Top-Floor 3-Bedroom New-Build Apartment in Campanillas, Málaga
Campanillas, Málaga · Malaga
3 Bed2 Bath110 m²Energy: G
Description
This 89m2 apartment occupies the 4th floor of a new-build residential development in Campanillas, western Málaga, and offers 3 bedrooms, 2 bathrooms, and lift access throughout. The development includes a communal pool and is currently under construction, giving buyers the opportunity to purchase off-plan. The apartment carries an energy rating of G, which is common for new-build homes in this price bracket pending final certification.Campanillas is a well-established residential district on the western edge of Málaga city, positioned close to the A-357 and MA-20 ring roads, which provide direct links to Málaga city centre and the airport 20 minutes away. The district has its own local shops, cafés, and schools, and sits within easy reach of the larger retail and commercial facilities along the Avenida de los Guindos corridor. Campanillas also borders open countryside, giving the area a quieter character than central Málaga neighbourhoods.Community fees are currently recorded at nil, though buyers should confirm the final figure with the developer before exchange. IBI has not yet been assessed for this new-build property and the figure will be confirmed by Málaga City Council following registration. As a new-build purchase in Andalucía, buyers pay IVA at 10% of the purchase price plus AJD stamp duty at 1.2% of the purchase price; ITP does not apply. Reduced rates and local allowances may apply if you meet the region's conditions, for example age, large-family or disability status, or buying a primary residence, and this is worth checking before you budget.
Features
- New build
- 3 bedrooms
- 2 bathrooms
- 4th floor
- 89m2 build size
- Communal pool
- Lift
- Energy rating G
Property Details
| Property Type | Apartment |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Built Area | 110 m² |
| Floor | 1 / 5 |
| Energy Certificate | G |
| Reference | 82167970-04 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
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Location
Campanillas, Málaga · 36.7107, -4.4980
About Campanillas, Málaga
Málaga is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What purchase taxes and costs apply to this apartment?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2% of the purchase price. ITP does not apply. Notary fees typically run EUR 600–1,200 and land registry fees EUR 400–800. Legal fees are generally around 1% of the purchase price plus VAT. Reduced rates and local allowances may apply if you meet the region's conditions — for example age, large-family or disability status, or buying a primary residence — and it is worth checking before you budget.
Can non-residents get a mortgage on this property?
Yes. Spanish lenders typically offer non-residents a loan-to-value of 60–70%, meaning a deposit of 30–40% of the purchase price is usually required. Current mortgage rates for non-residents in Spain range from approximately 3.5% to 4.5% depending on the lender and product. A mortgage broker with experience in cross-border Spanish lending can help you compare options before you make an offer.
What are the ongoing running costs?
Community fees are currently recorded at nil for this development, though buyers should verify the final figure with the developer before contracts are signed. IBI (annual property tax) has not yet been assessed for this property and will be set by Málaga City Council following registration and cadastral valuation. Waste collection (basura) charges have not been confirmed at this stage.
Can I arrange a viewing remotely?
Yes. In addition to in-person visits to the development site or show flat, we can arrange a video viewing at a time that suits you. This allows you to see the current build progress, communal areas, and any available show unit without travelling to Málaga. Contact us to book either option.
Is this apartment suitable as a rental investment?
Campanillas is a residential district used primarily by people working in or around Málaga, including those needing access to the airport, the city centre, and the western business parks. Long-term rental demand is steady in the area, particularly for family-sized apartments. Short-term tourist letting is less common here than in coastal districts, and local regulations should be checked before committing to a holiday-let strategy.
What does the purchase process involve?
You will first need a Spanish NIE (tax identification number), which your solicitor can obtain on your behalf. Once you have identified the property, a reservation agreement is signed and a holding deposit is paid to take it off the market. This is followed by a private purchase contract (arras or contrato de compraventa), at which stage a further deposit is typically paid. For new builds, stage payments may be required during construction. Completion takes place before a notary, who registers the title in your name.

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Key Details
- Type
- apartment
- Bedrooms
- 3
- Bathrooms
- 2
- Build Size
- 110 m²
- Energy Rating
- G


