Question 1

What are the purchase costs on top of the sale price for this villa?

Accepted Answer

As a resale property in Andalucía, the main tax is ITP (Impuesto de Transmisiones Patrimoniales) at 7% of the purchase price. This rate is set by the Andalucía regional government, not by Málaga province or Mijas town. Reduced rates and local allowances may apply depending on your circumstances, such as age, large-family status, disability, or purchasing a primary residence; it is worth confirming eligibility before you budget. Additional costs include notary fees (typically EUR 600–1,200), land registry fees (typically EUR 400–800), and legal fees of around 1% of the purchase price plus VAT.

Question 2

Can non-residents obtain a mortgage to buy this property?

Accepted Answer

Spanish banks typically lend non-residents up to 60–70% of the purchase price or valuation, whichever is lower, meaning a deposit of 30–40% is generally required. Current variable and fixed mortgage rates in Spain range broadly between 3.5% and 4.5%, though individual offers vary by lender and applicant profile. We recommend obtaining an agreement in principle before making an offer.

Question 3

What are the estimated running costs for this villa?

Accepted Answer

The estimated annual IBI (council tax) is EUR 2,070. Community fees are estimated at approximately EUR 70 per month. Please note both figures are estimates. There is no basura (waste collection) annual charge recorded for this listing; the agent can confirm the current amount. Energy certification is listed as exempt.

Question 4

Can I arrange a viewing, including remotely?

Accepted Answer

Yes. In-person viewings can be arranged by contacting the OceanHome team. If you are based outside Spain or prefer to view remotely in the first instance, we can organise a live video viewing via WhatsApp or video call at a time that suits you.

Question 5

Does this villa have rental potential?

Accepted Answer

Riviera del Sol is a well-known coastal area on the Costa del Sol with consistent demand for holiday rentals. A tourist licence would be required to let the property short-term; eligibility and conditions are set by the Junta de Andalucía and the Mijas town hall. We can introduce you to a local property manager who can advise on realistic occupancy and rental income for properties of this size and location.

Question 6

What does the purchase process involve?

Accepted Answer

First, you will need a Spanish NIE (Número de Identificación de Extranjero), which is required for any property transaction. Once an offer is agreed, a reservation contract is signed and a holding deposit paid to take the property off the market. This is followed by a private purchase contract (contrato de arras), at which point typically 10% of the purchase price is paid. The transaction completes at a notary, where the escritura (title deed) is signed and the balance transferred. The deed is then registered at the Land Registry. The full process commonly takes six to twelve weeks from reservation to completion.

Type de bien	Villa
Chambres	4
Salles de bain	3
Surface habitable	314 m²
Surface du terrain	544 m²
Étage	0
Certificat énergétique	Exempt
Référence	OH02022

ITP (10%)	€129,500
Notario	~€1,200
Registro de la Propiedad	~€850
Abogado (1% + IVA)	~€15,670
Comunidad	€70/mo
IBI	€2,070/yr
Total	~€147,220 (11.4%)

Villa 4 chambres - Riviera del sol, Mijas

Description

Détails du bien

Équipements

Distances et environs

Emplacement sur la carte

Certificat énergétique

Frais d'acquisition estimés

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Aperçu de l'investissement

À propos de Riviera del Sol, Mijas

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