NEW BUILD VILLA LUJO

As a resale in the Valencian Community, this purchase carries ITP transfer tax at 9% of the purchase price, rising to 11% on the entire value above €1,000,000. Note that tax is charged on the higher of the price paid and the property's official reference value, so treat any figure based on the asking price as a minimum. You should also budget for notary fees (typically EUR 600–1,200), land-registry fees (typically EUR 400–800) and legal fees (typically 1% of the purchase price plus VAT). Reduced rates and local allowances may apply if you meet the Valencian Community's conditions — for example age, large-family or disability status, or buying a primary residence — so it is worth checking before you finalise your budget.

Spanish lenders typically offer non-residents a loan-to-value ratio of 60–70%, meaning a deposit of 30–40% of the purchase price is required. Current variable and fixed mortgage rates from Spanish banks generally fall in the range of 3.5–4.5% per annum, though individual offers vary by lender and applicant profile. We recommend consulting an independent mortgage broker with experience in Spanish property finance.

Annual IBI (council tax) is estimated at €1,080. Community fees are estimated at €50 per month. Both figures are estimates at this stage and may be revised once final accounts are set. Additional costs to allow for include utilities, home insurance and routine garden and pool maintenance.

Yes. We offer video viewings via WhatsApp, FaceTime or Zoom for buyers who cannot travel to the Costa Blanca at short notice. A member of our team will walk through the property live, answer questions in real time and send follow-up photographs of any areas you want to examine more closely. In-person viewings can be arranged with advance notice.

Doña Pepa and the wider Rojales area attract both long-term residents and visitors using the nearby golf courses. Villas with private pools in this part of Alicante province are in consistent demand for both short-term holiday lets (subject to obtaining a tourist licence from the Valencian Community) and longer residential rentals. We recommend speaking to a local letting agent for current occupancy and rate data specific to this street and property type.

The first practical step is obtaining an NIE (Número de Identificación de Extranjero), the tax identification number required for all Spanish property transactions. Once you decide to proceed, a reservation agreement is signed and a reservation deposit paid to take the property off the market. This is followed by a private purchase contract (contrato de arras), at which point typically 10% of the agreed price is paid. The balance is settled at the notary on the completion date, when title transfers formally and keys are handed over. We recommend appointing an independent Spanish solicitor to conduct due-diligence checks throughout.