3-Bedroom Top-Floor Penthouse in Whater Gardens, Estepona
Whater Gardens, Estepona · Malaga
3 Bed4 Bath358 m²Energy: G
Description
Built across the top floor of a two-storey new-build development in Whater Gardens, this 313 m2 penthouse is one of 14 homes in the scheme and sits on the second and uppermost floor. The apartment has 3 bedrooms, 3 bathrooms, built-in wardrobes throughout, and an open-plan living and dining area. A private solarium adds further outdoor space above the main living level. Two underground parking spaces and a lift are included in the sale.Whater Gardens is a residential area on the western edge of Estepona, close to the A-7 coastal road. The town centre of Estepona, with its weekly market on Calle Terraza and the covered fish market on Plaza Blas Infante, is accessible within a short drive, as is the Paseo Marítimo beachfront promenade. Málaga Airport is approximately 20 minutes away by car. The Whater Gardens area has attracted a number of new residential developments over recent years, with several golf courses reachable within a few kilometres.Community fees for this development are currently recorded at zero, and the annual IBI figure is not yet confirmed for this property. The energy performance certificate is rated G. As a new-build in Whater Gardens, Estepona, this penthouse sits within a modern scheme and may be considered for short-term holiday letting, subject to local licensing requirements.The private solarium, positioned on the upper level of the penthouse, provides an open-air space with unobstructed sky above. The communal pool and landscaped gardens are shared with the wider development and maintained as part of the community.
Features
- New build
- Top-floor position
- Private solarium
- Communal pool
- Air conditioning
- Lift
- Alarm system
- Parking (2 spaces)
- Built-in wardrobes
- 3 bedrooms
- 3 bathrooms
Property Details
| Property Type | Penthouse |
| Bedrooms | 3 |
| Bathrooms | 4 |
| Built Area | 358 m² |
| Floor | 2 / 2 |
| Energy Certificate | G |
| Reference | 50117464-01 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
✈️
Location
Whater Gardens, Estepona · 36.4681, -5.0490
About Whater Gardens, Estepona
Estepona is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What purchase taxes and costs apply to this property?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%. ITP does not apply. Additional buying costs typically include notary fees of EUR 600–1,200, land registry fees of EUR 400–800, and legal fees of around 1% of the purchase price plus VAT. Reduced rates and local allowances may apply if you meet this region's conditions — for example, age, large-family or disability status, or buying a primary residence — and are worth checking before you finalise your budget.
Can non-residents get a mortgage on this property?
Non-resident buyers can typically borrow up to 60–70% of the purchase price, meaning a deposit of 30–40% is usually required. Current fixed and variable mortgage rates for non-residents in Spain generally range between 3.5% and 4.5%, though the rate offered will depend on your personal financial profile and the lender. We recommend speaking to an independent mortgage broker with experience in Spanish property finance.
What are the ongoing running costs?
Community fees for this development are currently recorded at zero. The annual IBI (council tax) figure has not yet been confirmed for this property and is not available at the time of listing. A rubbish collection charge (basura) may also apply once confirmed by the local authority. We recommend asking the agent for the latest figures before exchange.
Can I view this property remotely?
Yes. We offer video viewings for buyers who are unable to travel to Estepona in person. A member of our team can walk through the property with you via a live video call, covering all rooms, the private solarium, communal areas, and parking. Contact us to arrange a convenient time.
Is this penthouse suitable for holiday rental?
Estepona is an established tourist destination on the Costa del Sol, and properties in the area can be licensed for short-term holiday letting. However, rental licences in Andalucía are subject to local authority approval and specific building requirements. We recommend taking independent legal advice on licensing eligibility before purchasing with rental income in mind. We do not quote estimated yields, as these vary significantly depending on the season and management approach.
What does the purchase process involve?
You will first need a Spanish NIE number, which is a tax identification number required for all property transactions in Spain. Once you have agreed a price, you typically pay a reservation fee to take the property off the market, followed by a private purchase contract (arras) in which a further deposit — usually 10% — is paid. The balance is settled at the notary on completion, when the title deed (escritura) is signed and ownership is formally transferred. Using an independent Spanish property lawyer throughout the process is strongly recommended.
Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
WhatsAppEnquire About This PropertySchedule a CallLanguages:EnglishFinnishSwedishSpanish
View LinkedIn ProfileQuick Enquiry
Interested in this property? Send us a message.
By submitting, you agree to our privacy policy.
Key Details
- Type
- penthouse
- Bedrooms
- 3
- Bathrooms
- 4
- Build Size
- 358 m²
- Energy Rating
- G
