price to non-resident buyers, meaning a deposit of 30–40% is required. On EUR 1,948,000, that equates to a deposit of approximately EUR 584,400–779,200. Current variable and fixed mortgage rates in Spain range from around 3.5% to 4.5% depending on the lender and your financial profile. We can introduce you to independent mortgage brokers who work with international buyers.
What are the ongoing running costs for this penthouse?
Community fees are currently listed at EUR 0 per month for this development. The annual IBI (council tax) has not yet been assessed as this is a new-build property; the figure will be confirmed once the catastral reference is registered. Utility costs will depend on usage, and the property carries an energy rating of G.
Is it possible to view this property remotely before travelling to Spain?
Yes. We offer video viewings for buyers who cannot visit in person straight away. A member of our team can walk through the property or development showroom with you via a live video call at a time that suits you. In-person viewings in Whater Gardens, Estepona can also be arranged around your schedule.
What is the rental potential for this penthouse in Estepona?
Estepona is a tourist municipality, and properties of this size and specification attract demand from the short-term holiday rental market as well as longer-term tenants. A tourist rental licence (VUT) is required for holiday lets in Andalusia and must be applied for before marketing the property. We recommend speaking with a local lettings agent for current rental demand data specific to Whater Gardens.
How does the purchase process work in Spain?
First, you will need an NIE (Número de Identificación de Extranjero), which is the tax identification number required for all property transactions in Spain. Once you have agreed on the purchase, a reservation contract is signed and a holding deposit (typically EUR 3,000–6,000) is paid to secure the property. This is followed by a private purchase contract (arras), at which point 10% of the purchase price is usually paid. Completion takes place before a Spanish notary, at which point the remaining balance, taxes and fees are settled and the title deed (escritura) is transferred into your name.
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Détails du bien
- Type de bien
- penthouse
- Chambres
- 3
- Salles de bain
- 3
- Surface habitable
- 313 m²
- Certificat énergétique
- G
