Second-Floor New-Build 3-Bedroom Apartment, La Concha-Resina Golf
La Concha Resina Golf, Estepona · Malaga
3 Chambres2 Salles de bain130 m²
Description
On the second floor of a 3-storey new-build development in La Concha-Resina Golf, this 130 m2 apartment offers 3 bedrooms and 2 bathrooms across a well-proportioned layout. The building is served by a lift and two allocated parking spaces are included in the purchase price of EUR 579,000.La Concha-Resina Golf sits between the A-7 coastal road and the foothills behind Estepona, bordered by Resina Golf to the east and the La Concha mountain to the north. The development is within the New Golden Mile corridor, placing it roughly 20 minutes by road from Málaga Airport (AGP). Estepona's old town, with its pedestrianised Calle Terraza and weekly Saturday market on Avenida España, is a short drive west along the coast road.Priced at EUR 579,000, the price per m2 works out at approximately EUR 4,454. As a new-build purchase in Málaga province, VAT applies at 10% rather than the resale transfer tax, adding an estimated EUR 57,900. Additional costs include notary fees of approximately EUR 600 to EUR 1,200, land registry fees of approximately EUR 400 to EUR 800, and legal fees of around 1% plus VAT. Community fees are currently set at EUR 0 and IBI figures are not yet available for this development. The energy certificate is rated G.
Détails du bien
| Type de bien | Appartement |
| Chambres | 3 |
| Salles de bain | 2 |
| Surface habitable | 130 m² |
| Étage | 2 / 3 |
| Certificat énergétique | G |
| Référence | 15837535-04 |
Équipements
Piscine commune
Ascenseur
Parking (2 places)
Neuf
3 bedrooms
2 bathrooms
Second floor
Climatisation
Distances et environs
- Aéroport
- 20 min (Málaga AGP)
✈️
Emplacement sur la carte
La Concha Resina Golf, Estepona · 36.4691, -5.0728
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €66,585 |
| Notario | ~€1,200 |
| Registro de la Propiedad | ~€850 |
| Abogado (1% + IVA) | ~€7,006 |
| Total | ~€75,641 (13.1%) |
Aperçu de l'investissement
Prix/m²
€4,454
Estepona moy.
~€1,650
Diff.
+170%
À propos de La Concha Resina Golf, Estepona
Estepona est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What are the estimated purchase costs on top of the asking price?
As a new-build in Málaga province, VAT at 10% applies instead of transfer tax (ITP), adding EUR 57,900 on the EUR 579,000 price. You should also budget approximately EUR 600–1,200 for notary fees, EUR 400–800 for land registry fees, and around 1% plus VAT for legal representation. Total additional costs typically fall between 12% and 13% of the purchase price.
Can non-residents get a mortgage on this property?
Yes. Spanish lenders generally offer non-residents up to 60–70% loan-to-value on new-build properties, so you would need a deposit of roughly 30–40% of the EUR 579,000 price, which is approximately EUR 173,700 to EUR 231,600. Current variable and fixed rates from Spanish banks are broadly in the 3.5–4.5% range, though terms vary by lender and applicant profile.
What are the ongoing running costs for this apartment?
Community fees are currently registered at EUR 0, though this figure may change once the development is handed over and the owners' community is formally constituted. IBI (council tax) and basura (refuse collection) figures are not yet available from the developer; the agent can provide estimates once supplied.
Can I arrange a viewing remotely?
Yes. OceanHome can organise a video viewing of the show apartment or available units for buyers who cannot travel to Estepona immediately. In-person viewings can also be arranged at a time to suit you.
Does this development have rental potential?
La Concha-Resina Golf falls within the wider Estepona coastal area, which is classified as a tourist zone in Andalusia. New-build apartments here can be licensed for short-term holiday rental, subject to meeting the regional Junta de Andalucía requirements. The agent can advise on the registration process and local demand.
How does the purchase process work in Spain?
You will first need an NIE (Número de Identificación de Extranjero), which is a Spanish tax identification number obtainable at a consulate or in Spain. Once you agree terms, a reservation contract secures the property with a small deposit. This is followed by a private purchase contract (arras or contrato de compraventa), typically with 10% paid at that stage. Completion takes place before a notary, at which point the remaining balance and taxes are paid and keys are handed over.
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Détails du bien
- Type de bien
- apartment
- Chambres
- 3
- Salles de bain
- 2
- Surface habitable
- 130 m²
- Certificat énergétique
- G
