New-Build 3-Bedroom Villa in Sierra Cortina, Finestrat
Sierra Cortina, Finestrat · Alicante
3 Chambres3 Salles de bain154 m²483 m² surface du terrain
Description
This new-build villa in Sierra Cortina occupies a 483 m2 plot and delivers 154 m2 of built space across a single-storey layout with 3 bedrooms and 3 bathrooms. Two private parking spaces are included. The property carries an energy rating of G, and completion details are available from the agent.Sierra Cortina is a residential area on the lower slopes of the Serra de Finestrat, positioned between Benidorm and the old town of Finestrat village. The urbanisation sits roughly 5 kilometres from Benidorm's main resort strip, with the N-332 coastal road accessible within a few minutes by car. Golf Bahía is among the nearest courses to the area, and the broader Sierra Cortina zone is well served by a small commercial centre on Avenida Marina Baixa.At EUR 1,195,000, the price per m2 of build area works out at approximately EUR 7,760. As a new build, the applicable purchase tax is IVA at 10%, equating to EUR 119,500, plus stamp duty (AJD) of around 1.5%, notary fees of roughly EUR 600 to 1,200 and land registry fees of approximately EUR 400 to 800. Community fees are recorded as nil. IBI has not yet been assessed for this new-build property.The 483 m2 plot provides space for a garden and outdoor terrace area. Full details of the pool specification, landscaping and outdoor finishes are available from the agent on request.
Détails du bien
| Type de bien | Villa |
| Chambres | 3 |
| Salles de bain | 3 |
| Surface habitable | 154 m² |
| Surface du terrain | 483 m² |
| Étage | 0 |
| Certificat énergétique | G |
| Référence | 87753109-01 |
Équipements
Neuf
3 bedrooms
3 bathrooms
Private parking (2 spaces)
Plot of 483 m2
154 m2 build area
Single-storey layout
Jardin
Energy rating G
Distances et environs
- Aéroport
- 35 min (Alicante-Elche ALC)
✈️
Emplacement sur la carte
Sierra Cortina, Finestrat · 38.5519, -0.1776
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €137,425 |
| Notario | ~€1,200 |
| Registro de la Propiedad | ~€850 |
| Abogado (1% + IVA) | ~€14,460 |
| Total | ~€153,935 (12.9%) |
Aperçu de l'investissement
Prix/m²
€7,760
Finestrat moy.
~€1,650
Diff.
+370%
À propos de Sierra Cortina, Finestrat
Finestrat est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What purchase taxes and costs apply to this villa?
As a new build, this property is subject to IVA at 10% (EUR 119,500) rather than transfer tax, plus stamp duty (AJD) at approximately 1.5% of the purchase price. Additional costs include notary fees of roughly EUR 600 to 1,200, land registry fees of approximately EUR 400 to 800, and legal fees typically around 1% plus VAT. Total purchase costs are estimated at 13 to 15% on top of the purchase price.
Can non-residents obtain a mortgage on this property?
Yes. Spanish lenders generally offer non-residents up to 60 to 70% loan-to-value on a property priced at EUR 1,195,000, meaning a deposit of approximately EUR 358,500 to EUR 478,000 would be required. Current variable and fixed mortgage rates from Spanish banks range broadly between 3.5% and 4.5%. We can refer you to independent mortgage brokers with experience in non-resident finance.
What are the ongoing running costs for this property?
Community fees are currently recorded as nil for this development. IBI (annual property tax) has not yet been assessed, as is common for new-build properties before cadastral registration is complete. Utility connection and supply costs will depend on usage. We recommend budgeting for an estimated EUR 1,500 to 2,500 per year for IBI once assessed, though the actual figure will be confirmed by the local council.
Can I arrange a viewing remotely?
Yes. We offer video viewings via WhatsApp or video call for buyers who are unable to visit in person. For new-build properties, we can also share developer show-home footage and construction progress updates. In-person viewings can be arranged with advance notice by contacting our Costa Blanca team directly.
Does this villa have rental potential?
Sierra Cortina is located within the tourist area surrounding Benidorm, one of the busiest resort destinations on the Costa Blanca. Short-term holiday letting is permitted subject to obtaining a tourist licence from the Generalitat Valenciana. Demand in the Benidorm area is strong for villa rentals during the summer season. We recommend consulting a local property manager for realistic occupancy and income estimates specific to this location.
What does the purchase process involve?
You will first need a Spanish tax identification number (NIE), which can be obtained at a Spanish consulate or in person in Spain. Once you have agreed terms, a reservation fee is paid to take the property off the market. This is followed by a private purchase contract (arras), at which point typically 10% of the price is paid. The remaining balance is transferred at the notary on the completion date, when the title deed (escritura) is signed and keys are handed over. We recommend appointing an independent Spanish solicitor throughout the process.
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Détails du bien
- Type de bien
- villa
- Chambres
- 3
- Salles de bain
- 3
- Surface habitable
- 154 m²
- Surface du terrain
- 483 m²
- Certificat énergétique
- G
