New-Build 5-Bed Villa with Private Plot, Whater Gardens, Estepona
Whater Gardens, Estepona · Malaga
5 Chambres5 Salles de bain355 m²529 m² surface du terrain
Description
Priced at EUR 2,750,000, this new-build villa in Whater Gardens, Estepona delivers 355 m2 of built space across a 529 m2 private plot. The property has 5 bedrooms and 5 bathrooms, giving a price per m2 of approximately EUR 7,746. The ground-floor position provides direct access to the garden and outdoor areas without internal stairs between living space and plot.Whater Gardens is a low-density residential development in the Estepona municipality, positioned approximately 20 minutes by car from Málaga Airport (AGP). The wider Estepona area offers regular access to the old town's weekly market on Calle Terraza and the 2-kilometre Paseo Marítimo seafront promenade. Contact the agent for precise distances to the nearest beach, supermarket, and golf courses.The purchase price of EUR 2,750,000 attracts IVA at 10% on a new build, equating to EUR 275,000 in transfer tax. Additional acquisition costs include notary fees of approximately EUR 600 to 1,200, land registry fees of EUR 400 to 800, and legal fees of around 1% plus VAT. Community fees are recorded as EUR 0 per year, and IBI and basura figures are not yet confirmed and should be verified with the agent. The energy rating is G.The 529 m2 plot allows for a private garden and outdoor entertaining area. Full details of pool specification, terrace dimensions, and landscaping should be confirmed with the agent prior to reservation.
Détails du bien
| Type de bien | Villa |
| Chambres | 5 |
| Salles de bain | 5 |
| Surface habitable | 355 m² |
| Surface du terrain | 529 m² |
| Étage | 0 |
| Certificat énergétique | G |
| Référence | 97091892-01 |
Équipements
Neuf
5 bedrooms
5 bathrooms
Private plot of 529 m2
355 m2 built area
Ground-floor access to garden
Jardin privé
Climatisation
Parking souterrain
Energy rating G
20 minutes from Málaga Airport
Distances et environs
- Aéroport
- 20 min (Málaga AGP)
✈️
Emplacement sur la carte
Whater Gardens, Estepona · 36.4674, -5.0459
Certificat énergétique
Certificado de Eficiencia Energética — kWh/m²
A
< 29kWh/m²B
29 – 49kWh/m²C
50 – 79kWh/m²D
80 – 119kWh/m²E
120 – 179kWh/m²F
180 – 239kWh/m²G←
> 240kWh/m²Note
G
Très faible
Consommation
> 240
kWh/m²
Coût annuel estimé
> €2,030
/an
- Installing double-glazed windows
- Adding wall and roof insulation
- Upgrading to an efficient air-conditioning / heating system
Frais d'acquisition estimés
| IVA (10%) + AJD (1.5%) | €316,250 |
| Notario | ~€1,200 |
| Registro de la Propiedad | ~€850 |
| Abogado (1% + IVA) | ~€33,275 |
| Total | ~€351,575 (12.8%) |
Aperçu de l'investissement
Prix/m²
€7,746
Estepona moy.
~€1,650
Diff.
+369%
À propos de Whater Gardens, Estepona
Estepona est l'une des destinations les plus prisées de la Costa Blanca en Espagne.
Questions fréquentes
What are the total purchase costs on top of the asking price?
As a new-build property, this villa is subject to IVA at 10% rather than ITP, which amounts to EUR 275,000 on the EUR 2,750,000 price. You should also budget for notary fees (approximately EUR 600–1,200), land registry fees (approximately EUR 400–800), and legal fees of around 1% of the purchase price plus VAT. Total acquisition costs typically add 12–14% to the headline price.
Can non-residents obtain a mortgage on this property?
Yes. Spanish banks generally lend up to 60–70% of the purchase price to non-residents, meaning a deposit of 30–40% is normally required. On EUR 2,750,000 that equates to a deposit of approximately EUR 825,000 to EUR 1,100,000. Current variable and fixed mortgage rates for non-residents typically range from 3.5% to 4.5%. A formal mortgage offer will depend on individual financial circumstances and the lender's valuation.
What are the ongoing running costs for this villa?
Community fees are recorded as EUR 0 per year. Annual IBI (council tax) and basura (refuse collection) figures have not yet been confirmed for this property and should be verified with the agent before exchange. As a guide, IBI on a villa at this price level in Estepona commonly falls in the range of EUR 2,000 to EUR 4,000 per year, though the actual figure depends on the catastral value once registered.
How can I arrange a viewing?
You can book an in-person viewing through OceanHome by contacting our Estepona team directly. If you are unable to travel, we also offer video viewings via WhatsApp or video call, during which an agent can walk through the property and answer questions in real time.
Does this property have rental potential?
Estepona is a licensed tourist area within the province of Málaga, so short-term holiday rentals are permitted subject to obtaining a Vivienda con Fines Turísticos (VFT) licence from the Junta de Andalucía. A 5-bedroom villa in the Whater Gardens area can attract strong summer demand. We do not quote yield percentages, but our local team can provide guidance on the rental market and introduce you to a local management company if required.
What are the main steps in the purchase process?
First, you will need a Spanish tax identification number (NIE), which can be obtained at a Spanish consulate or in person in Spain. Once you have agreed terms, a reservation contract is signed and a holding deposit paid, typically EUR 6,000 to EUR 10,000. This is followed by a private purchase contract (arras), at which point 10% of the purchase price is usually paid. Completion takes place before a Spanish notary, at which point the balance is paid and title is transferred. We recommend appointing an independent solicitor to carry out due diligence throughout.
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Détails du bien
- Type de bien
- villa
- Chambres
- 5
- Salles de bain
- 5
- Surface habitable
- 355 m²
- Surface du terrain
- 529 m²
- Certificat énergétique
- G
