New-Build 3-Bedroom Apartment in Campanillas, Málaga
Campanillas, Málaga · Malaga
3 Chambres2 Salles de bain89 m²
Description
This new-build apartment on the 4th floor covers 89m2 across 3 bedrooms and 2 bathrooms, priced at EUR 431,145. The development includes a communal pool and lift access to all floors. Málaga Airport (AGP) is approximately 20 minutes away by car, making this a practical option for frequent travellers and buyers working across southern Spain.Campanillas is a residential district on the western edge of Málaga city, sitting along the A-357 corridor with direct road links into the city centre roughly 10km to the east. The neighbourhood has its own local shops, a weekly street market, and everyday services within walking distance. For precise distances to beaches, supermarkets, and golf courses, please ask the agent directly.At EUR 431,145 for 89m2, the price per square metre works out at approximately EUR 4,844. As a new build, IVA applies at 10%, which adds approximately EUR 43,115 to the purchase cost. Notary fees typically run from EUR 600 to 1,200, land registry fees from EUR 400 to 800, and legal fees sit at around 1% plus VAT. Community fees are currently listed at EUR 0 per month. IBI has not yet been assessed for this new-build property and will be confirmed once registered with the catastro. The energy rating is G.
Détails du bien
| Type de bien | Appartement |
| Chambres | 3 |
| Salles de bain | 2 |
| Surface habitable | 89 m² |
| Étage | 4 |
| Certificat énergétique | G |
| Référence | 82167970-04 |
Équipements
Piscine commune
Ascenseur
Neuf
3 bedrooms
2 bathrooms
4th floor
89m2 build size
Energy rating G
Distances et environs
- Aéroport
- 20 min (Málaga AGP)
✈️
Emplacement sur la carte
Campanillas, Málaga · 36.7107, -4.4980
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €49,582 |
| Notario | ~€950 |
| Registro de la Propiedad | ~€650 |
| Abogado (1% + IVA) | ~€5,217 |
| Total | ~€56,399 (13.1%) |
Aperçu de l'investissement
Prix/m²
€4,844
Málaga moy.
~€1,650
Diff.
+194%
À propos de Campanillas, Málaga
Málaga est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What are the purchase costs on top of the asking price?
As this is a new build, IVA (VAT) applies at 10% rather than ITP transfer tax, which amounts to approximately EUR 43,115 on the asking price of EUR 431,145. You should also budget for notary fees (EUR 600–1,200), land registry fees (EUR 400–800), and legal/conveyancing fees of around 1% plus VAT. Total purchase costs typically add 12–14% on top of the sale price.
Can I get a mortgage as a non-resident?
Non-resident buyers can typically obtain a mortgage on a Spanish property, though most lenders require a deposit of 30–40% of the purchase price. On EUR 431,145, that means having EUR 129,344 to EUR 172,458 available as a deposit. Current variable and fixed rates from Spanish lenders are broadly in the range of 3.5–4.5%. We can refer you to independent mortgage brokers experienced with non-resident applications.
What are the ongoing running costs?
Community fees are currently listed as EUR 0 per month for this development. IBI (council tax) has not yet been assessed as the property is a new build; the annual figure will be confirmed once the property is registered with the local catastro. Basura (refuse collection) charges have not yet been confirmed either. We recommend budgeting for utilities and home insurance separately.
Can I arrange a viewing remotely?
Yes. We offer video viewings via WhatsApp or video call for buyers who cannot travel to Málaga immediately. We can walk through the development, show the communal areas and pool, and answer questions in real time. In-person viewings can be arranged with advance notice.
Is this property suitable as a rental investment?
Campanillas is primarily a residential area rather than a tourist zone, so short-term holiday rental demand is limited compared to coastal locations. The proximity to Málaga city centre (around 10km) and the airport (approximately 20 minutes) may make it suitable for longer-term residential lets. We recommend speaking to a local letting agent to understand current rental demand and achievable rents in this specific neighbourhood.
What does the purchase process involve?
You will first need a Spanish NIE (foreigner identification number), which can be obtained at a Spanish consulate or in person in Spain. Once you have agreed a price, a reservation fee is typically paid to take the property off the market. This is followed by a private purchase contract (arras), in which a deposit of around 10% is paid and both parties commit to the transaction. The sale is then completed before a Spanish notary, at which point the remaining balance and taxes are settled and keys are handed over.
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Détails du bien
- Type de bien
- apartment
- Chambres
- 3
- Salles de bain
- 2
- Surface habitable
- 89 m²
- Certificat énergétique
- G
