New-Build 3-Bedroom Apartment in El Velerín, Estepona
El Velerin, Estepona · Malaga
3 Chambres3 Salles de bain205 m²
Description
This first-floor new-build apartment in El Velerín covers 205 m2 of internal living space across 3 bedrooms and 3 bathrooms. Set within a 2-storey development, the property is served by a lift and a communal pool. The 205 m2 build area places it among the more generously sized apartments currently available in this part of Estepona's western coastline. The price per m2 works out at approximately EUR 6,696.El Velerín sits on the western edge of Estepona, roughly midway along the coastal stretch between Estepona town centre and the Cancelada district. The area is characterised by low-rise residential developments running close to the N-340 coastal road, with beach access points within a short drive. Estepona's old town, with its weekly market on Calle Terraza and the covered Mercado de Abastos, is around 10 minutes by car. Málaga Airport is approximately 20 minutes away, making El Velerín a practical base for frequent travellers.Priced at EUR 1,372,710, the applicable purchase tax is IVA at 10%, equating to EUR 137,271. Additional costs include notary fees of approximately EUR 600 to EUR 1,200, land registry fees of EUR 400 to EUR 800, and legal costs of around 1% plus VAT. The energy rating is G. No community fee or IBI figure has been confirmed by the vendor at this stage, and buyers should request current estimates directly from the developer before proceeding to exchange.
Détails du bien
| Type de bien | Appartement |
| Chambres | 3 |
| Salles de bain | 3 |
| Surface habitable | 205 m² |
| Étage | 1 / 2 |
| Certificat énergétique | G |
| Référence | 57793934-04 |
Équipements
Piscine commune
Ascenseur
3 bedrooms
3 bathrooms
205 m2 build area
First floor
Neuf
Climatisation
Distances et environs
- Aéroport
- 20 min (Málaga AGP)
✈️
Emplacement sur la carte
El Velerin, Estepona · 36.4609, -5.0867
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €157,862 |
| Notario | ~€1,200 |
| Registro de la Propiedad | ~€850 |
| Abogado (1% + IVA) | ~€16,610 |
| Total | ~€176,522 (12.9%) |
Aperçu de l'investissement
Prix/m²
€6,696
Estepona moy.
~€1,650
Diff.
+306%
À propos de El Velerin, Estepona
Estepona est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What are the purchase costs on top of the asking price?
As a new-build property, IVA applies at 10% of the purchase price, which on EUR 1,372,710 equals EUR 137,271. Additional costs include notary fees (approximately EUR 600 to EUR 1,200), land registry fees (EUR 400 to EUR 800), and legal fees of around 1% of the purchase price plus VAT, so roughly EUR 13,727 plus VAT. Budget for total purchase costs of approximately 12 to 13% above the asking price.
Can non-residents obtain a mortgage on this property?
Yes. Spanish banks typically lend non-residents up to 60 to 70% of the purchase price or valuation, whichever is lower, meaning a deposit of 30 to 40% is usually required. On EUR 1,372,710, that equates to a minimum deposit of around EUR 412,000 to EUR 549,000. Current variable and fixed mortgage rates from Spanish lenders are broadly in the 3.5 to 4.5% range, though individual offers vary.
What are the ongoing running costs?
The vendor has not supplied an IBI (council tax) figure or annual community fee for this property. Buyers should request these figures from the developer before proceeding. As a new-build, IBI is typically calculated once the property is registered with the catastro, which can take one to two years after completion.
Can I view this property remotely?
Yes. OceanHome offers video viewings for buyers who cannot visit in person. We can conduct a live walkthrough via video call at a time that suits you, and we can arrange an in-person viewing at the development in El Velerín once you are ready to visit.
Does this property have rental potential?
El Velerín falls within the Costa del Sol tourist zone, and Estepona municipality permits short-term holiday lettings subject to obtaining a Junta de Andalucía tourist licence. Demand in this coastal corridor is driven by golf, beach and proximity to Marbella. Speak to our team for current market context on holiday rental activity in the area.
How does the purchase process work in Spain?
First, you will need a Spanish NIE (Número de Identificación de Extranjero), which is required for any property transaction. Once you agree terms, a reservation fee is paid to take the property off the market. This is followed by a private purchase contract (contrato de arras) under which typically 10% of the price is paid. For new builds, staged payments during construction may apply. The transaction completes before a notary, at which point the remaining balance, taxes and fees are settled and keys are handed over.
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Détails du bien
- Type de bien
- apartment
- Chambres
- 3
- Salles de bain
- 3
- Surface habitable
- 205 m²
- Certificat énergétique
- G
