Question 1

What purchase taxes and costs should I budget for?

Accepted Answer

As a resale in the Valencian Community, this purchase carries ITP transfer tax at 9% of the purchase price, rising to 11% on the entire value above EUR 1,000,000. Tax is charged on the higher of the price paid and the property's official reference value, so treat any figure based on the asking price as a minimum. Reduced rates and local allowances may apply if you meet this region's conditions — for example age, large-family or disability status, or buying a primary residence — worth checking before you budget. Additional costs include notary fees (typically EUR 600–1,200), land registry fees (EUR 400–800), and legal fees of around 1% of the purchase price plus VAT.

Question 2

Can I get a mortgage as a non-resident buyer?

Accepted Answer

Non-resident buyers in Spain can typically borrow up to 60–70% of the purchase price, meaning a deposit of 30–40% is usually required. Current variable and fixed mortgage rates from Spanish lenders generally range between 3.5% and 4.5%, though the rate offered will depend on your financial profile and the lender. It is advisable to obtain an agreement in principle before making an offer.

Question 3

What are the ongoing running costs for this villa?

Accepted Answer

The estimated annual IBI (council tax) is approximately EUR 620. Estimated community fees are approximately EUR 55 per month, which contribute to the upkeep of communal areas and the pool. Both figures are estimates. You should also allow for utility costs (electricity, water) and contents or building insurance. The energy rating of G means electricity bills are likely to be higher than a more efficient property.

Question 4

Can I view the property remotely before travelling to Spain?

Accepted Answer

Yes. OceanHome can arrange a video viewing via WhatsApp or video call at a time that suits you. This allows you to assess the layout, condition, and outdoor spaces before committing to travel. An in-person viewing can then be scheduled once you are ready to proceed.

Question 5

Is this property suitable for holiday letting?

Accepted Answer

Ciudad Quesada and the Campo de Golf La Marquesa area attract a consistent flow of golf tourists and short-break visitors, particularly from northern Europe. Two bedrooms, four bathrooms, a private solarium, and outdoor barbecue space are practical features for a rental property. You would need a valid tourist licence from the Valencian Community authorities to let the property legally on a short-term basis. An OceanHome agent can advise on the current licensing process.

Question 6

What does the purchase process involve?

Accepted Answer

First, you will need a Spanish NIE (tax identification number), which your solicitor can obtain on your behalf. Once an offer is agreed, a reservation deposit is typically paid to take the property off the market. This is followed by a private purchase contract (arras) in which both parties commit to the sale, usually with a further deposit of around 10% of the agreed price. Completion takes place before a notary, at which point the remaining balance is paid and the title deeds (escritura) are signed and registered. The full process typically takes six to twelve weeks from reservation to completion.

Type de bien	Villa
Chambres	2
Salles de bain	4
Surface habitable	214 m²
Surface du terrain	426 m²
Étage	0 / 2
Année de construction	2002
Orientation	South-East
Certificat énergétique	G
Référence	OH02241

ITP (10%)	€43,990
Notario	~€950
Registro de la Propiedad	~€650
Abogado (1% + IVA)	~€5,323
Comunidad	€55/mo
IBI	€620/yr
Total	~€50,913 (11.6%)

VILLAS GEMELAS CIUDAD QUESADA

Description

Détails du bien

Équipements

Distances et environs

Emplacement sur la carte

Certificat énergétique

Frais d'acquisition estimés

Charges annuelles

Aperçu de l'investissement

À propos de La Marquesa Golf, Ciudad Quesada

Questions fréquentes

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