Question 1

What purchase taxes and costs apply to this property?

Accepted Answer

As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%. ITP does not apply. Additional purchase costs typically include notary fees of EUR 600–1,200, land registry fees of EUR 400–800, and legal fees of around 1% of the purchase price plus VAT. Reduced rates and local allowances may apply if you meet this region's conditions — for example age, large-family or disability status, or buying a primary residence — and are worth checking before you budget.

Question 2

Can non-residents obtain a mortgage on this property?

Accepted Answer

Non-resident buyers in Spain are generally required to provide a deposit of 30–40% of the purchase price, as lenders typically finance up to 60–70% for non-residents. Current variable and fixed mortgage rates in Spain range from approximately 3.5% to 4.5%. We recommend speaking to an independent mortgage broker familiar with the Spanish market before committing to a purchase.

Question 3

What are the estimated running costs?

Accepted Answer

Community fees are estimated at 115 EUR per month, covering maintenance of communal areas including the pool, solarium, sauna and jacuzzi. The annual IBI (municipal property tax) is estimated at 1,190 EUR. Both figures are estimates and may be subject to change. No basura (refuse collection) charge is recorded for this listing — ask the agent for the current figure.

Question 4

Can I view this property remotely?

Accepted Answer

Yes. We offer video viewings for buyers who cannot travel to Las Lagunas Centro in person. A member of our team can walk through the property live via video call at a time that suits you. In-person viewings can be arranged with advance notice.

Question 5

Is this property suitable as a rental investment?

Accepted Answer

Las Lagunas Centro's proximity to Fuengirola and Málaga AGP airport gives the area consistent demand from both short-term and long-term renters. A tourist rental licence would be required for holiday lets in Andalucía, and the top-floor position with solarium and communal facilities is an advantage in the rental market. We recommend speaking to a local letting agent for current occupancy and rate data specific to this area.

Question 6

What does the purchase process involve?

Accepted Answer

You will first need a Spanish NIE (tax identification number), which can be obtained through a Spanish consulate or a local gestor. Once you agree terms, a reservation fee is paid to take the property off the market. This is followed by a private purchase contract (arras), at which point a further deposit — typically 10% of the purchase price — is paid. The balance is settled at the notary on the day of completion, when title transfers to the buyer. We recommend appointing an independent Spanish solicitor to review all documentation before you sign anything.

Type de bien	Penthouse
Chambres	2
Salles de bain	2
Surface habitable	132 m²
Étage	5 / 5
Année de construction	1976
Certificat énergétique	G
Référence	48739083-06

IVA (10%) + AJD (1.5%)	€85,672
Notario	~€1,200
Registro de la Propiedad	~€850
Abogado (1% + IVA)	~€9,014
Comunidad	€115/mo
IBI	€1,190/yr
Total	~€96,736 (13.0%)

Penthouse 2 chambres - Las lagunas centro, Mijas

Description

Détails du bien

Équipements

Distances et environs

Emplacement sur la carte

Certificat énergétique

Frais d'acquisition estimés

Charges annuelles

Aperçu de l'investissement

À propos de Las Lagunas, Mijas

Questions fréquentes

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