Top-Floor New-Build Penthouse in Camino Viejo de Málaga, Vélez
Camino Viejo De Malaga, Velez Malaga · Malaga
3 Chambres2 Salles de bain115 m²
Description
On the fourth floor of a new-build development on Camino Viejo de Málaga, this 115m2 penthouse includes 3 bedrooms and 2 bathrooms across a single level. Two dedicated parking spaces are allocated with the property, and a private solarium provides additional outdoor space above. The development stands in Vélez-Málaga, a municipality of around 80,000 residents situated 35 kilometres east of Málaga city.Camino Viejo de Málaga runs through the western fringe of Vélez-Málaga, connecting the town to the coastal strip around Torre del Mar and Caleta de Vélez. The local Mercadona on Avenida de Andalucía is within a few minutes' drive, and the N-340 coastal road gives straightforward access to both Nerja to the east and the Málaga ring road to the west. Camino Viejo de Málaga sits roughly 3 kilometres from the seafront at Torre del Mar.Priced at EUR 349,950, the property works out at approximately EUR 3,043 per m2. As a new-build purchase in Málaga province, VAT applies at 10 percent (EUR 34,995), plus stamp duty (AJD) of 1.2 percent, notary fees of approximately EUR 600 to 1,200, land registry fees of approximately EUR 400 to 800, and legal fees of around 1 percent plus VAT. Community fees are currently listed at EUR 0 and buyers should confirm the final figure with the developer. IBI has not yet been assessed for this new-build unit. The energy rating is G.
Détails du bien
| Type de bien | Penthouse |
| Chambres | 3 |
| Salles de bain | 2 |
| Surface habitable | 115 m² |
| Étage | 4 |
| Certificat énergétique | G |
| Référence | 97290610-03 |
Équipements
Neuf
Piscine commune
Private solarium
Ascenseur
2 parking spaces
3 bedrooms
2 bathrooms
Fourth-floor position
Energy rating G
Distances et environs
- Aéroport
- 20 min (Málaga AGP)
✈️
Emplacement sur la carte
Camino Viejo De Malaga, Velez Malaga · 36.7743, -4.1045
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €40,244 |
| Notario | ~€950 |
| Registro de la Propiedad | ~€650 |
| Abogado (1% + IVA) | ~€4,234 |
| Total | ~€46,078 (13.2%) |
Aperçu de l'investissement
Prix/m²
€3,043
Velez Malaga moy.
~€1,650
Diff.
+84%
À propos de Camino Viejo De Malaga, Velez Malaga
Velez Malaga est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What are the purchase costs on top of the asking price?
As a new-build property in Málaga province, you pay IVA (VAT) at 10% of the purchase price, which is EUR 34,995. On top of that, stamp duty (AJD) runs at around 1.2%, notary fees are typically EUR 600–1,200, land registry fees EUR 400–800, and legal fees approximately 1% plus VAT. Budget a total of roughly 13–15% above the asking price to cover all acquisition costs.
Can non-residents obtain a mortgage on this property?
Yes. Spanish lenders generally offer non-residents up to 60–70% loan-to-value on a property priced at EUR 349,950, meaning a deposit of 30–40% (approximately EUR 105,000–140,000) is typically required. Current variable and fixed rates range from roughly 3.5% to 4.5% depending on the lender and your financial profile. We can introduce you to independent mortgage brokers with experience in cross-border lending.
What are the ongoing running costs?
Community fees are currently listed as EUR 0 per month; buyers should confirm the final service charge with the developer before exchange. IBI (annual council tax) has not yet been assessed for this new-build unit and will be set by the Vélez-Málaga town hall once the property is registered. Allow a further budget for buildings insurance and the annual waste collection charge (basura), both of which are estimated costs at this stage.
Can I view the property remotely?
Yes. We offer video viewings via WhatsApp or video call for buyers who cannot travel to Camino Viejo de Málaga immediately. Our agents can walk through the completed show unit or development site and answer questions in real time. In-person viewings can be arranged with 24 to 48 hours' notice.
Is there rental potential?
Torre del Mar and the wider Vélez-Málaga coast attract summer visitors, and the area falls within the Axarquía tourist zone. A top-floor unit with a solarium and 2 parking spaces can appeal to both short-term holiday lets and longer-term annual tenants. Short-term letting in Andalusia requires a Junta de Andalucía tourist licence; we can point you towards local property managers familiar with the licensing process.
How does the purchase process work?
The first step is obtaining a Spanish NIE (tax identification number), which can be done in Spain or via a Spanish consulate in your home country. Once you have agreed a price, a reservation deposit (typically EUR 3,000–6,000) is paid to take the property off the market. This is followed by a private purchase contract (contrato de arras or developer's stage-payment contract for new builds), where a further deposit is paid. Final completion takes place before a Spanish notary, at which point the balance and all taxes are settled and the title deed (escritura) is signed.
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Détails du bien
- Type de bien
- penthouse
- Chambres
- 3
- Salles de bain
- 2
- Surface habitable
- 115 m²
- Certificat énergétique
- G
