Question 1

What are the purchase costs for this new-build villa?

Accepted Answer

As a new build in the Región de Murcia, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.5%. ITP does not apply. On top of that, allow roughly EUR 600–1,200 for notary fees, EUR 400–800 for land registry fees, and around 1% of the purchase price plus VAT for legal representation. Reduced rates and local allowances may apply if you meet the region's conditions — for example age, large-family or disability status, or buying a primary residence — so it is worth checking before you finalise your budget.

Question 2

Can I get a mortgage as a non-resident buyer?

Accepted Answer

Spanish banks typically lend non-resident buyers up to 60–70% of the purchase price or valuation, whichever is lower, meaning you would normally need a deposit of 30–40%. Current variable and fixed mortgage rates broadly range from 3.5% to 4.5%, though individual offers vary by lender and applicant profile. We can connect you with independent mortgage brokers who specialise in non-resident finance.

Question 3

What are the ongoing running costs?

Accepted Answer

Estimated annual IBI (council tax) is 780 EUR and estimated community fees are approximately 70 EUR per month. Both figures are estimates at this stage and may be confirmed once the development is fully registered. There is no confirmed basura (refuse collection) charge on file; the agent can advise once available.

Question 4

Can I view the villa remotely before travelling to Spain?

Accepted Answer

Yes. We offer video viewings via WhatsApp or video call, and can walk you through the development, show the plot and surrounding area, and answer questions in real time. In-person viewings at the Oasis site in Los Alcázares can be arranged at a time that suits you.

Question 5

Is there rental potential in Los Alcázares?

Accepted Answer

Los Alcázares and the wider Mar Menor area attract visitors throughout the spring and summer season. Short-term holiday lets are common in the area, and a new-build villa with a private pool typically performs well during peak months. You would need a regional tourist rental licence from the Región de Murcia to let legally; the agent can point you to the relevant process.

Question 6

What does the purchase process look like?

Accepted Answer

The first step is obtaining an NIE (Número de Identificación de Extranjero), the tax identification number required for all Spanish property transactions. Once you have agreed terms, a reservation deposit is paid to take the property off the market. This is followed by a private purchase contract (arras), at which point a larger deposit — typically 10% — is paid. The sale is then completed before a Spanish notary, who registers the transfer. Having an independent solicitor review all documents before you commit is strongly recommended.

Type de bien	Villa
Chambres	3
Salles de bain	4
Surface habitable	246 m²
Surface du terrain	290 m²
Étage	0 / 2
Année de construction	2025
Certificat énergétique	A–B
Référence	OH01414

IVA (10%) + AJD (1.5%)	€63,825
Notario	~€1,200
Registro de la Propiedad	~€850
Abogado (1% + IVA)	~€6,716
Comunidad	€70/mo
IBI	€780/yr
Total	~€72,591 (13.1%)

Nueva Villa de Diseño en Santa Rosalía Lake

Description

Détails du bien

Équipements

Distances et environs

Emplacement sur la carte

Certificat énergétique

Frais d'acquisition estimés

Charges annuelles

Aperçu de l'investissement

À propos de Oasis, Los Alcázares

Questions fréquentes