First-Floor New-Build 2-Bedroom Apartment, Arroyo Vaquero
Arroyo Vaquero, Estepona · Malaga
2 Bed2 Bath111 m²Energy: G
Description
Built to 109 m2, this first-floor apartment in Arroyo Vaquero forms part of a new-build development with a communal pool and lift access. The apartment has 2 bedrooms and 2 bathrooms. Air conditioning is fitted throughout, and the open-plan living and dining area leads to exterior doors on the first floor. The development is a low-rise block, keeping the scale in keeping with the surrounding area west of Estepona.Arroyo Vaquero sits on the western edge of Estepona, between the AP-7 and the coast road. The area is close to the Estepona Golf course and within 20 minutes of Málaga AGP airport by road. The N-340 coast road connects Arroyo Vaquero directly to Estepona town centre and its promenade, market stalls, and fishing harbour to the east. Distances to the nearest beach and supermarket are available from the agent on request.Community fees are currently set at nil for this development. IBI and basura figures are not yet confirmed for this new-build property. The energy performance certificate is rated G. Arroyo Vaquero is within the municipality of Estepona and falls under Andalucía's tax framework for purchasers.
Features
- New build
- First floor
- 2 bedrooms
- 2 bathrooms
- 109 m2 build size
- Air conditioning
- Communal pool
- Lift
- Open-plan living and dining area
- Built-in wardrobes
Property Details
| Property Type | Apartment |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Built Area | 111 m² |
| Floor | 0 / 2 |
| Energy Certificate | G |
| Reference | 71826919-01 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
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Location
Arroyo Vaquero, Estepona · 36.4116, -5.1902
About Arroyo Vaquero, Estepona
Estepona is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What purchase taxes and costs apply to this apartment?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%. ITP does not apply. On top of these, buyers should allow for notary fees (typically EUR 600–1,200), land registry fees (typically EUR 400–800), and legal fees of around 1% of the purchase price plus VAT. Reduced rates and local allowances may apply if you meet the region's conditions — for example age, large-family or disability status, or buying a primary residence — and it is worth checking before you budget.
Can I get a mortgage as a non-resident buyer?
Non-resident buyers in Spain typically need a deposit of 30–40% of the purchase price, as Spanish lenders generally finance up to 60–70% for non-residents. Current variable and fixed mortgage rates from Spanish banks range broadly between 3.5% and 4.5%, though individual offers vary. We can refer you to a independent mortgage broker familiar with the Estepona market.
What are the ongoing running costs for this property?
Community fees for this development are currently set at nil. The annual IBI (council tax) and basura (refuse collection charge) figures have not yet been confirmed for this new-build property and will be advised once assessed by the local authority. We recommend budgeting for both once the property is registered.
Can I view this apartment remotely before visiting?
Yes. We offer video viewings for buyers who cannot travel to Arroyo Vaquero at short notice. These can be arranged at a time convenient to you via video call, allowing you to walk through the apartment and the communal areas with one of our agents. In-person viewings in Estepona can also be arranged around your travel plans.
Is this apartment suitable as a rental investment?
Arroyo Vaquero is within the Estepona municipality on the Costa del Sol, an area with year-round tourist demand. New-build apartments in this location attract both short-term holiday lets and longer-term residential tenants. A tourist rental licence is required for short-term letting in Andalucía and must be obtained before any commercial letting activity begins. We recommend speaking to a local property manager for realistic occupancy and yield expectations specific to this development.
What steps are involved in buying this property?
The first step is obtaining a Spanish NIE (tax identification number), which is required for any property purchase in Spain. Once you have agreed terms, a reservation contract and fee secure the property off the market. This is followed by a private purchase contract (arras), under which typically 10% of the purchase price is paid as a deposit. Completion takes place before a notary, at which point the remaining balance is transferred and title passes to you. Your solicitor will then register the purchase at the land registry. We recommend instructing an independent Spanish solicitor before reserving.
Maya Kallio💚
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Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Build Size
- 111 m²
- Energy Rating
- G
