First-Floor New-Build 2-Bedroom Apartment, Arroyo Vaquero
Arroyo Vaquero, Estepona · Malaga
2 Chambres2 Salles de bain109 m²
Description
Priced at EUR 4,532 per m2, this new-build first-floor apartment in Arroyo Vaquero delivers 109 m2 of living space across 2 bedrooms and 2 bathrooms. The property sits on the first floor of a development served by a lift, with a communal pool for residents. The energy rating is G, which is typical for new builds in this classification pending final certification.Arroyo Vaquero is a quiet residential area to the west of Estepona town, positioned between the AP-7 motorway and the N-340 coastal road. The neighbourhood connects directly to the wider Estepona coastline, with Playa de la Galera and Playa del Saladillo both reachable along the N-340. Local amenities including supermarkets and restaurants on Avenida Juan Carlos I are within a short drive. Arroyo Vaquero also sits close to several established golf courses, making it a practical base for regular players.Málaga Airport is approximately 20 minutes by car via the AP-7. Community fees are currently EUR 0 per month, and IBI has not yet been assessed for this new-build. Buyers should budget for IVA at 10% on the purchase price, notary fees of EUR 600 to 1,200, land registry fees of EUR 400 to 800, and legal fees of approximately 1% plus VAT. The Costa del Sol tourist rental market means this property may generate short-term rental income, though yields will depend on management costs and seasonal occupancy rates.
Détails du bien
| Type de bien | Appartement |
| Chambres | 2 |
| Salles de bain | 2 |
| Surface habitable | 109 m² |
| Étage | 1 |
| Certificat énergétique | G |
| Référence | 71826919-01 |
Équipements
Piscine commune
Ascenseur
Neuf
2 bedrooms
2 bathrooms
First floor
109 m2 build size
Climatisation
Distances et environs
- Aéroport
- 20 min (Málaga AGP)
✈️
Emplacement sur la carte
Arroyo Vaquero, Estepona · 36.4116, -5.1902
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €56,810 |
| Notario | ~€950 |
| Registro de la Propiedad | ~€650 |
| Abogado (1% + IVA) | ~€5,977 |
| Total | ~€64,387 (13.0%) |
Aperçu de l'investissement
Prix/m²
€4,532
Estepona moy.
~€1,650
Diff.
+175%
À propos de Arroyo Vaquero, Estepona
Estepona est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What are the purchase costs on top of the EUR 494,000 price?
As a new build, this property is subject to IVA at 10%, which equals EUR 49,400. Additional costs include notary fees (EUR 600 to 1,200), land registry fees (EUR 400 to 800), and legal fees of approximately 1% of the purchase price plus VAT (around EUR 5,940 including VAT). Total purchase costs are typically 12 to 13% above the asking price.
Can non-residents get a mortgage on this property?
Yes. Spanish banks generally lend up to 60 to 70% of the purchase price to non-residents, meaning a deposit of 30 to 40% is required. On EUR 494,000 that equates to EUR 148,200 to EUR 197,600. Current variable and fixed mortgage rates for non-residents range from approximately 3.5% to 4.5% annually, though terms vary by lender and applicant profile.
What are the ongoing running costs?
Community fees are currently EUR 0 per month. IBI (council tax) has not yet been assessed as this is a new build; the figure will be confirmed once the property is registered with the local catastro. Utility costs for a 109 m2 apartment typically run to EUR 80 to 150 per month depending on usage.
Can I arrange a viewing remotely?
Yes. OceanHome offers video viewings for buyers who cannot travel to Estepona in person. We can conduct a live walkthrough via video call at a time that suits you, covering the apartment, communal areas, and surroundings. In-person viewings can be arranged with at least 24 hours' notice.
Is this property suitable for holiday letting?
Arroyo Vaquero sits on the Costa del Sol, which has strong demand for short-term holiday rentals throughout most of the year. New builds in this area attract both summer visitors and golfers. You would need to obtain a tourist rental licence from the Junta de Andalucía before letting the property. OceanHome can refer you to a local rental management company for further guidance.
What is the process for buying this apartment?
You will first need a Spanish NIE (tax identification number), which can be obtained at a Spanish consulate or in person in Spain. Once you agree terms, a reservation contract is signed and a deposit of typically EUR 3,000 to 6,000 is paid to take the property off the market. This is followed by a private purchase contract (arras), where usually 10% of the price is paid. Completion takes place at a notary, where the title deed (escritura) is signed and the balance is transferred. The full process typically takes 4 to 12 weeks for new builds depending on construction stage.
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Détails du bien
- Type de bien
- apartment
- Chambres
- 2
- Salles de bain
- 2
- Surface habitable
- 109 m²
- Certificat énergétique
- G
