New-Build 4-Bed Villa in Finestrat Hills, Finestrat
Centro, Finestrat · Alicante
4 Chambres3 Salles de bain242 m²586 m² surface du terrain
Description
At EUR 890,000, this new-build villa in Finestrat Hills offers one of the larger plot footprints in the area, with 586m2 of private land supporting a 242m2 build. The layout provides 4 bedrooms and 3 bathrooms across the ground floor and upper levels. Priced at approximately EUR 3,678 per m2 of built space, the villa carries an energy rating of G and is sold under the IVA new-build regime.Finestrat Hills sits in the elevated terrain above the coastal strip of Benidorm, with the Puig Campana mountain as a backdrop. The area is served by the CV-758 road, which connects directly to the N-332 coastal route and central Finestrat village within a short drive. Terra Marina beach and the Poniente seafront in Benidorm are reachable by car, and Alicante-Elche Airport is approximately 35 minutes away. Finestrat Hills also provides direct access to several established golf courses in the surrounding valley.As a new build in the Valencia region, VAT applies at 10% rather than the resale ITP rate, adding EUR 89,000 to the base purchase price. Notary fees are estimated at EUR 600 to 1,200, land registry costs at EUR 400 to 800, and legal fees typically run to 1% of the purchase price plus VAT. No community fees are registered for this property, and IBI has not yet been assessed. The proximity to Benidorm's tourist infrastructure supports short-term letting activity in the surrounding area.The 586m2 plot provides scope for a private pool, terraced garden areas, and outdoor dining space, though buyers should confirm final landscaping and pool specifications directly with the developer. The plot dimensions allow for generous outdoor coverage relative to the built footprint of 242m2.
Détails du bien
| Type de bien | Villa |
| Chambres | 4 |
| Salles de bain | 3 |
| Surface habitable | 242 m² |
| Surface du terrain | 586 m² |
| Étage | 0 |
| Certificat énergétique | G |
| Référence | 88231042-02 |
Équipements
Neuf
Private plot of 586m2
4 bedrooms
3 bathrooms
242m2 build
Climatisation
Private pool (subject to confirmation)
Mountain views
Off-street parking
Energy rating G
No community fees
Distances et environs
- Aéroport
- 35 min (Alicante-Elche ALC)
✈️
Emplacement sur la carte
Centro, Finestrat · 38.5463, -0.1788
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €102,350 |
| Notario | ~€1,200 |
| Registro de la Propiedad | ~€850 |
| Abogado (1% + IVA) | ~€10,769 |
| Total | ~€115,169 (12.9%) |
Aperçu de l'investissement
Prix/m²
€3,678
Finestrat moy.
~€1,650
Diff.
+123%
À propos de Centro, Finestrat
Finestrat est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What are the purchase costs on top of the EUR 890,000 asking price?
As a new build, this villa is subject to IVA at 10%, which amounts to EUR 89,000. In addition, budget for notary fees of approximately EUR 600 to 1,200, land registry fees of EUR 400 to 800, and legal fees of around 1% of the purchase price plus VAT (approximately EUR 8,900 plus VAT). Total purchase costs typically fall between EUR 99,000 and EUR 102,000 on top of the sale price.
Can non-residents obtain a mortgage for this property?
Yes. Spanish lenders generally offer non-residents a loan-to-value ratio of 60 to 70%, meaning a deposit of 30 to 40% is required. On EUR 890,000, that equates to a deposit of EUR 267,000 to EUR 356,000. Current variable and fixed mortgage rates for non-residents are broadly in the range of 3.5% to 4.5%, though individual terms will depend on the lender and applicant profile.
What are the ongoing running costs for this villa?
No community fees are registered for this property. IBI (annual council tax) has not yet been assessed and will be set by the local authority following registration of the build; buyers should request an estimate from the developer. Utility connection costs for a new build should also be factored into the budget.
How can I arrange a viewing?
Viewings can be booked in person or conducted via a live video call with one of our agents on-site. To arrange either option, contact OceanHome directly through the listing page or by phone, and we will confirm availability with the developer.
Is this property suitable for holiday letting?
Finestrat Hills is close to Benidorm, one of Spain's highest-demand short-term rental markets. A villa of this size and specification may be eligible for a tourist licence under Valencia regional regulations, subject to application and approval. Buyers interested in letting should take specific legal advice on licensing requirements before completing the purchase.
What are the key steps in the purchase process?
First, you will need a Spanish NIE (foreign identification number), which can be obtained through a Spanish consulate or via a local lawyer. A reservation contract is then signed and a deposit paid, typically EUR 6,000 to 10,000, to take the property off the market. This is followed by a private purchase contract (arras or contrato de compraventa), at which point a further stage payment is usually required. Completion takes place before a notary, at which point the balance is paid and title transfers to the buyer.
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Détails du bien
- Type de bien
- villa
- Chambres
- 4
- Salles de bain
- 3
- Surface habitable
- 242 m²
- Surface du terrain
- 586 m²
- Certificat énergétique
- G


