New-Build 5-Bedroom Apartment in El Velerín, Estepona
El Velerin, Estepona · Malaga
5 Chambres5 Salles de bain254 m²
Description
This 254 m2 new-build apartment on the first floor of a two-storey development in El Velerín offers five bedrooms and five bathrooms across a generous single-level layout. The build size places it among the largest apartment formats available in Estepona's new-build market, with each of the five bedrooms served by its own bathroom. The development includes a communal pool and lift access throughout its two floors.El Velerín sits on the western edge of Estepona, between the town centre and the resort area of Cancelada. The neighbourhood is close to the N-340 coastal road, which provides direct access to Estepona's Playa del Cristo and the marina, both within a short drive. Local amenities including supermarkets and restaurants are available along the Avenida Juan Carlos I corridor that runs through the wider area.At EUR 1,690,590, the price per m2 works out at approximately EUR 6,655. As a new-build property, VAT applies at 10% rather than transfer tax, adding approximately EUR 169,059 to the purchase cost. Notary fees typically run EUR 600 to EUR 1,200, land registry fees EUR 400 to EUR 800, and legal fees around 1% of the purchase price plus VAT. Community fees are not currently applicable. IBI has not yet been assessed for this new-build. The energy rating is G. Málaga Airport is approximately 20 minutes by car.
Détails du bien
| Type de bien | Appartement |
| Chambres | 5 |
| Salles de bain | 5 |
| Surface habitable | 254 m² |
| Étage | 1 / 2 |
| Certificat énergétique | G |
| Référence | 57793934-03 |
Équipements
Piscine commune
Ascenseur
5 bedrooms
5 bathrooms
Neuf
254 m2 build size
First floor
Climatisation
Double vitrage
Mains water
Mains electricity
Distances et environs
- Aéroport
- 20 min (Málaga AGP)
✈️
Emplacement sur la carte
El Velerin, Estepona · 36.4609, -5.0867
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €194,418 |
| Notario | ~€1,200 |
| Registro de la Propiedad | ~€850 |
| Abogado (1% + IVA) | ~€20,456 |
| Total | ~€216,924 (12.8%) |
Aperçu de l'investissement
Prix/m²
€6,656
Estepona moy.
~€1,650
Diff.
+303%
À propos de El Velerin, Estepona
Estepona est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What are the purchase costs on top of the asking price?
As a new-build property in Andalusia, VAT (IVA) applies at 10%, which amounts to EUR 169,059 on the asking price of EUR 1,690,590. Additional costs include notary fees of EUR 600 to EUR 1,200, land registry fees of EUR 400 to EUR 800, and legal fees of approximately 1% of the purchase price plus VAT (around EUR 20,287 including VAT). Total additional costs typically fall between EUR 190,000 and EUR 192,000.
Can I get a mortgage as a non-resident buyer?
Non-resident buyers can typically access mortgages of up to 60 to 70% of the purchase price from Spanish lenders, meaning a deposit of 30 to 40% is usually required. On EUR 1,690,590 that equates to a minimum deposit of around EUR 507,177 to EUR 676,236, excluding purchase costs. Current variable and fixed rates in Spain range from approximately 3.5% to 4.5%, though terms vary by lender and applicant profile.
What are the ongoing running costs for this property?
Community fees for this property are currently stated as zero, though this may change once the development is fully established. IBI (annual local property tax) has not yet been assessed for this new-build and will be set by the local authority after completion. Utility costs and any basura (rubbish collection) charges would also apply once the property is occupied.
Can I arrange a viewing remotely?
Yes. OceanHome offers video viewings for buyers who cannot travel to Estepona immediately. A member of our team can walk you through the development and the El Velerín area via a live video call. In-person viewings can also be arranged by contacting our office directly.
What is the rental potential of this apartment?
El Velerín and the wider western Estepona area attract both long-term residential tenants and short-term holiday visitors, given the proximity to the coast and Málaga Airport. A five-bedroom property of this size and specification is well suited to the premium short-term rental market. Licensing requirements apply for tourist lets in Andalusia; we recommend consulting a local lawyer before purchasing with rental income in mind.
What does the purchase process involve?
You will first need a Spanish NIE (tax identification number), which your legal representative can obtain on your behalf. Once you have identified the property, a reservation agreement is signed and a holding deposit paid, typically EUR 3,000 to EUR 10,000. This is followed by a private purchase contract (contrato de arras), at which point around 10% of the purchase price is paid. The remaining balance is settled at the notary on completion, when the title deeds are signed and the property is formally transferred.
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Détails du bien
- Type de bien
- apartment
- Chambres
- 5
- Salles de bain
- 5
- Surface habitable
- 254 m²
- Certificat énergétique
- G
