New-Build 4-Bed Villa on 987m2 Plot, Whater Gardens, Estepona
Whater Gardens, Estepona · Malaga
4 Chambres4 Salles de bain581 m²987 m² surface du terrain
Description
One of only five new-build villas in this Whater Gardens development, this 4-bedroom property offers 581 m2 of living space on a 987 m2 private plot, priced at EUR 2,400,000. Each of the 4 bedrooms is served by a dedicated bathroom. The villa includes a garage, underfloor heating, built-in wardrobes, a video intercom system, and an electric car charging point. The energy rating is G.Whater Gardens sits within the Estepona municipality, approximately 2 km from the coastline and the Paseo Marítimo. Playa de la Rada, one of Estepona's longest beaches at around 2.4 km, is accessible within a short drive. The old town, with its whitewashed streets and the flower-lined Plaza de las Flores, is roughly 5 km away. Málaga Airport is a 20-minute drive, making Whater Gardens a practical base for frequent travellers.At EUR 2,400,000, the price per m2 of built space works out at approximately EUR 4,130. As a new build in Andalusia, the applicable purchase tax is IVA at 10%, which amounts to EUR 240,000. Additional purchase costs include notary fees of approximately EUR 600 to 1,200, land registry fees of EUR 400 to 800, and legal fees of around 1% of the purchase price plus VAT. Community fees are EUR 0 per year. IBI has not been confirmed for this property. Estepona is a recognised tourist area, and short-term rental licences are available subject to local authority approval.The outdoor areas include a private pool, spacious terraces, and a solarium. The 987 m2 plot provides generous space around the villa, with room for outdoor dining and leisure. The private garage is integrated into the ground floor layout.
Détails du bien
| Type de bien | Villa |
| Chambres | 4 |
| Salles de bain | 4 |
| Surface habitable | 581 m² |
| Surface du terrain | 987 m² |
| Étage | 0 |
| Certificat énergétique | G |
| Référence | 44506673-02 |
Équipements
Piscine privée
Solarium
Private garage
Jardin privé
Chauffage au sol
Placards intégrés
Visiophone
Electric vehicle charging point
Modern kitchen appliances
4 en-suite bathrooms
Climatisation
Terrasse
Neuf
Distances et environs
- Aéroport
- 20 min (Málaga AGP)
✈️
Emplacement sur la carte
Whater Gardens, Estepona · 36.4663, -5.0441
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €276,000 |
| Notario | ~€1,200 |
| Registro de la Propiedad | ~€850 |
| Abogado (1% + IVA) | ~€29,040 |
| Total | ~€307,090 (12.8%) |
Aperçu de l'investissement
Prix/m²
€4,131
Estepona moy.
~€1,650
Diff.
+150%
À propos de Whater Gardens, Estepona
Estepona est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What are the purchase costs on top of the asking price?
As this is a new-build property in Andalusia, IVA (VAT) applies at 10% rather than the resale transfer tax (ITP). On a price of EUR 2,400,000, that is EUR 240,000 in IVA. You should also budget for notary fees of approximately EUR 600 to 1,200, land registry fees of EUR 400 to 800, and legal representation of around 1% of the purchase price plus VAT (approximately EUR 24,000 plus VAT). Total additional costs typically fall between 12% and 13% of the purchase price.
Can non-residents obtain a mortgage on this property?
Yes. Spanish banks generally lend up to 60 to 70% of the purchase price to non-residents, meaning a minimum deposit of 30 to 40% is required. On EUR 2,400,000, a 40% deposit would be EUR 960,000. Current variable and fixed mortgage rates for non-residents are broadly in the range of 3.5% to 4.5%, though terms vary by lender and applicant profile. We can connect you with independent mortgage brokers familiar with the Estepona market.
What are the annual running costs for this villa?
Community fees for this property are EUR 0 per year. The annual IBI (council tax) figure has not yet been confirmed for this new build and we recommend requesting this from the local town hall or your legal adviser once the catastral reference is assigned. Utilities, building insurance, and any gardening or pool maintenance costs should be factored in separately.
How can I arrange a viewing?
Viewings can be arranged in person at the Whater Gardens development or via a live video call for buyers who are not currently in Spain. Contact our Estepona team to schedule a time that suits you, and we will confirm availability with the developer's sales team.
Is this villa suitable as a rental investment?
Estepona is classified as a tourist zone on the Costa del Sol, and short-term holiday rental licences (VUT) are available subject to approval by the Junta de Andalucía and the local authority. Villas of this size in the area typically attract demand from family groups during the summer months. We do not quote yield figures, but our team can provide comparable rental data to help you assess the income potential.
What is the step-by-step process to purchase this villa?
First, you will need a Spanish NIE (Número de Identificación de Extranjero), which can be obtained at a Spanish consulate or via a local gestoría. Once you have agreed the purchase, a reservation contract is signed and a holding deposit, typically EUR 6,000 to 10,000, is paid to take the property off the market. This is followed by a private purchase contract (arras or contrato privado), at which point a further deposit, usually 10% of the price, is paid. Completion takes place before a notary, at which point the remaining balance and all taxes and fees are settled, and the title deed (escritura) is signed and registered.
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Détails du bien
- Type de bien
- villa
- Chambres
- 4
- Salles de bain
- 4
- Surface habitable
- 581 m²
- Surface du terrain
- 987 m²
- Certificat énergétique
- G
