First-Floor 3-Bedroom New-Build Apartment, El Velerín, Estepona
El Velerin, Estepona · Malaga
3 Bed3 Bath203 m²Energy: G
Description
A first-floor apartment in a two-storey new-build development in El Velerín, this 205 m2 property has three bedrooms and three bathrooms. The building has a lift and a communal pool. Air conditioning is fitted throughout and the property sits on the first of two floors.El Velerín is a residential area west of Estepona town, positioned between the A-7 coast road and the sea. The neighbourhood sits close to Playa El Velerín, a quiet stretch of coastline with easy access from Avenida Litoral. Local amenities along this corridor include supermarkets, beach bars and sports facilities. Málaga Airport is approximately 20 minutes by car.Community fees are currently listed at zero, though buyers should confirm this with the developer prior to completion. The energy certificate is rated G. As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%. ITP does not apply. Reduced rates and local allowances may apply if you meet this region's conditions, such as age, large-family or disability status, or buying a primary residence, and this is worth checking before you budget.
Features
- New build
- First floor
- 3 bedrooms
- 3 bathrooms
- 205 m2 build area
- Communal pool
- Lift
- Air conditioning
Property Details
| Property Type | Apartment |
| Bedrooms | 3 |
| Bathrooms | 3 |
| Built Area | 203 m² |
| Floor | 1 / 2 |
| Energy Certificate | G |
| Reference | 57793934-04 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
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Location
El Velerin, Estepona · 36.4609, -5.0867
About El Velerin, Estepona
Estepona is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What purchase taxes and costs apply to this property?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%, set by the Andalucían regional government. ITP does not apply. Additional buying costs typically include notary fees (EUR 600–1,200), land registry fees (EUR 400–800) and legal fees of approximately 1% of the purchase price plus VAT. Reduced rates and local allowances may apply if you meet this region's conditions — for example age, large-family or disability status, or buying a primary residence — and this is worth checking before you finalise your budget.
Can I get a mortgage as a non-resident buyer?
Non-resident buyers in Spain typically need to provide a deposit of 30–40% of the purchase price, as Spanish lenders usually finance up to 60–70% for non-residents. Current variable and fixed mortgage rates are broadly in the range of 3.5–4.5%, though individual offers vary by lender and personal circumstances. We recommend speaking to a Spanish mortgage broker before proceeding.
What are the ongoing running costs for this apartment?
Community fees are currently listed at zero; buyers should confirm this figure directly with the developer before exchange. Annual IBI (council tax) is not yet available for this property — the agent can provide an estimate on request. No annual waste collection charge has been provided for this listing.
Can I view the property remotely?
Yes. We offer video viewings for buyers who cannot travel to El Velerín in person. A member of the team will walk through the apartment and development on a live video call at a time that suits you. In-person viewings at the El Velerín site can also be arranged through our Estepona office.
Does this property have rental potential?
El Velerín's coastal location on the western side of Estepona means there is demand for holiday lets along this stretch of the Costa del Sol. New-build apartments of this size with a communal pool are popular with short-term renters. A tourist rental licence will be required; eligibility and conditions are set by the Andalucían regional government and should be confirmed with a local lawyer before purchase.
What are the main steps in buying this property?
You will first need an NIE (Número de Identificación de Extranjero), which is the tax identification number required for all property purchases in Spain. Once you have agreed terms, you typically pay a reservation fee to take the property off the market, followed by a private purchase contract (arras) where a further deposit — commonly 10% of the purchase price — is paid. The balance is settled at the notary on completion, at which point the title deed (escritura) is signed and the property is registered in your name. We recommend appointing an independent Spanish lawyer to act for you throughout.
Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- apartment
- Bedrooms
- 3
- Bathrooms
- 3
- Build Size
- 203 m²
- Energy Rating
- G
