Top-Floor New-Build 2-Bedroom Penthouse, Selwo, Estepona
Selwo, Estepona · Malaga
2 Chambres3 Salles de bain127 m²
Description
On the fourth and top floor of a new-build development in Selwo, this 2-bedroom, 3-bathroom penthouse covers 127 m2 of built space and includes a private solarium. The building rises to 4 storeys, placing this unit at the highest level. Three bathrooms serve 2 bedrooms, a generous ratio that suits dual-occupancy use or hosting guests. The development is a new build, meaning the purchase is subject to IVA at 10% rather than transfer tax.Selwo sits on the western edge of Estepona, positioned between the A-7 coastal road and the AP-7 motorway. The area connects easily to commercial and leisure facilities along the Estepona seafront, approximately 5 km away. Selwo is also within a short drive of several golf courses along the Costa del Sol's western stretch, and Málaga AGP airport is roughly 20 minutes by road. The neighbourhood name Selwo refers to this distinct residential zone, separate from Estepona's old town.At EUR 862,000, the price per m2 works out at approximately EUR 6,787. Community fees are currently registered at EUR 0 per year, and buyers should confirm this figure with the developer before exchange. IBI has not yet been assessed for this new-build property. The energy rating is G. Estepona falls within a tourist rental zone, making this penthouse a consideration for short-term letting, and rental income projections should be sought from a local letting agent based on comparable units in Selwo.
Détails du bien
| Type de bien | Penthouse |
| Chambres | 2 |
| Salles de bain | 3 |
| Surface habitable | 127 m² |
| Étage | 4 / 4 |
| Certificat énergétique | G |
| Référence | 90432896-08 |
Équipements
Piscine commune
Solarium
Neuf
Top-floor position
3 bathrooms
Climatisation
Double vitrage
Ascenseur
Parking souterrain
Distances et environs
- Aéroport
- 20 min (Málaga AGP)
✈️
Emplacement sur la carte
Selwo, Estepona · 36.4646, -5.0665
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €99,130 |
| Notario | ~€1,200 |
| Registro de la Propiedad | ~€850 |
| Abogado (1% + IVA) | ~€10,430 |
| Total | ~€111,610 (12.9%) |
Aperçu de l'investissement
Prix/m²
€6,787
Estepona moy.
~€1,650
Diff.
+311%
À propos de Selwo, Estepona
Estepona est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What are the purchase costs for this property?
As a new build, this penthouse is subject to IVA at 10% rather than transfer tax (ITP). On a price of EUR 862,000 that means EUR 86,200 in IVA. Additional costs include notary fees (typically EUR 600–1,200), land registry fees (EUR 400–800), and legal fees of around 1% of the purchase price plus VAT, so approximately EUR 8,620 plus VAT. Budget for total purchase costs of roughly EUR 96,000–97,000 on top of the asking price.
Can I get a mortgage on this property as a non-resident?
Non-resident buyers can typically obtain a mortgage in Spain, though most lenders require a deposit of 30–40% of the purchase price. On EUR 862,000 that means a deposit of between EUR 258,600 and EUR 344,800. Current variable and fixed rates generally range from 3.5% to 4.5%, though terms vary by lender and applicant profile. We can refer you to a mortgage broker with experience in Spanish new-build finance.
What are the ongoing running costs?
Community fees are currently registered at EUR 0 per year; you should verify this directly with the developer as the development may not yet be fully handed over. IBI (annual council tax) has not yet been assessed for this new-build property and will be set by the local authority following registration. There is no basura (rubbish collection) figure available at this stage. Ask the developer for an estimated service charge schedule before signing.
Can I arrange a viewing remotely?
Yes. We offer video viewings for buyers who cannot travel to Estepona immediately. These can be arranged via WhatsApp or video call at a time that suits you, covering the unit, communal areas, and the surrounding Selwo neighbourhood. In-person viewings can be booked once you are ready to visit the Costa del Sol.
What is the rental potential of this penthouse?
Selwo is within Estepona's tourist rental zone, and top-floor penthouses with solariums typically attract demand from short-term holiday lets. Rental performance depends on factors including the development's completion date, proximity to amenities, and seasonal demand on the western Costa del Sol. We recommend obtaining projections from a licensed local letting agent based on comparable completed units in Selwo rather than relying on estimated yields.
How does the purchase process work in Spain?
First, you will need a Spanish tax identification number (NIE), which can be obtained at a consulate or in Spain with a lawyer's help. Once you have agreed terms, a reservation contract is signed and a deposit (typically EUR 6,000–10,000) is paid to take the property off the market. This is followed by a private purchase contract (arras or contrato de compraventa), at which point a further deposit of usually 10% of the price is paid. Completion takes place before a notary, at which point the balance is transferred and the title deed (escritura) is signed. Using an independent Spanish solicitor throughout is strongly advised.
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Détails du bien
- Type de bien
- penthouse
- Chambres
- 2
- Salles de bain
- 3
- Surface habitable
- 127 m²
- Certificat énergétique
- G
