New-Build 4-Bedroom Villa in Whater Gardens, Estepona
Whater Gardens, Estepona · Malaga
4 Chambres4 Salles de bain581 m²985 m² surface du terrain
Description
A new-build villa of 581 m2 on a 985 m2 plot in Whater Gardens, Estepona, priced at EUR 2,400,000 and offered at approximately EUR 4,130 per m2. The property has 4 bedrooms and 4 bathrooms arranged across ground floor level, with a solarium providing a roof-level outdoor area. The plot of 985 m2 gives considerable outdoor space around the villa. Málaga Airport is approximately 20 minutes away by car.Whater Gardens is a residential area within Estepona, situated along the western Costa del Sol in the province of Málaga. Estepona town centre, with its covered market on Calle Filóbrega and the pedestrianised Calle Real, is within easy reach. The area sits close to several golf courses along the New Golden Mile corridor, and Estepona's main beach promenade stretches for over 21 kilometres along this stretch of coastline.As a new-build property, purchase taxes are calculated at IVA of 10% rather than ITP, equating to EUR 240,000 on the asking price. Notary fees typically run from EUR 600 to EUR 1,200, land registry fees from EUR 400 to EUR 800, and legal fees are generally 1% of the purchase price plus VAT. Community fees are currently EUR 0 per year. Annual IBI has not yet been confirmed by the local authority. The energy rating is G. Estepona is a designated tourist municipality, and villas of this size in the area attract both long-term and holiday rental interest.The 985 m2 plot provides space for a private garden and parking alongside the villa footprint. The solarium adds a usable roof-level terrace. No terrace figure has been provided separately from the build area of 581 m2.
Détails du bien
| Type de bien | Villa |
| Chambres | 4 |
| Salles de bain | 4 |
| Surface habitable | 581 m² |
| Surface du terrain | 985 m² |
| Étage | 0 |
| Certificat énergétique | G |
| Référence | 44506673-01 |
Équipements
Neuf
Solarium
Jardin privé
4 bedrooms
4 bathrooms
Ground floor
Plot of 985 m2
Climatisation
Private parking
Energy rating G
Distances et environs
- Aéroport
- 20 min (Málaga AGP)
✈️
Emplacement sur la carte
Whater Gardens, Estepona · 36.4663, -5.0441
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €276,000 |
| Notario | ~€1,200 |
| Registro de la Propiedad | ~€850 |
| Abogado (1% + IVA) | ~€29,040 |
| Total | ~€307,090 (12.8%) |
Aperçu de l'investissement
Prix/m²
€4,131
Estepona moy.
~€1,650
Diff.
+150%
À propos de Whater Gardens, Estepona
Estepona est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What are the purchase costs on top of the asking price?
As this is a new-build property, you pay IVA at 10% instead of transfer tax, which equals EUR 240,000 on the EUR 2,400,000 asking price. On top of that, budget approximately EUR 600–1,200 for notary fees, EUR 400–800 for land registry registration, and around 1% of the purchase price plus VAT (currently 21%) for legal representation. Total additional costs typically run to around 12–13% of the price.
Can non-residents obtain a mortgage for this property?
Yes. Spanish banks generally lend non-residents up to 60–70% of the purchase price or valuation, whichever is lower, meaning a deposit of around 30–40% is usually required. On a purchase price of EUR 2,400,000 that equates to a deposit of roughly EUR 720,000–960,000. Variable and fixed mortgage rates in Spain currently range from approximately 3.5% to 4.5% annually, though exact terms depend on the lender and your personal financial profile.
What are the ongoing running costs for this villa?
Community fees are currently EUR 0 per year. The annual IBI (local property tax) has not yet been set by the local authority for this new-build. Basura (refuse collection) charges have also not been confirmed. Utility connections, home insurance, and general maintenance costs for a villa of 581 m2 on a 985 m2 plot should be factored into your annual budget.
How can I arrange a viewing?
You can request an in-person viewing through our Estepona office at a time that suits you. If you are based outside Spain, we also offer video viewings via WhatsApp or video call, during which one of our agents walks through the property and plot in real time. Contact us to book either option.
What is the rental potential for this villa?
Estepona is a recognised tourist municipality on the Costa del Sol, and 4-bedroom villas of this scale are in demand for both short-term holiday lets and longer residential rentals. To obtain a tourist rental licence you will need to register with the Junta de Andalucía. Our property management team can provide guidance on the licensing process and local demand. We do not publish estimated yield figures.
What does the purchase process involve?
The first step is obtaining a Spanish NIE number (Número de Identificación de Extranjero), which is required for all property transactions. Once you agree terms, a reservation fee is paid to take the property off the market. This is followed by a private purchase contract (contrato de arras), at which point typically 10% of the price is paid and both parties are legally committed. The remaining balance is settled at the notary on completion, when the title deed (escritura) is signed and ownership transfers to you.
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Détails du bien
- Type de bien
- villa
- Chambres
- 4
- Salles de bain
- 4
- Surface habitable
- 581 m²
- Surface du terrain
- 985 m²
- Certificat énergétique
- G
